[{"data":1,"prerenderedAt":5090},["ShallowReactive",2],{"fr-code-bic-swift":3,"fr-global-content":1456,"fr-article-global-content":3059,"fr-blog-article-more-articles-143048bf-f5c7-4056-ab60-ecfd3a730bf3":3308,"fr-blog-article-more-articles-186732959024944":5078,"MarkdownRenderer_jmAB7m3rNSQUg1hkYLSg6l9CvhIXYDQycseafmbnGD4":5083},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1446,"full_slug":1447,"sort_by_date":26,"position":1448,"tag_list":1449,"is_startpage":29,"parent_id":26,"meta_data":26,"group_id":1450,"first_published_at":6,"release_id":26,"lang":33,"path":26,"alternates":1451,"default_full_slug":1446,"translated_slugs":1452},"Code BIC/SWIFT : définition, format et méthode pour ne pas se tromper lors pour d'un virement international","2026-06-12T15:38:21.318Z","2026-06-12T16:16:48.141Z","2026-06-12T16:16:48.164Z",186732959024944,"95cc4240-69c6-431a-8e77-42e9997ff532",{"_uid":11,"roles":12,"title":121,"author":122,"topics":176,"content":238,"noIndex":29,"category":1336,"language":1361,"component":1349,"heroMedia":1362,"sidebarCta":1369,"publishedAt":1370,"redirectUrl":52,"listingImage":1371,"metaDescription":1372,"bottomArticleCta":1373,"componentsAfterTheArticle":1374},"4467bec0-d64a-4a6d-9b4a-635b1337facd",[13,43,65,85,103],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":24,"full_slug":25,"sort_by_date":26,"position":27,"tag_list":28,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":31,"first_published_at":32,"release_id":26,"lang":33,"path":26,"alternates":34,"default_full_slug":35,"translated_slugs":36,"_stopResolving":42},"Accountant","2022-09-19T13:36:28.660Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.576Z",190903620,"27d61cde-0093-4c00-be8d-5cda47ef9ed7",{"_uid":21,"name":22,"component":23},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","Accountants","tag","accountants","fr/blog/role/accountants",null,0,[],false,190903385,"08848a19-819c-4c13-a216-e645ec1fe12a","2022-11-02T15:24:19.056Z","fr",[],"blog/role/accountants",[37,38,40],{"path":35,"name":26,"lang":33,"published":26},{"path":35,"name":26,"lang":39,"published":26},"de",{"path":35,"name":26,"lang":41,"published":26},"es",true,{"name":44,"created_at":45,"published_at":16,"updated_at":46,"id":47,"uuid":48,"content":49,"slug":53,"full_slug":54,"sort_by_date":26,"position":55,"tag_list":56,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":57,"first_published_at":58,"release_id":26,"lang":33,"path":26,"alternates":59,"default_full_slug":60,"translated_slugs":61,"_stopResolving":42},"Budget manager","2022-10-19T16:17:12.879Z","2026-03-12T10:47:19.777Z",206109932,"af79d1a6-f01f-43eb-aa41-6f9705b93e01",{"_uid":50,"name":51,"component":23,"hubspotId":52},"fe9819d0-b5da-4a13-9120-3050ce8baea9","Budget owner or manager","","budget-manager","fr/blog/role/budget-manager",-20,[],"b04d86a8-2a32-4b6e-b3de-8639e5557b83","2022-10-19T16:17:56.630Z",[],"blog/role/budget-manager",[62,63,64],{"path":60,"name":26,"lang":33,"published":26},{"path":60,"name":26,"lang":39,"published":26},{"path":60,"name":26,"lang":41,"published":26},{"name":66,"created_at":67,"published_at":16,"updated_at":68,"id":69,"uuid":70,"content":71,"slug":73,"full_slug":74,"sort_by_date":26,"position":75,"tag_list":76,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":77,"first_published_at":78,"release_id":26,"lang":33,"path":26,"alternates":79,"default_full_slug":80,"translated_slugs":81,"_stopResolving":42},"CFO","2022-09-20T14:27:36.164Z","2026-03-12T10:47:19.605Z",191679062,"a5510262-f27a-456f-aafb-282a0dc1152c",{"_uid":72,"name":66,"component":23},"0a20d718-30d9-4f0d-9b62-6d1d5842bf81","cfo","fr/blog/role/cfo",-10,[],"13455da7-6739-4b5f-9d1e-993eccd54cdf","2022-11-02T15:24:18.724Z",[],"blog/role/cfo",[82,83,84],{"path":80,"name":26,"lang":33,"published":26},{"path":80,"name":26,"lang":39,"published":26},{"path":80,"name":26,"lang":41,"published":26},{"name":86,"created_at":87,"published_at":16,"updated_at":88,"id":89,"uuid":90,"content":91,"slug":92,"full_slug":93,"sort_by_date":26,"position":55,"tag_list":94,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":95,"first_published_at":96,"release_id":26,"lang":33,"path":26,"alternates":97,"default_full_slug":98,"translated_slugs":99,"_stopResolving":42},"Treasurer","2024-11-14T16:28:49.038Z","2026-03-12T10:48:04.029Z",579108344,"7fc81bb7-67b3-471b-b326-38b511ad5345",{"_uid":50,"name":86,"component":23,"hubspotId":52},"treasurer","fr/blog/role/treasurer",[],"a6ceaa59-c9cd-4d99-8a43-7e2b2d1f03c5","2024-11-14T16:29:38.335Z",[],"blog/role/treasurer",[100,101,102],{"path":98,"name":26,"lang":33,"published":26},{"path":98,"name":26,"lang":39,"published":26},{"path":98,"name":26,"lang":41,"published":26},{"name":104,"created_at":105,"published_at":16,"updated_at":106,"id":107,"uuid":108,"content":109,"slug":110,"full_slug":111,"sort_by_date":26,"position":27,"tag_list":112,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":113,"first_published_at":114,"release_id":26,"lang":33,"path":26,"alternates":115,"default_full_slug":116,"translated_slugs":117,"_stopResolving":42},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":21,"name":104,"component":23},"finance-manager","fr/blog/role/finance-manager",[],"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z",[],"blog/role/finance-manager",[118,119,120],{"path":116,"name":26,"lang":33,"published":26},{"path":116,"name":26,"lang":39,"published":26},{"path":116,"name":26,"lang":41,"published":26},"Code BIC/SWIFT : définition, format et méthode pour ne pas se tromper (lors d'un transfert international)",{"name":123,"created_at":124,"published_at":125,"updated_at":126,"id":127,"uuid":128,"content":129,"slug":163,"full_slug":164,"sort_by_date":26,"position":165,"tag_list":166,"is_startpage":29,"parent_id":167,"meta_data":26,"group_id":168,"first_published_at":169,"release_id":26,"lang":33,"path":26,"alternates":170,"default_full_slug":171,"translated_slugs":172,"_stopResolving":42},"Maxime Reding","2026-03-17T08:39:44.277Z","2026-04-28T15:28:02.354Z","2026-04-28T15:28:02.367Z",155841266825828,"30784b49-7d4f-4209-ab52-8ffb11664c7d",{"_uid":130,"links":131,"picture":145,"lastName":149,"component":150,"firstName":151,"description":152},"88e4340f-e2bc-42fe-a8f0-79dafdd55f97",[132],{"tag":52,"_uid":133,"hide":29,"icon":134,"link":139,"type":52,"label":52,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"4ba61fb6-4159-4585-93bd-76c8eacb7945",{"id":135,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":136,"copyright":52,"fieldtype":137,"meta_data":138,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{},{"id":52,"url":140,"linktype":141,"fieldtype":142,"cached_url":140},"https://www.linkedin.com/in/maxime-reding-0777b7172/","url","multilink","primary","cta",{"id":146,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":147,"copyright":52,"fieldtype":137,"meta_data":148,"is_external_url":29},155841634553012,"https://a.storyblok.com/f/146026/512x512/cf0a8b2f08/t3hl6t4qp-u02bu4jb4d8-a93da9d1f60a-512.png",{},"Reding","author","Maxime",{"type":153,"content":154},"doc",[155],{"type":156,"attrs":157,"content":159},"paragraph",{"textAlign":26,"key":158},"p-0",[160],{"text":161,"type":162},"Originaire du Luxembourg et diplômé de la Rotterdam School of Management, il apporte un esprit analytique aigu et une expérience en gestion stratégique à notre équipe financière. Maxime a rejoint Spendesk en 2021 et a progressé régulièrement dans les rangs depuis, devenant notre ingénieur financier résident.","text","maxime-reding","fr/blog/author/maxime-reding",-1140,[],176408854,"21643648-1964-4f50-93e1-adc353a4c358","2026-03-17T08:43:08.491Z",[],"blog/author/maxime-reding",[173,174,175],{"path":171,"name":26,"lang":33,"published":26},{"path":171,"name":26,"lang":39,"published":26},{"path":171,"name":26,"lang":41,"published":26},[177,198,218],{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":183,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":188,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":192,"default_full_slug":193,"translated_slugs":194,"_stopResolving":42},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-03-12T10:47:23.972Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":184,"name":178,"component":23},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],176456153,"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[195,196,197],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":199,"created_at":200,"published_at":16,"updated_at":201,"id":202,"uuid":203,"content":204,"slug":206,"full_slug":207,"sort_by_date":26,"position":208,"tag_list":209,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":210,"first_published_at":211,"release_id":26,"lang":33,"path":26,"alternates":212,"default_full_slug":213,"translated_slugs":214,"_stopResolving":42},"Définitions","2022-10-19T17:57:53.036Z","2026-03-12T10:47:23.228Z",206171414,"4eb63393-291f-41de-88a9-d09d440119df",{"_uid":205,"name":199,"component":23},"4b129421-c813-4491-8835-bb3b4776fcc3","definitions","fr/blog/topic/definitions",-180,[],"a6a39cd8-f138-4757-9ab3-b801e1ea1a0d","2022-11-02T15:24:51.468Z",[],"blog/topic/definitions",[215,216,217],{"path":213,"name":26,"lang":33,"published":26},{"path":213,"name":26,"lang":39,"published":26},{"path":213,"name":26,"lang":41,"published":26},{"name":219,"created_at":220,"published_at":16,"updated_at":221,"id":222,"uuid":223,"content":224,"slug":226,"full_slug":227,"sort_by_date":26,"position":228,"tag_list":229,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":230,"first_published_at":231,"release_id":26,"lang":33,"path":26,"alternates":232,"default_full_slug":233,"translated_slugs":234,"_stopResolving":42},"Comptabilité","2022-10-19T17:57:49.664Z","2026-03-12T10:47:22.734Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":225,"name":219,"component":23},"1dc6497e-1135-45e9-a2c6-426facc382ba","comptabilite","fr/blog/topic/comptabilite",-50,[],"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[235,236,237],{"path":233,"name":26,"lang":33,"published":26},{"path":233,"name":26,"lang":39,"published":26},{"path":233,"name":26,"lang":41,"published":26},{"type":153,"content":239},[240,245,251,261,301,307,317,324,339,553,571,579,632,674,684,691,981,987,994,1000,1028,1044,1054,1062,1074,1086,1096,1103,1109,1147,1172,1181,1192,1221,1228,1242,1262,1270,1296,1333],{"type":156,"attrs":241,"content":242},{"textAlign":26,"key":158},[243],{"text":244,"type":162},"\"BIC\", \"SWIFT\", \"code BIC/SWIFT\", \"numéro SWIFT\"... Quatre façons de nommer exactement le même identifiant. Et pourtant, les erreurs restent fréquentes : code trop court, code périmé après une fusion bancaire, confusion avec l'IBAN. Un virement rejeté, c'est 15 à 25 € de frais de retour, plusieurs jours de délai supplémentaires et une relation fournisseur fragilisée.",{"type":156,"attrs":246,"content":248},{"textAlign":26,"key":247},"p-1",[249],{"text":250,"type":162},"Ce guide décrypte la structure du code, ce qui le distingue de l'IBAN, et la méthode pour toujours trouver le bon identifiant avant de valider un paiement international.",{"type":252,"attrs":253,"content":255},"heading",{"level":254,"textAlign":26},2,[256],{"text":257,"type":162,"marks":258},"BIC et SWIFT : deux noms, un seul code",[259],{"type":260},"bold",{"type":156,"attrs":262,"content":264},{"textAlign":26,"key":263},"p-2",[265,269,271,276,278,282,284,288,290,299],{"text":266,"type":162,"marks":267},"BIC",[268],{"type":260},{"text":270,"type":162}," est l'acronyme de ",{"text":272,"type":162,"marks":273},"Business Identifier Code",[274],{"type":275},"italic",{"text":277,"type":162},". ",{"text":279,"type":162,"marks":280},"SWIFT",[281],{"type":260},{"text":283,"type":162}," désigne la ",{"text":285,"type":162,"marks":286},"Society for Worldwide Interbank Financial Telecommunication",[287],{"type":275},{"text":289,"type":162},", l'organisation qui gère le réseau de messagerie interbancaire mondial depuis ",{"text":291,"type":162,"marks":292},"sa fondation en 1973",[293,298],{"type":294,"attrs":295},"link",{"href":296,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.swift.com/about-us/who-we-are","_blank",{"type":260},{"text":300,"type":162},", en Belgique.",{"type":156,"attrs":302,"content":304},{"textAlign":26,"key":303},"p-3",[305],{"text":306,"type":162},"Les deux termes désignent exactement le même code alphanumérique, attribué à chaque établissement financier connecté au réseau. Sur un formulaire de virement, peu importe que le champ s'appelle \"BIC\", \"code SWIFT\", \"BIC/SWIFT\" ou \"numéro SWIFT\" : c'est toujours la même information à renseigner.",{"type":308,"attrs":309},"blok",{"id":310,"body":311},"193c19ab-79b1-4ce5-88bd-41c318aae896",[312],{"_uid":313,"text":314,"color":315,"title":52,"component":316},"i-5ef49809-4f73-4f09-b162-947231b0a46f","> *Le réseau SWIFT connecte plus de **11 000 institutions financières** dans plus de 200 pays et traite en moyenne plus de 53 millions de messages par jour sur une infrastructure sécurisée et chiffrée.*","purple","callout",{"type":252,"attrs":318,"content":319},{"level":254,"textAlign":26},[320],{"text":321,"type":162,"marks":322},"Comment lire un code BIC en 30 secondes",[323],{"type":260},{"type":156,"attrs":325,"content":327},{"textAlign":26,"key":326},"p-4",[328,330,337],{"text":329,"type":162},"Chaque ",{"text":331,"type":162,"marks":332},"code BIC/SWIFT",[333,336],{"type":294,"attrs":334},{"href":335,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.swift.com/standards/data-standards/bic-business-identifier-code",{"type":260},{"text":338,"type":162}," suit une logique normalisée en quatre blocs :",{"type":340,"content":341},"table",[342,391,430,477,515],{"type":343,"content":344},"tableRow",[345,358,369,380],{"type":346,"attrs":347,"content":349},"tableHeader",{"colspan":348,"rowspan":348,"colwidth":26},1,[350],{"type":156,"attrs":351,"content":353},{"textAlign":26,"key":352},"p-5",[354],{"text":355,"type":162,"marks":356},"Bloc",[357],{"type":260},{"type":346,"attrs":359,"content":360},{"colspan":348,"rowspan":348,"colwidth":26},[361],{"type":156,"attrs":362,"content":364},{"textAlign":26,"key":363},"p-6",[365],{"text":366,"type":162,"marks":367},"Position",[368],{"type":260},{"type":346,"attrs":370,"content":371},{"colspan":348,"rowspan":348,"colwidth":26},[372],{"type":156,"attrs":373,"content":375},{"textAlign":26,"key":374},"p-7",[376],{"text":377,"type":162,"marks":378},"Longueur",[379],{"type":260},{"type":346,"attrs":381,"content":382},{"colspan":348,"rowspan":348,"colwidth":26},[383],{"type":156,"attrs":384,"content":386},{"textAlign":26,"key":385},"p-8",[387],{"text":388,"type":162,"marks":389},"Signification",[390],{"type":260},{"type":343,"content":392},[393,403,412,421],{"type":394,"attrs":395,"content":396},"tableCell",{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[397],{"type":156,"attrs":398,"content":400},{"textAlign":26,"key":399},"p-9",[401],{"text":402,"type":162},"Code banque",{"type":394,"attrs":404,"content":405},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[406],{"type":156,"attrs":407,"content":409},{"textAlign":26,"key":408},"p-10",[410],{"text":411,"type":162},"1 à 4",{"type":394,"attrs":413,"content":414},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[415],{"type":156,"attrs":416,"content":418},{"textAlign":26,"key":417},"p-11",[419],{"text":420,"type":162},"4 lettres",{"type":394,"attrs":422,"content":423},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[424],{"type":156,"attrs":425,"content":427},{"textAlign":26,"key":426},"p-12",[428],{"text":429,"type":162},"Identifie l'établissement financier",{"type":343,"content":431},[432,441,450,459],{"type":394,"attrs":433,"content":434},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[435],{"type":156,"attrs":436,"content":438},{"textAlign":26,"key":437},"p-13",[439],{"text":440,"type":162},"Code pays",{"type":394,"attrs":442,"content":443},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[444],{"type":156,"attrs":445,"content":447},{"textAlign":26,"key":446},"p-14",[448],{"text":449,"type":162},"5 à 6",{"type":394,"attrs":451,"content":452},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[453],{"type":156,"attrs":454,"content":456},{"textAlign":26,"key":455},"p-15",[457],{"text":458,"type":162},"2 lettres",{"type":394,"attrs":460,"content":461},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[462],{"type":156,"attrs":463,"content":465},{"textAlign":26,"key":464},"p-16",[466,468,475],{"text":467,"type":162},"Norme ",{"text":469,"type":162,"marks":470},"ISO 3166",[471,474],{"type":294,"attrs":472},{"href":473,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.iso.org/iso-3166-country-codes.html",{"type":260},{"text":476,"type":162}," (FR, GB, DE...)",{"type":343,"content":478},[479,488,497,506],{"type":394,"attrs":480,"content":481},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[482],{"type":156,"attrs":483,"content":485},{"textAlign":26,"key":484},"p-17",[486],{"text":487,"type":162},"Code localisation",{"type":394,"attrs":489,"content":490},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[491],{"type":156,"attrs":492,"content":494},{"textAlign":26,"key":493},"p-18",[495],{"text":496,"type":162},"7 à 8",{"type":394,"attrs":498,"content":499},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[500],{"type":156,"attrs":501,"content":503},{"textAlign":26,"key":502},"p-19",[504],{"text":505,"type":162},"2 caractères",{"type":394,"attrs":507,"content":508},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[509],{"type":156,"attrs":510,"content":512},{"textAlign":26,"key":511},"p-20",[513],{"text":514,"type":162},"Ville ou région du siège",{"type":343,"content":516},[517,526,535,544],{"type":394,"attrs":518,"content":519},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[520],{"type":156,"attrs":521,"content":523},{"textAlign":26,"key":522},"p-21",[524],{"text":525,"type":162},"Code agence",{"type":394,"attrs":527,"content":528},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[529],{"type":156,"attrs":530,"content":532},{"textAlign":26,"key":531},"p-22",[533],{"text":534,"type":162},"9 à 11",{"type":394,"attrs":536,"content":537},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[538],{"type":156,"attrs":539,"content":541},{"textAlign":26,"key":540},"p-23",[542],{"text":543,"type":162},"3 caractères",{"type":394,"attrs":545,"content":546},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[547],{"type":156,"attrs":548,"content":550},{"textAlign":26,"key":549},"p-24",[551],{"text":552,"type":162},"Agence précise (optionnel)",{"type":156,"attrs":554,"content":556},{"textAlign":26,"key":555},"p-25",[557,559,563,565,569],{"text":558,"type":162},"Un BIC à ",{"text":560,"type":162,"marks":561},"8 caractères",[562],{"type":260},{"text":564,"type":162}," identifie l'établissement au niveau central. Un BIC à ",{"text":566,"type":162,"marks":567},"11 caractères",[568],{"type":260},{"text":570,"type":162}," pointe vers une agence spécifique. Quand le code agence est absent ou remplacé par \"XXX\", c'est le siège qui est visé.",{"type":156,"attrs":572,"content":574},{"textAlign":26,"key":573},"p-26",[575],{"text":576,"type":162,"marks":577},"Exemple : SOGEFRPPXXX",[578],{"type":260},{"type":580,"content":581},"bullet_list",[582,596,608,620],{"type":583,"content":584},"list_item",[585],{"type":156,"attrs":586,"content":588},{"textAlign":26,"key":587},"p-27",[589,594],{"text":590,"type":162,"marks":591},"SOGE",[592],{"type":593},"code",{"text":595,"type":162}," : code banque de la Société Générale",{"type":583,"content":597},[598],{"type":156,"attrs":599,"content":601},{"textAlign":26,"key":600},"p-28",[602,606],{"text":603,"type":162,"marks":604},"FR",[605],{"type":593},{"text":607,"type":162}," : France",{"type":583,"content":609},[610],{"type":156,"attrs":611,"content":613},{"textAlign":26,"key":612},"p-29",[614,618],{"text":615,"type":162,"marks":616},"PP",[617],{"type":593},{"text":619,"type":162}," : Paris",{"type":583,"content":621},[622],{"type":156,"attrs":623,"content":625},{"textAlign":26,"key":624},"p-30",[626,630],{"text":627,"type":162,"marks":628},"XXX",[629],{"type":593},{"text":631,"type":162}," : siège social (pas d'agence régionale)",{"type":156,"attrs":633,"content":635},{"textAlign":26,"key":634},"p-31",[636,642,644,648,650,654,656,660,662,666,668,672],{"text":637,"type":162,"marks":638},"À noter",[639,640],{"type":260},{"type":641},"underline",{"text":643,"type":162}," : le ",{"text":645,"type":162,"marks":646},"code banque",[647],{"type":260},{"text":649,"type":162}," (les 4 premières lettres) est parfois désigné ainsi dans le jargon bancaire français, ce qui peut prêter à confusion avec le code établissement figurant sur un RIB. Les deux sont distincts. Le ",{"text":651,"type":162,"marks":652},"code BIC",[653],{"type":260},{"text":655,"type":162}," identifie la banque",{"text":657,"type":162,"marks":658}," à l'échelle internationale",[659],{"type":260},{"text":661,"type":162}," ; le ",{"text":663,"type":162,"marks":664},"code établissement du RIB",[665],{"type":260},{"text":667,"type":162}," est un ",{"text":669,"type":162,"marks":670},"identifiant purement national",[671],{"type":260},{"text":673,"type":162},".",{"type":308,"attrs":675},{"id":310,"body":676},[677],{"_uid":678,"asset":679,"caption":52,"component":683},"i-2680a58e-7cb5-4bc8-b60d-a558e7885205",{"id":680,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":681,"copyright":52,"fieldtype":137,"meta_data":682,"is_external_url":29},168565553871303,"https://a.storyblok.com/f/146026/2121x1414/85f8ffb271/a-team-of-employees-meeting.jpg",{},"image",{"type":252,"attrs":685,"content":686},{"level":254,"textAlign":26},[687],{"text":688,"type":162,"marks":689},"Codes BIC/SWIFT des principales banques françaises et européennes",[690],{"type":260},{"type":340,"content":692},[693,725,751,776,801,826,851,876,902,928,954],{"type":343,"content":694},[695,705,715],{"type":346,"attrs":696,"content":697},{"colspan":348,"rowspan":348,"colwidth":26},[698],{"type":156,"attrs":699,"content":700},{"textAlign":26,"key":158},[701],{"text":702,"type":162,"marks":703},"Banque",[704],{"type":260},{"type":346,"attrs":706,"content":707},{"colspan":348,"rowspan":348,"colwidth":26},[708],{"type":156,"attrs":709,"content":710},{"textAlign":26,"key":247},[711],{"text":712,"type":162,"marks":713},"Pays",[714],{"type":260},{"type":346,"attrs":716,"content":717},{"colspan":348,"rowspan":348,"colwidth":26},[718],{"type":156,"attrs":719,"content":720},{"textAlign":26,"key":263},[721],{"text":722,"type":162,"marks":723},"Code BIC/SWIFT (siège)",[724],{"type":260},{"type":343,"content":726},[727,735,743],{"type":394,"attrs":728,"content":729},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[730],{"type":156,"attrs":731,"content":732},{"textAlign":26,"key":303},[733],{"text":734,"type":162},"BNP Paribas",{"type":394,"attrs":736,"content":737},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[738],{"type":156,"attrs":739,"content":740},{"textAlign":26,"key":326},[741],{"text":742,"type":162},"France",{"type":394,"attrs":744,"content":745},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[746],{"type":156,"attrs":747,"content":748},{"textAlign":26,"key":352},[749],{"text":750,"type":162},"BNPAFRPPXXX",{"type":343,"content":752},[753,761,768],{"type":394,"attrs":754,"content":755},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[756],{"type":156,"attrs":757,"content":758},{"textAlign":26,"key":363},[759],{"text":760,"type":162},"Société Générale",{"type":394,"attrs":762,"content":763},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[764],{"type":156,"attrs":765,"content":766},{"textAlign":26,"key":374},[767],{"text":742,"type":162},{"type":394,"attrs":769,"content":770},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[771],{"type":156,"attrs":772,"content":773},{"textAlign":26,"key":385},[774],{"text":775,"type":162},"SOGEFRPPXXX",{"type":343,"content":777},[778,786,793],{"type":394,"attrs":779,"content":780},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[781],{"type":156,"attrs":782,"content":783},{"textAlign":26,"key":399},[784],{"text":785,"type":162},"Crédit Agricole",{"type":394,"attrs":787,"content":788},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[789],{"type":156,"attrs":790,"content":791},{"textAlign":26,"key":408},[792],{"text":742,"type":162},{"type":394,"attrs":794,"content":795},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[796],{"type":156,"attrs":797,"content":798},{"textAlign":26,"key":417},[799],{"text":800,"type":162},"AGRIFRPPXXX",{"type":343,"content":802},[803,811,818],{"type":394,"attrs":804,"content":805},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[806],{"type":156,"attrs":807,"content":808},{"textAlign":26,"key":426},[809],{"text":810,"type":162},"La Banque Postale",{"type":394,"attrs":812,"content":813},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[814],{"type":156,"attrs":815,"content":816},{"textAlign":26,"key":437},[817],{"text":742,"type":162},{"type":394,"attrs":819,"content":820},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[821],{"type":156,"attrs":822,"content":823},{"textAlign":26,"key":446},[824],{"text":825,"type":162},"PSSTFRPPXXX",{"type":343,"content":827},[828,836,843],{"type":394,"attrs":829,"content":830},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[831],{"type":156,"attrs":832,"content":833},{"textAlign":26,"key":455},[834],{"text":835,"type":162},"Crédit Mutuel-CIC",{"type":394,"attrs":837,"content":838},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[839],{"type":156,"attrs":840,"content":841},{"textAlign":26,"key":464},[842],{"text":742,"type":162},{"type":394,"attrs":844,"content":845},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[846],{"type":156,"attrs":847,"content":848},{"textAlign":26,"key":484},[849],{"text":850,"type":162},"CMCIFRPAXXX",{"type":343,"content":852},[853,861,868],{"type":394,"attrs":854,"content":855},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[856],{"type":156,"attrs":857,"content":858},{"textAlign":26,"key":493},[859],{"text":860,"type":162},"HSBC France",{"type":394,"attrs":862,"content":863},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[864],{"type":156,"attrs":865,"content":866},{"textAlign":26,"key":502},[867],{"text":742,"type":162},{"type":394,"attrs":869,"content":870},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[871],{"type":156,"attrs":872,"content":873},{"textAlign":26,"key":511},[874],{"text":875,"type":162},"CCFRFRPPXXX",{"type":343,"content":877},[878,886,894],{"type":394,"attrs":879,"content":880},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[881],{"type":156,"attrs":882,"content":883},{"textAlign":26,"key":522},[884],{"text":885,"type":162},"Deutsche Bank",{"type":394,"attrs":887,"content":888},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[889],{"type":156,"attrs":890,"content":891},{"textAlign":26,"key":531},[892],{"text":893,"type":162},"Allemagne",{"type":394,"attrs":895,"content":896},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[897],{"type":156,"attrs":898,"content":899},{"textAlign":26,"key":540},[900],{"text":901,"type":162},"DEUTDEFFXXX",{"type":343,"content":903},[904,912,920],{"type":394,"attrs":905,"content":906},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[907],{"type":156,"attrs":908,"content":909},{"textAlign":26,"key":549},[910],{"text":911,"type":162},"Barclays",{"type":394,"attrs":913,"content":914},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[915],{"type":156,"attrs":916,"content":917},{"textAlign":26,"key":555},[918],{"text":919,"type":162},"Royaume-Uni",{"type":394,"attrs":921,"content":922},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[923],{"type":156,"attrs":924,"content":925},{"textAlign":26,"key":573},[926],{"text":927,"type":162},"BUKBGB22XXX",{"type":343,"content":929},[930,938,946],{"type":394,"attrs":931,"content":932},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[933],{"type":156,"attrs":934,"content":935},{"textAlign":26,"key":587},[936],{"text":937,"type":162},"ING",{"type":394,"attrs":939,"content":940},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[941],{"type":156,"attrs":942,"content":943},{"textAlign":26,"key":600},[944],{"text":945,"type":162},"Pays-Bas",{"type":394,"attrs":947,"content":948},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[949],{"type":156,"attrs":950,"content":951},{"textAlign":26,"key":612},[952],{"text":953,"type":162},"INGBNL2AXXX",{"type":343,"content":955},[956,964,972],{"type":394,"attrs":957,"content":958},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[959],{"type":156,"attrs":960,"content":961},{"textAlign":26,"key":624},[962],{"text":963,"type":162},"Santander",{"type":394,"attrs":965,"content":966},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[967],{"type":156,"attrs":968,"content":969},{"textAlign":26,"key":634},[970],{"text":971,"type":162},"Espagne",{"type":394,"attrs":973,"content":974},{"colspan":348,"rowspan":348,"colwidth":26,"backgroundColor":26},[975],{"type":156,"attrs":976,"content":978},{"textAlign":26,"key":977},"p-32",[979],{"text":980,"type":162},"BSCHESMMXXX",{"type":156,"attrs":982,"content":984},{"textAlign":26,"key":983},"p-33",[985],{"text":986,"type":162},"Ces codes correspondent aux sièges sociaux (suffixe XXX). Pour un virement vers une agence régionale spécifique, vérifiez systématiquement le code figurant sur le RIB ou la facture du bénéficiaire.",{"type":252,"attrs":988,"content":989},{"level":254,"textAlign":26},[990],{"text":991,"type":162,"marks":992},"BIC/SWIFT, IBAN, RIB : ce que chacun identifie",[993],{"type":260},{"type":156,"attrs":995,"content":997},{"textAlign":26,"key":996},"p-34",[998],{"text":999,"type":162},"Trois identifiants qui reviennent ensemble sur tout document bancaire, mais qui ne jouent pas le même rôle.",{"type":156,"attrs":1001,"content":1003},{"textAlign":26,"key":1002},"p-35",[1004,1008,1010,1014,1016,1020,1022,1026],{"text":1005,"type":162,"marks":1006},"L'IBAN",[1007],{"type":260},{"text":1009,"type":162}," (",{"text":1011,"type":162,"marks":1012},"International Bank Account Number",[1013],{"type":275},{"text":1015,"type":162},") identifie un ",{"text":1017,"type":162,"marks":1018},"compte bancaire précis",[1019],{"type":260},{"text":1021,"type":162},". Son format varie selon les pays. Il y a ",{"text":1023,"type":162,"marks":1024},"27 caractères en France ",[1025],{"type":260},{"text":1027,"type":162},": “FR”, une clé de contrôle à 2 chiffres, puis le BBAN composé du code banque, du code guichet, du numéro de compte et de la clé RIB.",{"type":156,"attrs":1029,"content":1031},{"textAlign":26,"key":1030},"p-36",[1032,1036,1038,1042],{"text":1033,"type":162,"marks":1034},"Le code BIC/SWIFT",[1035],{"type":260},{"text":1037,"type":162}," identifie l'",{"text":1039,"type":162,"marks":1040},"établissement bancaire",[1041],{"type":260},{"text":1043,"type":162},", pas le compte. C'est l'adresse numérique de la banque sur le réseau international.",{"type":156,"attrs":1045,"content":1047},{"textAlign":26,"key":1046},"p-37",[1048,1052],{"text":1049,"type":162,"marks":1050},"Le RIB",[1051],{"type":260},{"text":1053,"type":162}," est propre au système bancaire français. Il regroupe l'ensemble des coordonnées : nom de la banque, code établissement, code guichet, numéro de compte, clé RIB, IBAN et BIC.",{"type":156,"attrs":1055,"content":1057},{"textAlign":26,"key":1056},"p-38",[1058],{"text":1059,"type":162,"marks":1060},"Quand le code BIC est-il nécessaire ?",[1061],{"type":260},{"type":156,"attrs":1063,"content":1065},{"textAlign":26,"key":1064},"p-39",[1066,1068,1072],{"text":1067,"type":162},"Pour les virements en euros au sein de la ",{"text":1069,"type":162,"marks":1070},"zone SEPA",[1071],{"type":260},{"text":1073,"type":162},", l'IBAN seul suffit. Un DAF qui règle un fournisseur belge ou espagnol n'a pas besoin du code SWIFT.",{"type":156,"attrs":1075,"content":1077},{"textAlign":26,"key":1076},"p-40",[1078,1080,1084],{"text":1079,"type":162},"En revanche, dès que le virement sort de la zone SEPA ou implique une devise autre que l’euro, le ",{"text":1081,"type":162,"marks":1082},"code BIC/SWIFT peut devenir indispensable",[1083],{"type":260},{"text":1085,"type":162}," : paiement en dollars, règlement en yens, ou virement vers un pays hors SEPA.",{"type":156,"attrs":1087,"content":1089},{"textAlign":26,"key":1088},"p-41",[1090,1094],{"text":1091,"type":162,"marks":1092},"Peut-on trouver le BIC avec l'IBAN ?",[1093],{"type":260},{"text":1095,"type":162}," Non, pas directement. Le format IBAN et le code BIC reposent sur des référentiels distincts. L'IBAN ne contient pas le code BIC. L'annuaire sur swift.com permet de rechercher le code à partir du nom de la banque et du pays, mais pas à partir de l'IBAN seul.",{"type":252,"attrs":1097,"content":1098},{"level":254,"textAlign":26},[1099],{"text":1100,"type":162,"marks":1101},"Ce que coûte un virement SWIFT (et comment réduire la note)",[1102],{"type":260},{"type":156,"attrs":1104,"content":1106},{"textAlign":26,"key":1105},"p-42",[1107],{"text":1108,"type":162},"Un virement international via le réseau SWIFT cumule plusieurs couches de frais :",{"type":580,"content":1110},[1111,1123,1135],{"type":583,"content":1112},[1113],{"type":156,"attrs":1114,"content":1116},{"textAlign":26,"key":1115},"p-43",[1117,1121],{"text":1118,"type":162,"marks":1119},"Frais d'émission",[1120],{"type":260},{"text":1122,"type":162}," (banque expéditrice) : entre 10 et 50 €",{"type":583,"content":1124},[1125],{"type":156,"attrs":1126,"content":1128},{"textAlign":26,"key":1127},"p-44",[1129,1133],{"text":1130,"type":162,"marks":1131},"Frais de banque intermédiaire",[1132],{"type":260},{"text":1134,"type":162}," si le transfert transite par un établissement relais, fréquent pour les devises moins courantes",{"type":583,"content":1136},[1137],{"type":156,"attrs":1138,"content":1140},{"textAlign":26,"key":1139},"p-45",[1141,1145],{"text":1142,"type":162,"marks":1143},"Marge de change",[1144],{"type":260},{"text":1146,"type":162}," appliquée par la banque",{"type":156,"attrs":1148,"content":1150},{"textAlign":26,"key":1149},"p-46",[1151,1153,1160,1167],{"text":1152,"type":162},"Au total, un virement de 8 500 € vers un fournisseur américain peut coûter entre 30 et 80 € en frais cumulés. ",{"text":1154,"type":162,"marks":1155},"Les ",[1156],{"type":1157,"attrs":1158},"textStyle",{"color":1159},"#D3D5D9",{"text":1161,"type":162,"marks":1162},"délais de virement",[1163,1166],{"type":294,"attrs":1164},{"href":1165,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.spendesk.com/fr/blog/delai-virement-bancaire/",{"type":260},{"text":1168,"type":162,"marks":1169}," varient d'un à cinq jours ouvrés selon la devise, le pays et le nombre de banques correspondantes impliquées.",[1170],{"type":1157,"attrs":1171},{"color":1159},{"type":308,"attrs":1173},{"id":310,"body":1174},[1175],{"_uid":1176,"asset":1177,"caption":52,"component":683},"i-6397dd19-2122-4fbf-a0d1-2544c3febaf5",{"id":1178,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1179,"copyright":52,"fieldtype":137,"meta_data":1180,"is_external_url":29},184168088221672,"https://a.storyblok.com/f/146026/2120x1414/ff2278946c/mensch-in-braunem-sakko-halt-handy-in-der-hand.jpg",{},{"type":156,"attrs":1182,"content":1184},{"textAlign":26,"key":1183},"p-47",[1185,1186,1190],{"text":1154,"type":162},{"text":1187,"type":162,"marks":1188},"rails de paiement locaux",[1189],{"type":260},{"text":1191,"type":162}," permettent de contourner le circuit SWIFT classique et d'abaisser significativement ces coûts : SEPA pour les euros, Faster Payments pour la livre sterling, ACH pour le dollar américain. Les plateformes spécialisées appliquent le taux de change interbancaire avec des frais transparents affichés avant validation.",{"type":156,"attrs":1193,"content":1195},{"textAlign":26,"key":1194},"p-48",[1196,1201,1208,1213,1215,1219],{"text":1197,"type":162,"marks":1198},"Pour les équipes finance qui traitent régulièrement des ",[1199],{"type":1157,"attrs":1200},{"color":1159},{"text":1202,"type":162,"marks":1203},"paiements fournisseurs",[1204,1207],{"type":294,"attrs":1205},{"href":1206,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.spendesk.com/fr/blog/paiement-fournisseur/",{"type":260},{"text":1209,"type":162,"marks":1210}," à l'international",[1211],{"type":1157,"attrs":1212},{"color":1159},{"text":1214,"type":162},", Spendesk centralise les coordonnées bancaires des fournisseurs (y compris les codes BIC/SWIFT) dans un référentiel unique et exécute les paiements dans plus de 30 devises via l'infrastructure Wise, avec des frais à partir de 0,5 % sur les paires principales (EUR, GBP, USD). Les ",{"text":1216,"type":162,"marks":1217},"paiements s'exécutent directement ",[1218],{"type":260},{"text":1220,"type":162},"depuis les workflows d'approbation existants, sans ressaisie manuelle dans une interface bancaire séparée. Spendesk est établissement de paiement agréé par l'ACPR (numéro 17518).",{"type":252,"attrs":1222,"content":1223},{"level":254,"textAlign":26},[1224],{"text":1225,"type":162,"marks":1226},"Trouver et vérifier un code BIC : trois étapes",[1227],{"type":260},{"type":156,"attrs":1229,"content":1231},{"textAlign":26,"key":1230},"p-49",[1232,1236,1238,1240],{"text":1233,"type":162,"marks":1234},"1. Le RIB du bénéficiaire en premier",[1235],{"type":260},{"text":1237,"type":162}," ",{"type":1239},"hard_break",{"text":1241,"type":162},"Le code BIC y figure systématiquement. C'est la source la plus fiable, surtout pour un fournisseur régulier.",{"type":156,"attrs":1243,"content":1245},{"textAlign":26,"key":1244},"p-50",[1246,1250,1251,1253,1260],{"text":1247,"type":162,"marks":1248},"2. L'annuaire officiel si le RIB n'est pas disponible",[1249],{"type":260},{"type":1239},{"text":1252,"type":162},"L'",{"text":1254,"type":162,"marks":1255},"annuaire SWIFT",[1256,1259],{"type":294,"attrs":1257},{"href":1258,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.swift.com/myswift/ordering/order-products-services/non-connected-bic-and-branch-code",{"type":260},{"text":1261,"type":162}," référence plus de 100 000 codes dans plus de 200 pays. Des outils comme iban.com permettent également une vérification rapide par nom de banque et pays.",{"type":156,"attrs":1263,"content":1265},{"textAlign":26,"key":1264},"p-51",[1266],{"text":1267,"type":162,"marks":1268},"3. Trois contrôles avant de valider",[1269],{"type":260},{"type":580,"content":1271},[1272,1280,1288],{"type":583,"content":1273},[1274],{"type":156,"attrs":1275,"content":1277},{"textAlign":26,"key":1276},"p-52",[1278],{"text":1279,"type":162},"Le code comporte bien 8 ou 11 caractères",{"type":583,"content":1281},[1282],{"type":156,"attrs":1283,"content":1285},{"textAlign":26,"key":1284},"p-53",[1286],{"text":1287,"type":162},"Les positions 5 et 6 (code pays) correspondent au pays de la banque du bénéficiaire",{"type":583,"content":1289},[1290],{"type":156,"attrs":1291,"content":1293},{"textAlign":26,"key":1292},"p-54",[1294],{"text":1295,"type":162},"Le nom de l'établissement associé correspond à celui de la facture",{"type":156,"attrs":1297,"content":1299},{"textAlign":26,"key":1298},"p-55",[1300,1302,1307,1314,1319,1320,1321,1326],{"text":1301,"type":162},"Pour les paiements fournisseurs récurrents, ",{"text":1303,"type":162,"marks":1304},"stocker les coordonnées bancaires vérifiées dans un référentiel centralisé évite de demander le RIB à chaque règlement. C'est l'un des fondements d'une ",[1305],{"type":1157,"attrs":1306},{"color":1159},{"text":1308,"type":162,"marks":1309},"comptabilité fournisseur",[1310,1313],{"type":294,"attrs":1311},{"href":1312,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.spendesk.com/fr/blog/comptabilite-fournisseur/",{"type":260},{"text":1315,"type":162,"marks":1316}," bien structurée.",[1317],{"type":1157,"attrs":1318},{"color":1159},{"type":1239},{"type":1239},{"text":1322,"type":162,"marks":1323},"Vos paiements fournisseurs dépassent les frontières de la zone SEPA ? ",[1324],{"type":1157,"attrs":1325},{"color":1159},{"text":1327,"type":162,"marks":1328},"Découvrez comment Spendesk simplifie vos virements internationaux.",[1329,1332],{"type":294,"attrs":1330},{"href":1331,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.spendesk.com/fr/platform/international-payments/",{"type":260},{"type":156,"attrs":1334},{"textAlign":26,"key":1335},"p-56",{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":1342,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":1351,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":1355,"default_full_slug":1356,"translated_slugs":1357,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1343,"icon":1344,"name":1337,"component":1348},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1358,1359,1360],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[1363],{"_uid":1364,"asset":1365,"caption":52,"component":683},"79080c1b-5cd4-487d-948d-2c9c57002790",{"id":1366,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1367,"copyright":52,"fieldtype":137,"meta_data":1368,"is_external_url":29},123992245019406,"https://a.storyblok.com/f/146026/1020x680/90cdc17e54/spendesk-international-payments.jpg",{},[],"2026-06-12 00:00",[],"Le code SWIFT (ou BIC) identifie une banque lors d'un virement international. Découvrez sa structure, sa différence avec l'IBAN et comment trouver le bon code.",[],[1375],{"cta":1376,"_uid":1377,"items":1378,"heading":1420,"reverse":29,"component":1444,"sectionSettings":1445},[],"befd26d7-efbc-4547-b962-adcc04f65826",[1379,1390,1400,1410],{"_uid":1380,"hide":29,"title":1381,"component":1382,"description":1383},"ada4ffc1-fd17-4b8a-bc9f-9db853ed2f01","Que se passe-t-il si le code SWIFT est incorrect ?","faqItem",{"type":153,"content":1384},[1385],{"type":156,"attrs":1386,"content":1387},{"textAlign":26,"key":158},[1388],{"text":1389,"type":162},"Le virement est rejeté. Des frais de retour de 15 à 25 € s'appliquent dans la plupart des cas, et le bénéficiaire subit un retard de paiement pouvant atteindre une semaine supplémentaire.",{"_uid":1391,"hide":29,"title":1392,"component":1382,"description":1393},"57fecd02-9c21-458f-9f48-8556cb56b75e","Peut-on retrouver un code BIC à partir d'un IBAN ?",{"type":153,"content":1394},[1395],{"type":156,"attrs":1396,"content":1397},{"textAlign":26,"key":158},[1398],{"text":1399,"type":162},"Non directement. Le format IBAN (27 caractères pour un compte français) et le code BIC (8 ou 11 caractères) reposent sur des référentiels distincts. L'annuaire SWIFT permet de retrouver le BIC à partir du nom de la banque et du pays, pas à partir de l'IBAN seul.",{"_uid":1401,"hide":29,"title":1402,"component":1382,"description":1403},"82995bda-869b-4d44-aa54-e554ae2a6798","Faut-il un code SWIFT pour un virement SEPA ?",{"type":153,"content":1404},[1405],{"type":156,"attrs":1406,"content":1407},{"textAlign":26,"key":158},[1408],{"text":1409,"type":162},"Non. Pour un virement en euros au sein des 36 pays de la zone SEPA, l'IBAN suffit. Le code BIC/SWIFT devient nécessaire pour les virements hors zone SEPA ou dans une devise autre que l'euro.",{"_uid":1411,"hide":29,"title":1412,"component":1382,"description":1413},"7a70cf01-14f7-4adc-9ffe-2b34b031d07a","Un code SWIFT et un code BIC, est-ce la même chose ?",{"type":153,"content":1414},[1415],{"type":156,"attrs":1416,"content":1417},{"textAlign":26,"key":158},[1418],{"text":1419,"type":162},"Oui, les deux termes sont parfaitement interchangeables. Sur tout formulaire de virement, c'est toujours le même code à 8 ou 11 caractères à renseigner.",[1421],{"cta":1422,"_uid":1423,"title":1424,"eyebrow":1432,"subtitle":1439,"component":252,"textAlign":52,"eyebrowPill":29,"flexibleSection":1442,"sectionSettings":1443,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"5c7ee3aa-b512-4f5f-a8c7-d9581888b444",{"type":153,"content":1425},[1426],{"type":252,"attrs":1427,"content":1429},{"level":1428,"textAlign":26},3,[1430],{"text":1431,"type":162},"Ce qu'on nous demande souvent sur le sujet",{"type":153,"content":1433},[1434],{"type":156,"attrs":1435,"content":1436},{"textAlign":26},[1437],{"text":1438,"type":162},"FAQ",{"type":153,"content":1440},[1441],{"type":156},[],[],"faqSection",[],"code-bic-swift","fr/code-bic-swift",-600,[],"37a887be-888a-435a-9935-7b987d21c4bd",[],[1453,1454,1455],{"path":1446,"name":26,"lang":33,"published":26},{"path":1446,"name":26,"lang":39,"published":26},{"path":1446,"name":26,"lang":41,"published":26},{"header":1457,"footer":2406,"commonContent":2870,"userCentricsAndSegmentMappingTable":3026},{"name":1458,"created_at":1459,"published_at":1460,"updated_at":1461,"id":1462,"uuid":1463,"content":1464,"slug":2239,"full_slug":2393,"sort_by_date":26,"position":27,"tag_list":2394,"is_startpage":29,"parent_id":2396,"meta_data":26,"group_id":2397,"first_published_at":2398,"release_id":26,"lang":33,"path":2399,"alternates":2400,"default_full_slug":2401,"translated_slugs":2402},"Header","2022-03-03T10:18:44.837Z","2026-05-18T14:51:48.665Z","2026-05-18T14:51:48.708Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":1465,"logo":1466,"navbar":1471,"loginBtn":2238,"component":2239,"languages":2240,"logoBlack":2258,"logoWhite":2262,"topNavbar":2267,"footerLinks":2276,"socialLinks":2282,"homepageLink":2323,"getStartedBtn":2335,"announcementBanner":2350,"localeSwitcherTitle":2392},"d642d99f-3914-487e-abe1-9515eca76325",{"id":1467,"alt":1468,"name":52,"focus":52,"title":1468,"source":52,"filename":1469,"copyright":52,"fieldtype":137,"meta_data":1470,"is_external_url":29},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[1472,1678,1956,1968,1981,2157],{"_uid":1473,"label":1474,"columns":1475,"component":1601,"headingNewBranding":1602},"e4e694b0-b265-4570-ad24-bd39e68e252d","Solutions",[1476,1546],{"_uid":1477,"ctas":1478,"label":1543,"component":1544,"labelColor":52,"backgroundIconColor":1545},"910b58bd-214d-44e6-b817-868580118d44",[1479,1495,1511,1527],{"tag":52,"_uid":1480,"hide":29,"icon":1481,"link":1485,"type":52,"label":1494,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"07b7af57-b06c-45b7-89cf-41aeacb0c1da",{"id":1482,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1483,"copyright":52,"fieldtype":137,"meta_data":1484,"is_external_url":29},16729375,"https://a.storyblok.com/f/146026/32x32/693bfa23d7/icon-receipt-32px-carbon-naked.svg",{},{"id":1486,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1488,"prep":42,"story":1489},"d936ceb3-713d-4219-8961-cd6f2a1c3e2a","story","/fr/e-invoicing-landing-page",{"name":1490,"id":1491,"uuid":1486,"slug":1492,"url":1492,"full_slug":1493,"_stopResolving":42},"E-invoicing landing-page",320825455,"e-invoicing-landing-page","fr/e-invoicing-landing-page","Facturation électronique",{"tag":52,"_uid":1496,"hide":29,"icon":1497,"link":1501,"type":52,"label":1510,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"a2b1b91d-e211-471a-ab36-2c2e72f662a6",{"id":1498,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1499,"copyright":52,"fieldtype":137,"meta_data":1500,"is_external_url":29},16281108,"https://a.storyblok.com/f/146026/16x16/7e83fce79b/icon-subscription-carbon_no-bg.svg",{},{"id":1502,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1503,"prep":42,"story":1504},"a5ebc082-5ced-490f-beeb-91473f913fb7","/fr/product/subscription-management",{"name":1505,"id":1506,"uuid":1502,"slug":1507,"url":1508,"full_slug":1509,"_stopResolving":42},"Subscription management",127813566,"subscription-management","platform/subscription-management","fr/platform/subscription-management","Abonnements",{"tag":52,"_uid":1512,"hide":42,"icon":1513,"link":1517,"type":52,"label":1526,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"5c846046-055a-4ba5-95e4-6a0d8a1b3f7e",{"id":1514,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1515,"copyright":52,"fieldtype":137,"meta_data":1516,"is_external_url":29},16281103,"https://a.storyblok.com/f/146026/16x16/ca603cbd06/icon-settings-carbon_no-bg.svg",{},{"id":1518,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1519,"prep":42,"story":1520},"0925f744-a413-46d2-af4e-ed4c9fbd5f06","/fr/use-cases/administrative-expenses",{"name":1521,"id":1522,"uuid":1518,"slug":1523,"url":1524,"full_slug":1525,"_stopResolving":42},"Administrative expenses",129781018,"administrative-expenses","use-cases/administrative-expenses","fr/use-cases/administrative-expenses","Dépenses opérationelles",{"tag":52,"_uid":1528,"hide":29,"icon":1529,"link":1533,"type":52,"label":1542,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"7dfefafd-dbba-4d9d-a097-c9412640d856",{"id":1530,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1531,"copyright":52,"fieldtype":137,"meta_data":1532,"is_external_url":29},16281105,"https://a.storyblok.com/f/146026/16x16/214a53f9c3/icon-advertising-carbon_no-bg.svg",{},{"id":1534,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1535,"prep":42,"story":1536},"ca384414-4154-4849-a5c9-3738c1ad70fd","/fr/use-cases/digital-advertising-spending",{"name":1537,"id":1538,"uuid":1534,"slug":1539,"url":1540,"full_slug":1541,"_stopResolving":42},"Digital advertising spending",129684661,"digital-advertising-spending","use-cases/digital-advertising-spending","fr/use-cases/digital-advertising-spending","Dépenses marketing","Cas d'usage","ctasColumn","--color-accent-03",{"_uid":1547,"ctas":1548,"label":52,"component":1544,"labelColor":52,"backgroundIconColor":1545},"522818c5-8a80-491a-acf2-5076692c42b8",[1549,1564,1579,1595],{"tag":52,"_uid":1550,"hide":42,"icon":1551,"link":1555,"type":52,"label":1559,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"9d20303b-a836-4054-90c1-3692975dd9e7",{"id":1552,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1553,"copyright":52,"fieldtype":137,"meta_data":1554,"is_external_url":29},16729302,"https://a.storyblok.com/f/146026/32x32/8ebd65d145/icon-data-32px-carbon-naked.svg",{},{"id":1556,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1557,"prep":42,"story":1558},"14c532e3-be70-49f6-a7a8-b278a4765048","/fr/solutions/marketing-agencies",{"name":1559,"id":1560,"uuid":1556,"slug":1561,"url":1562,"full_slug":1563,"_stopResolving":42},"Marketing agencies",88680689699046,"marketing-agencies","solutions/marketing-agencies","fr/solutions/marketing-agencies",{"tag":52,"_uid":1565,"hide":42,"icon":1566,"link":1570,"type":52,"label":1574,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"3bf0de10-90e2-46c1-852a-ea7c82f2b66e",{"id":1567,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1568,"copyright":52,"fieldtype":137,"meta_data":1569,"is_external_url":29},16729292,"https://a.storyblok.com/f/146026/32x32/13a655b516/icon-bank-32px-carbon-naked.svg",{},{"id":1571,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1572,"prep":42,"story":1573},"361e778c-9e2d-4b32-9aab-0a9bfbdfd551","/fr/solutions/education",{"name":1574,"id":1575,"uuid":1571,"slug":1576,"url":1577,"full_slug":1578,"_stopResolving":42},"Education",89639726954432,"education","solutions/education","fr/solutions/education",{"tag":52,"_uid":1580,"hide":29,"icon":1581,"link":1585,"type":52,"label":1594,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"0c9184c2-c891-4fa4-a052-65b482d994dc",{"id":1582,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1583,"copyright":52,"fieldtype":137,"meta_data":1584,"is_external_url":29},16729336,"https://a.storyblok.com/f/146026/32x32/43662507de/icon-plane-32px-carbon-naked.svg",{},{"id":1586,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1587,"prep":42,"story":1588},"2a707a65-6597-4ae6-bbc2-5e3f13075706","/fr/use-cases/travel-spending",{"name":1589,"id":1590,"uuid":1586,"slug":1591,"url":1592,"full_slug":1593,"_stopResolving":42},"Travel spending",129190854,"travel-spending","use-cases/travel-spending","fr/use-cases/travel-spending","Voyages d'affaires",{"tag":52,"_uid":1596,"hide":29,"icon":1597,"link":1599,"type":52,"label":1526,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"a3da358b-a450-44c1-846b-d33adb407390",{"id":1514,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1515,"copyright":52,"fieldtype":137,"meta_data":1598,"is_external_url":29},{},{"id":1518,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1519,"prep":42,"story":1600},{"name":1521,"id":1522,"uuid":1518,"slug":1523,"url":1524,"full_slug":1525,"_stopResolving":42},"dropdownMenu",[1603,1639],{"cta":1604,"_uid":1619,"title":1620,"eyebrow":1625,"subtitle":1628,"component":252,"textAlign":52,"sectionSettings":1638,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[1605],{"tag":52,"_uid":1606,"hide":29,"icon":1607,"link":1609,"type":52,"label":1618,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"aceb3221-33ac-4dbe-a245-d52c549e9272",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":1608},{},{"id":1610,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1611,"prep":42,"story":1612},"c5228c54-f5a9-4c29-99d5-175ff3ddeded","/fr/solutions",{"name":1613,"id":1614,"uuid":1610,"slug":1615,"url":1616,"full_slug":1617,"_stopResolving":42},"Spendesk Solutions",130907109,"solutions","solutions/","fr/solutions/","Nos solutions","c93c04c5-1a04-4fe1-87c1-94e54f6cba55",{"type":153,"content":1621},[1622],{"type":156,"content":1623},[1624],{"text":1474,"type":162},{"type":153,"content":1626},[1627],{"type":156},{"type":153,"content":1629},[1630],{"type":156,"content":1631},[1632],{"text":1633,"type":162,"marks":1634},"Spendesk apporte efficacité, visibilité et contrôle.",[1635],{"type":1157,"attrs":1636},{"color":1637},"rgb(0, 0, 0)",[],{"cta":1640,"_uid":1655,"title":1656,"eyebrow":1665,"subtitle":1668,"component":252,"textAlign":52,"sectionSettings":1677,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[1641],{"tag":52,"_uid":1642,"hide":29,"icon":1643,"link":1645,"type":52,"label":1654,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"d99b6858-ce22-47ad-a486-8103fd55e066",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":1644},{},{"id":1646,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1647,"prep":42,"story":1648},"1c30ee8f-415f-43f5-b430-2308d9c1fc92","/fr/solutions/our-support",{"name":1649,"id":1650,"uuid":1646,"slug":1651,"url":1652,"full_slug":1653,"_stopResolving":42},"Our Support",531777498,"our-support","solutions/our-support","fr/solutions/our-support","Notre accompagnement","c00ed66c-7ff0-4b41-b880-9b2a5120d1e5",{"type":153,"content":1657},[1658],{"type":156,"content":1659},[1660],{"text":1661,"type":162,"marks":1662},"Accompagnement clients",[1663],{"type":1157,"attrs":1664},{"color":1637},{"type":153,"content":1666},[1667],{"type":156},{"type":153,"content":1669},[1670],{"type":156,"content":1671},[1672],{"text":1673,"type":162,"marks":1674},"Notre approche consultative nous distingue.",[1675],{"type":1157,"attrs":1676},{"color":1637},[],{"_uid":1679,"label":1680,"columns":1681,"component":1601,"headingNewBranding":1882},"99e54924-f77d-4501-978a-b578da0140ca","Plateforme",[1682,1751,1816],{"_uid":1683,"ctas":1684,"label":1749,"component":1544,"labelColor":52,"backgroundIconColor":1750},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[1685,1701,1717,1733],{"tag":52,"_uid":1686,"hide":29,"icon":1687,"link":1691,"type":52,"label":1700,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":1688,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1689,"copyright":52,"fieldtype":137,"meta_data":1690,"is_external_url":29},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":1692,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1693,"prep":42,"story":1694},"f77dd8b1-8d41-4544-ac6a-c6f16b40172d","/fr/platform/procure-to-pay",{"name":1695,"id":1696,"uuid":1692,"slug":1697,"url":1698,"full_slug":1699,"_stopResolving":42},"Procure to pay",547924382,"procure-to-pay","platform/procure-to-pay","fr/platform/procure-to-pay","Procurement - NOUVEAU",{"tag":52,"_uid":1702,"hide":29,"icon":1703,"link":1707,"type":52,"label":1716,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":1704,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1705,"copyright":52,"fieldtype":137,"meta_data":1706,"is_external_url":29},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1708,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1709,"prep":42,"story":1710},"9e3b6790-947e-43d1-acab-ba4d5dcd9ea8","/fr/platform/invoice-management",{"name":1711,"id":1712,"uuid":1708,"slug":1713,"url":1714,"full_slug":1715,"_stopResolving":42},"Invoice management ",126360243,"invoice-management","platform/invoice-management","fr/platform/invoice-management","Factures fournisseurs (PA)",{"tag":52,"_uid":1718,"icon":1719,"link":1723,"type":52,"label":1732,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":1720,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1721,"copyright":52,"fieldtype":137,"meta_data":1722,"is_external_url":29},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":1724,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1725,"prep":42,"story":1726},"27dba625-a774-450b-9fb8-47efecbc5fc1","/fr/product/smart-company-cards",{"name":1727,"id":1728,"uuid":1724,"slug":1729,"url":1730,"full_slug":1731,"_stopResolving":42},"Cards page",129613969,"smart-company-cards","platform/smart-company-cards","fr/platform/smart-company-cards","Cartes de paiements",{"tag":52,"_uid":1734,"icon":1735,"link":1739,"type":52,"label":1748,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"d4a764d5-0117-45bc-a861-015535b1c2c7",{"id":1736,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1737,"copyright":52,"fieldtype":137,"meta_data":1738,"is_external_url":29},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1740,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1741,"prep":42,"story":1742},"c865b29b-fbb1-4988-a734-7b12cffb7a10","/fr/product/expense-reimbursements",{"name":1743,"id":1744,"uuid":1740,"slug":1745,"url":1746,"full_slug":1747,"_stopResolving":42},"Employee expense reimbursements",126358479,"expense-reimbursements","platform/expense-reimbursements","fr/platform/expense-reimbursements","Notes de frais","FONCTIONNALITÉS","--color-accent-04",{"_uid":1752,"ctas":1753,"label":52,"component":1544,"labelColor":52,"backgroundIconColor":1750},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1754,1770,1785,1801],{"tag":52,"_uid":1755,"icon":1756,"link":1760,"type":52,"label":1769,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1757,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1758,"copyright":52,"fieldtype":137,"meta_data":1759,"is_external_url":29},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1761,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1762,"prep":42,"story":1763},"401777c6-ec33-41bf-a126-f5675213ce30","/fr/platform/multi-entity-management",{"name":1764,"id":1765,"uuid":1761,"slug":1766,"url":1767,"full_slug":1768,"_stopResolving":42},"Multi entity management ",543790980,"multi-entity-management","platform/multi-entity-management","fr/platform/multi-entity-management","Gestion multi-entités",{"tag":52,"_uid":1771,"icon":1772,"link":1776,"type":52,"label":1780,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"a221e345-d3e8-4ff0-a369-05e61f9fba59",{"id":1773,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1774,"copyright":52,"fieldtype":137,"meta_data":1775,"is_private":29,"is_external_url":29},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1777,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1778,"prep":42,"story":1779},"dc5827db-8929-4b1e-87bd-21f53a1360bd","/fr/product/budgets",{"name":1780,"id":1781,"uuid":1777,"slug":1782,"url":1783,"full_slug":1784,"_stopResolving":42},"Budgets",126326949,"budgets","platform/budgets","fr/platform/budgets",{"tag":52,"_uid":1786,"icon":1787,"link":1791,"type":52,"label":1800,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"9e220b42-d0a6-4c36-a96b-91b01b87e101",{"id":1788,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1789,"copyright":52,"fieldtype":137,"meta_data":1790,"is_private":29,"is_external_url":29},16281101,"https://a.storyblok.com/f/146026/16x16/b034825fce/icon-accounting-carbon_no-bg.svg",{},{"id":1792,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1793,"prep":42,"story":1794},"3299ad8c-d6b6-4293-a690-4003b9c06318","/fr/product/accounting-automation",{"name":1795,"id":1796,"uuid":1792,"slug":1797,"url":1798,"full_slug":1799,"_stopResolving":42},"Accounting automation",126272847,"accounting-automation","platform/accounting-automation","fr/platform/accounting-automation","Automatisation comptable",{"tag":52,"_uid":1802,"hide":29,"icon":1803,"link":1807,"type":52,"label":1815,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"76b72eb5-5280-4090-a668-a95a133fa704",{"id":1804,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1805,"copyright":52,"fieldtype":137,"meta_data":1806,"is_external_url":29},21457318,"https://a.storyblok.com/f/146026/20x20/22db21b3ea/icon-globe-32px-carbon-naked.svg",{},{"id":1808,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1809,"prep":42,"story":1810},"9ea35e7e-0f2b-40f0-b05d-afd93b736da1","/fr/platform/international-payments",{"name":1811,"id":1812,"uuid":1808,"slug":1811,"url":1813,"full_slug":1814,"_stopResolving":42},"international-payments",641735127,"platform/international-payments","fr/platform/international-payments","Paiements internationaux",{"_uid":1817,"ctas":1818,"label":52,"component":1544,"labelColor":52,"backgroundIconColor":1750},"1ba2d79a-bfdc-40f8-bc32-d9f90b067954",[1819,1835,1851,1866],{"tag":52,"_uid":1820,"hide":29,"icon":1821,"link":1825,"type":52,"label":1834,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"e34c6eb7-e2bb-431a-b5b9-b73d3b012ed6",{"id":1822,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1823,"copyright":52,"fieldtype":137,"meta_data":1824,"is_private":29,"is_external_url":29},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1826,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1827,"prep":42,"story":1828},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1829,"id":1830,"uuid":1826,"slug":1831,"url":1832,"full_slug":1833,"_stopResolving":42},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":52,"_uid":1836,"hide":29,"icon":1837,"link":1841,"type":52,"label":1850,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"ba5adb04-14d2-4bba-8fc3-e9135e68115b",{"id":1838,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1839,"copyright":52,"fieldtype":137,"meta_data":1840,"is_external_url":29},16281089,"https://a.storyblok.com/f/146026/16x16/ce87d35ba0/icon-policy-carbon_no-bg.svg",{},{"id":1842,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1843,"prep":42,"story":1844},"79d1bdda-8e35-460a-989e-aa49bb0b9234","/fr/platform/spend-control",{"name":1845,"id":1846,"uuid":1842,"slug":1847,"url":1848,"full_slug":1849,"_stopResolving":42},"Control",126270405,"spend-control","platform/spend-control","fr/platform/spend-control","Contrôle des dépenses",{"tag":52,"_uid":1852,"hide":29,"icon":1853,"link":1857,"type":52,"label":1865,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"19426b5b-4673-4b54-8db8-7fecd4e1615d",{"id":1854,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1855,"copyright":52,"fieldtype":137,"meta_data":1856,"is_external_url":29},16281095,"https://a.storyblok.com/f/146026/16x16/517c30f879/icon-1.svg",{},{"id":1858,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1859,"prep":42,"story":1860},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1861,"id":1862,"uuid":1858,"slug":1863,"url":1863,"full_slug":1864,"_stopResolving":42},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",{"tag":52,"_uid":1867,"hide":29,"icon":1868,"link":1872,"type":52,"label":1881,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"b3f6d767-9773-4921-9d2c-5a3779121461",{"id":1869,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1870,"copyright":52,"fieldtype":137,"meta_data":1871,"is_external_url":29},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1873,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1874,"prep":42,"story":1875},"ebc87909-a3bc-4e54-8bfe-a21df5ef0d70","/fr/platform/ai-automation",{"name":1876,"id":1877,"uuid":1873,"slug":1878,"url":1879,"full_slug":1880,"_stopResolving":42},"AI & automation",642738535,"ai-automation","platform/ai-automation","fr/platform/ai-automation","Intelligence Artificielle",[1883,1917],{"cta":1884,"_uid":1898,"title":1899,"eyebrow":1904,"subtitle":1907,"component":252,"textAlign":52,"sectionSettings":1916,"subtitleLeftBorder":29},[1885],{"tag":52,"_uid":1886,"icon":1887,"link":1888,"type":52,"label":1897,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":137},{"id":1889,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1890,"prep":42,"story":1891},"4b39d188-071f-4f1b-9670-76374dd671b8","/fr/platform",{"name":1892,"id":1893,"uuid":1889,"slug":1894,"url":1895,"full_slug":1896,"_stopResolving":42},"Platform",511195522,"platform","platform/","fr/platform/","Fonctionnalités","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":153,"content":1900},[1901],{"type":156,"content":1902},[1903],{"text":1680,"type":162},{"type":153,"content":1905},[1906],{"type":156},{"type":153,"content":1908},[1909],{"type":156,"content":1910},[1911],{"text":1912,"type":162,"marks":1913},"Découvrez comment notre plateforme 7 en 1 fonctionne.",[1914],{"type":1157,"attrs":1915},{"color":1637},[],{"cta":1918,"_uid":1932,"title":1933,"eyebrow":1944,"subtitle":1947,"component":252,"textAlign":52,"flexibleSection":1954,"sectionSettings":1955,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[1919],{"tag":52,"_uid":1920,"hide":29,"icon":1921,"link":1922,"type":52,"label":1931,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"1cd3d32b-b66d-4608-9ddd-d8ea0ef7fac7",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":137},{"id":1923,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1924,"prep":42,"story":1925},"9ea7c945-f9d9-47ba-80fa-d62ca19442f8","/fr/platform/platform-releases/march-update-2026",{"name":1926,"id":1927,"uuid":1923,"slug":1926,"url":1928,"translated_name":1929,"full_slug":1930,"_stopResolving":42},"march-update-2026",147111594254215,"platform/platform-releases/march-update-2026","mars-2026-nouveautes","fr/platform/platform-releases/mars-2026-nouveautes","Découvrez nos nouveautés","02a2cec4-8d22-41c4-9372-4fcd44497875",{"type":153,"content":1934},[1935],{"type":156,"attrs":1936,"content":1937},{"textAlign":26},[1938],{"text":1939,"type":162,"marks":1940},"Nouveautés de printemps",[1941],{"type":1157,"attrs":1942},{"color":1943},"#000000",{"type":153,"content":1945},[1946],{"type":156},{"type":153,"content":1948},[1949],{"type":156,"attrs":1950,"content":1951},{"textAlign":26},[1952],{"text":1953,"type":162},"Jetez un œil aux dernières fonctionnalités du produit ?",[],[],{"tag":52,"_uid":1957,"hide":29,"icon":1958,"link":1959,"type":52,"label":1967,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"3e099d1d-7633-470a-b225-70ff55117055",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":137},{"id":1960,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1961,"prep":42,"story":1962},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1963,"id":1964,"uuid":1960,"slug":1965,"url":1965,"full_slug":1966,"_stopResolving":42},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":52,"_uid":1969,"icon":1970,"link":1971,"type":52,"label":1980,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":137},{"id":1972,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1973,"prep":42,"story":1974},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1975,"id":1976,"uuid":1972,"slug":1977,"url":1978,"full_slug":1979,"_stopResolving":42},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1982,"label":1983,"columns":1984,"component":1601,"headingNewBranding":2156},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1985,2049,2125],{"_uid":1986,"ctas":1987,"label":2047,"component":1544,"backgroundIconColor":2048},"705444cd-cbfb-417a-99c3-8481453ed293",[1988,2004,2018,2031],{"tag":52,"_uid":1989,"icon":1990,"link":1994,"type":52,"label":2003,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1991,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1992,"copyright":52,"fieldtype":137,"meta_data":1993,"is_private":29,"is_external_url":29},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1995,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1996,"prep":42,"story":1997},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1998,"id":1999,"uuid":1995,"slug":2000,"url":2001,"full_slug":2002,"_stopResolving":42},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":52,"_uid":2005,"hide":42,"icon":2006,"link":2010,"type":52,"label":2014,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":2007,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2008,"copyright":52,"fieldtype":137,"meta_data":2009,"is_external_url":29},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":2011,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2012,"prep":42,"story":2013},"ee09d2a9-10e7-4197-8982-50a2e4c7e73e","/fr/webinars",{"name":2014,"id":2015,"uuid":2011,"slug":2016,"url":2016,"full_slug":2017,"_stopResolving":42},"Webinars",657702684,"webinars","fr/webinars",{"tag":52,"_uid":2019,"hide":29,"icon":2020,"link":2024,"type":52,"label":1438,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":2021,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2022,"copyright":52,"fieldtype":137,"meta_data":2023,"is_private":29,"is_external_url":29},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":2025,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2026,"prep":42,"story":2027},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1438,"id":2028,"uuid":2025,"slug":2029,"url":2029,"full_slug":2030,"_stopResolving":42},126231937,"faq","fr/faq",{"tag":52,"_uid":2032,"hide":29,"icon":2033,"link":2037,"type":52,"label":2046,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":2034,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2035,"copyright":52,"fieldtype":137,"meta_data":2036,"is_private":29,"is_external_url":29},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":2038,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2039,"prep":42,"story":2040},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":2041,"id":2042,"uuid":2038,"slug":2043,"url":2044,"full_slug":2045,"_stopResolving":42},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":2050,"ctas":2051,"label":2124,"component":1544,"labelColor":52,"backgroundIconColor":2048},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[2052,2064,2079,2095,2111],{"tag":52,"_uid":2053,"hide":29,"icon":2054,"link":2056,"type":52,"label":2060,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1869,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1870,"copyright":52,"fieldtype":137,"meta_data":2055,"is_external_url":29},{},{"id":2057,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2058,"prep":42,"story":2059},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":2060,"id":2061,"uuid":2057,"slug":2062,"url":2062,"full_slug":2063,"_stopResolving":42},"AI Hub",114865617041697,"ai","fr/ai",{"tag":52,"_uid":2065,"icon":2066,"link":2070,"type":52,"label":2078,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":2067,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2068,"copyright":52,"fieldtype":137,"meta_data":2069,"is_external_url":29},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":2071,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2072,"prep":42,"story":2073},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":2074,"id":2075,"uuid":2071,"slug":2076,"url":2076,"full_slug":2077,"_stopResolving":42},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":52,"_uid":2080,"hide":29,"icon":2081,"link":2085,"type":52,"label":2094,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":2082,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2083,"copyright":52,"fieldtype":137,"meta_data":2084,"is_external_url":29},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":2086,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2087,"prep":42,"story":2088},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":2089,"id":2090,"uuid":2086,"slug":2091,"url":2092,"full_slug":2093,"_stopResolving":42},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":52,"_uid":2096,"hide":29,"icon":2097,"link":2101,"type":52,"label":2110,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":2098,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2099,"copyright":52,"fieldtype":137,"meta_data":2100,"is_external_url":29},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":2102,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2103,"prep":42,"story":2104},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":2105,"id":2106,"uuid":2102,"slug":2107,"url":2108,"full_slug":2109,"_stopResolving":42},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":52,"_uid":2112,"icon":2113,"link":2115,"type":52,"label":2123,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"hide":42},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":1704,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1705,"copyright":52,"fieldtype":137,"meta_data":2114,"is_external_url":29},{},{"id":2116,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2117,"prep":42,"story":2118},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":2119,"id":2120,"uuid":2116,"slug":2119,"url":2121,"full_slug":2122,"_stopResolving":42},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","fr/tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":2126,"ctas":2127,"label":2155,"component":1544,"backgroundIconColor":2048},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[2128,2137,2146],{"tag":52,"_uid":2129,"icon":2130,"link":2134,"type":52,"label":2136,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":2131,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2132,"copyright":52,"fieldtype":137,"meta_data":2133,"is_external_url":29},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":52,"url":2135,"linktype":141,"fieldtype":142,"cached_url":2135},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":52,"_uid":2138,"icon":2139,"link":2143,"type":52,"label":2145,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":2140,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2141,"copyright":52,"fieldtype":137,"meta_data":2142,"is_private":29,"is_external_url":29},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":52,"url":2144,"linktype":141,"cached_url":2144},"https://www.cfoconnect.eu/fr/events/","Événements",{"tag":52,"_uid":2147,"icon":2148,"link":2152,"type":52,"label":2154,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":2149,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2150,"copyright":52,"fieldtype":137,"meta_data":2151,"is_private":29,"is_external_url":29},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":52,"url":2153,"linktype":141,"cached_url":2153},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":2158,"label":2159,"columns":2160,"component":1601,"headingNewBranding":2237},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[2161,2203],{"_uid":2162,"ctas":2163,"label":2159,"component":1544,"labelColor":52,"backgroundIconColor":2202},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[2164,2177,2186],{"tag":52,"_uid":2165,"hide":29,"icon":2166,"link":2168,"type":52,"label":2176,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1757,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1758,"copyright":52,"fieldtype":137,"meta_data":2167,"is_private":29,"is_external_url":29},{},{"id":2169,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2170,"prep":42,"story":2171},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":2172,"id":2173,"uuid":2169,"slug":2174,"url":2174,"full_slug":2175,"_stopResolving":42},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":52,"_uid":2178,"hide":29,"icon":2179,"link":2183,"type":52,"label":2185,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":2180,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2181,"copyright":52,"fieldtype":137,"meta_data":2182,"is_external_url":29},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":52,"url":2184,"linktype":141,"fieldtype":142,"cached_url":2184},"https://career.spendesk.com/fr/","Carrières",{"tag":52,"_uid":2187,"hide":29,"icon":2188,"link":2192,"type":52,"label":2201,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":2189,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2190,"copyright":52,"fieldtype":137,"meta_data":2191,"is_private":29,"is_external_url":29},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":2193,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2194,"prep":42,"story":2195},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":2196,"id":2197,"uuid":2193,"slug":2198,"url":2199,"full_slug":2200,"_stopResolving":42},"Spendesk Press",265014512,"press","press/","fr/press/","Presse","--color-accent-06",{"_uid":2204,"ctas":2205,"label":1237,"component":1544,"labelColor":52,"backgroundIconColor":2202},"59a11592-e6cb-405d-8208-9e3c365ac046",[2206,2222],{"tag":52,"_uid":2207,"hide":29,"icon":2208,"link":2212,"type":52,"label":2221,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":2209,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2210,"copyright":52,"fieldtype":137,"meta_data":2211,"is_private":29,"is_external_url":29},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":2213,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2214,"prep":42,"story":2215},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":2216,"id":2217,"uuid":2213,"slug":2218,"url":2219,"full_slug":2220,"_stopResolving":42},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":52,"_uid":2223,"hide":29,"icon":2224,"link":2228,"type":52,"label":2236,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":2225,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2226,"copyright":52,"fieldtype":137,"meta_data":2227,"is_private":29,"is_external_url":29},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":2229,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2230,"prep":42,"story":2231},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":2232,"id":2233,"uuid":2229,"slug":2234,"url":2234,"full_slug":2235,"_stopResolving":42},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter",[],"Se connecter","header",[2241,2246,2251,2255],{"_uid":2242,"code":39,"name":2243,"component":2244,"shortName":2245},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":2247,"code":2248,"name":2249,"component":2244,"shortName":2250},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":2252,"code":41,"name":2253,"component":2244,"shortName":2254},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":2256,"code":33,"name":2257,"component":2244,"shortName":603},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français",{"id":2259,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2260,"copyright":52,"fieldtype":137,"meta_data":2261,"is_external_url":29},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":2263,"alt":1468,"name":52,"focus":52,"title":2264,"source":52,"filename":2265,"copyright":52,"fieldtype":137,"meta_data":2266,"is_external_url":29},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[2268],{"tag":52,"_uid":2269,"hide":29,"icon":2270,"link":2272,"type":52,"label":2274,"style":143,"component":144,"onClickEvent":2275,"openInANewTab":42,"horizontalFill":29},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2271},{},{"id":52,"url":2273,"linktype":141,"fieldtype":142,"cached_url":2273},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[2277],{"tag":52,"_uid":2278,"hide":29,"icon":2279,"link":2281,"type":52,"label":2274,"style":143,"component":144,"onClickEvent":2275,"openInANewTab":42,"horizontalFill":29},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2280},{},{"id":52,"url":2273,"linktype":141,"fieldtype":142,"cached_url":2273},[2283,2291,2299,2307,2315],{"tag":52,"_uid":2284,"icon":2285,"link":2289,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":2286,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2287,"copyright":52,"fieldtype":137,"meta_data":2288,"is_external_url":29},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":52,"url":2290,"linktype":141,"fieldtype":142,"cached_url":2290},"https://www.facebook.com/spendesk/",{"tag":52,"_uid":2292,"icon":2293,"link":2297,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":2294,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2295,"copyright":52,"fieldtype":137,"meta_data":2296,"is_private":29,"is_external_url":29},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":52,"url":2298,"linktype":141,"fieldtype":142,"cached_url":2298},"https://www.instagram.com/spendesk",{"tag":52,"_uid":2300,"icon":2301,"link":2305,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":2302,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2303,"copyright":52,"fieldtype":137,"meta_data":2304,"is_private":29,"is_external_url":29},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":52,"url":2306,"linktype":141,"fieldtype":142,"cached_url":2306},"https://www.linkedin.com/company/spendesk/",{"tag":52,"_uid":2308,"icon":2309,"link":2313,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":2310,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2311,"copyright":52,"fieldtype":137,"meta_data":2312,"is_private":29,"is_external_url":29},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":52,"url":2314,"linktype":141,"fieldtype":142,"cached_url":2314},"https://x.com/Spendesk",{"tag":52,"_uid":2316,"hide":29,"icon":2317,"link":2321,"type":52,"label":52,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":2318,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2319,"copyright":52,"fieldtype":137,"meta_data":2320,"is_private":29,"is_external_url":29},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":52,"url":2322,"linktype":141,"fieldtype":142,"cached_url":2322},"https://www.youtube.com/c/spendesk",[2324],{"tag":52,"_uid":2325,"hide":29,"icon":2326,"link":2327,"type":52,"label":52,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":137},{"id":2328,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2329,"prep":42,"story":2330},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":2331,"id":2332,"uuid":2328,"slug":2333,"url":2333,"full_slug":2334,"_stopResolving":42},"Homepage",106735746,"home","fr/home",[2336],{"tag":52,"_uid":2337,"hide":29,"icon":2338,"link":2339,"type":52,"label":2348,"style":143,"component":144,"onClickEvent":2349,"openInANewTab":29,"horizontalFill":29},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":2340,"url":52,"anchor":52,"linktype":1487,"fieldtype":142,"cached_url":2341,"prep":42,"story":2342},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":2343,"id":2344,"uuid":2340,"slug":2345,"url":2346,"full_slug":2347,"_stopResolving":42},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[2351],{"_uid":2352,"hide":42,"style":2353,"content":2354,"display":2374,"component":2375,"hideOnMobile":29,"mobileContent":2376},"295cfee8-25ae-49d8-8704-8e96565866d5","blue",{"type":153,"content":2355},[2356],{"type":156,"attrs":2357,"content":2358},{"textAlign":26},[2359,2363,2365,2368],{"text":2360,"type":162,"marks":2361},"Webinaire gratuit",[2362],{"type":260},{"text":2364,"type":162}," : comprendre la réforme de la facturation électronique en France I",{"text":1237,"type":162,"marks":2366},[2367],{"type":260},{"text":2369,"type":162,"marks":2370},"Inscrivez-vous maintenant",[2371],{"type":294,"attrs":2372},{"href":2373,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.spendesk.com/fr/events/la-facturation-electronique-en-france-ce-que-vous-devez-savoir-et-comment-vous-preparer-avec-spendesk/?utm_campaign=spendesk%20deminar&utm_terms=einvoicing&utm_medium=banner_desktop","Homepage only","announcementBanner",{"type":153,"content":2377},[2378],{"type":156,"attrs":2379,"content":2380},{"textAlign":26},[2381,2384,2386],{"text":2360,"type":162,"marks":2382},[2383],{"type":260},{"text":2385,"type":162}," : La réforme de la facturation électronique en France. ",{"text":2387,"type":162,"marks":2388},"Inscrivez-vous",[2389],{"type":294,"attrs":2390},{"href":2391,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.spendesk.com/fr/events/la-facturation-electronique-en-france-ce-que-vous-devez-savoir-et-comment-vous-preparer-avec-spendesk/?utm_campaign=spendesk%20deminar&utm_terms=einvoicing&utm_medium=banner_mobile","Sélectionnez votre langue","fr/global-components/header",[2395],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[2403,2404,2405],{"path":2401,"name":26,"lang":33,"published":26},{"path":2401,"name":26,"lang":39,"published":26},{"path":2401,"name":26,"lang":41,"published":26},{"name":2407,"created_at":2408,"published_at":2409,"updated_at":2410,"id":2411,"uuid":2412,"content":2413,"slug":2678,"full_slug":2860,"sort_by_date":26,"position":75,"tag_list":2861,"is_startpage":29,"parent_id":2396,"meta_data":26,"group_id":2862,"first_published_at":2863,"release_id":26,"lang":33,"path":2001,"alternates":2864,"default_full_slug":2865,"translated_slugs":2866},"Footer","2022-03-03T10:27:46.390Z","2026-05-13T14:37:35.509Z","2026-05-13T14:37:35.598Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":2414,"lists":2415,"component":2678,"logoLinks":2679,"legalLinks":2696,"socialLinks":2754,"newsletterForm":2780,"complianceLogos":2820,"newsletterTitle":2829,"smallDescription":2830,"newsletterSubtitle":2836,"legalDescriptionText":2837},"68acc184-683a-412b-863a-297708c3cffb",[2416,2511,2581,2646],{"_uid":2417,"ctas":2418,"label":1474,"component":1544,"labelColor":52,"backgroundIconColor":52},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[2419,2433,2440,2446,2452,2466,2472,2485,2498],{"tag":52,"_uid":2420,"hide":29,"icon":2421,"link":2423,"type":52,"label":2432,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"6c234d18-72c2-4bd6-9f55-f4e43594afab",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2422},{},{"id":2424,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2425,"prep":42,"story":2426},"55eff7ea-e09a-4ede-98c5-21bc5a882f28","/fr/use-cases/invoice-processing",{"name":2427,"id":2428,"uuid":2424,"slug":2429,"url":2430,"full_slug":2431,"_stopResolving":42},"Automated invoice processing",129356665,"invoice-processing","use-cases/invoice-processing","fr/use-cases/invoice-processing","Traiter toutes les factures",{"tag":52,"_uid":2434,"hide":29,"icon":2435,"link":2437,"type":52,"label":2439,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"85a7dae5-f766-4f55-b545-3cfe43c0f819",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2436},{},{"id":1518,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1519,"prep":42,"story":2438},{"name":1521,"id":1522,"uuid":1518,"slug":1523,"url":1524,"full_slug":1525,"_stopResolving":42},"Dépenses administratives",{"tag":52,"_uid":2441,"hide":29,"icon":2442,"link":2444,"type":52,"label":1510,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"dca639bb-1c45-45e9-8ab9-6bf130a9fff7",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2443},{},{"id":1502,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1503,"prep":42,"story":2445},{"name":1505,"id":1506,"uuid":1502,"slug":1507,"url":1508,"full_slug":1509,"_stopResolving":42},{"tag":52,"_uid":2447,"hide":29,"icon":2448,"link":2450,"type":52,"label":1594,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"9ba916f8-6ed9-4789-a107-907007efc326",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2449},{},{"id":1586,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1587,"prep":42,"story":2451},{"name":1589,"id":1590,"uuid":1586,"slug":1591,"url":1592,"full_slug":1593,"_stopResolving":42},{"tag":52,"_uid":2453,"hide":29,"icon":2454,"link":2456,"type":52,"label":2465,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"f94a4adb-4c2b-459f-a640-f0c0279ea721",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2455},{},{"id":2457,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2458,"prep":42,"story":2459},"8191ed3b-30f0-4e58-b83d-9bc4c524b120","/fr/use-cases/office-expenses",{"name":2460,"id":2461,"uuid":2457,"slug":2462,"url":2463,"full_slug":2464,"_stopResolving":42},"Easily manage office expenses | Spendesk",128717906,"office-expenses","use-cases/office-expenses","fr/use-cases/office-expenses","Avantages salariaux",{"tag":52,"_uid":2467,"hide":29,"icon":2468,"link":2470,"type":52,"label":1542,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"518b355a-04dc-4755-ae49-4242b463744d",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2469},{},{"id":1534,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1535,"prep":42,"story":2471},{"name":1537,"id":1538,"uuid":1534,"slug":1539,"url":1540,"full_slug":1541,"_stopResolving":42},{"tag":52,"_uid":2473,"hide":42,"icon":2474,"link":2476,"type":52,"label":2484,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"dc00429b-285a-4699-ba81-97bbaf890a70",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2475},{},{"id":2477,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2478,"prep":42,"story":2479},"1c9f0a4a-55a7-46a3-aa93-4bd1ac73c52a","/fr/expense-management-software",{"name":2480,"id":2481,"uuid":2477,"slug":2482,"url":2482,"full_slug":2483,"_stopResolving":42},"Expense management software",130935631,"expense-management-software","fr/expense-management-software","Expense Management",{"tag":52,"_uid":2486,"hide":42,"icon":2487,"link":2489,"type":52,"label":2497,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"469f4c3f-514e-4233-9145-28711379d5ce",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2488},{},{"id":2490,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2491,"prep":42,"story":2492},"73ff0017-620a-491e-88a2-e14a86be013a","/fr/business-expense-cards",{"name":2493,"id":2494,"uuid":2490,"slug":2495,"url":2495,"full_slug":2496,"_stopResolving":42},"Business expense cards ",127581560,"business-expense-cards","fr/business-expense-cards","Business Cards",{"tag":52,"_uid":2499,"hide":42,"icon":2500,"link":2502,"type":52,"label":2510,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"4cde6a66-266d-48bc-b86f-406e5bc0ec2a",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2501},{},{"id":2503,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2504,"prep":42,"story":2505},"01ed1057-9896-498c-926e-60bc926469a8","/fr/accounts-payable-software",{"name":2506,"id":2507,"uuid":2503,"slug":2508,"url":2508,"full_slug":2509,"_stopResolving":42},"Accounts payable software",128157999,"accounts-payable-software","fr/accounts-payable-software","Accounts Payable",{"_uid":2512,"ctas":2513,"label":1680,"component":1544,"labelColor":52,"backgroundIconColor":52},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[2514,2520,2527,2533,2540,2554,2561,2567,2574],{"tag":52,"_uid":2515,"hide":29,"icon":2516,"link":2518,"type":52,"label":1897,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"bdc33375-72d8-4afc-b7d3-fc2fb82dc0af",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2517},{},{"id":1889,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1890,"prep":42,"story":2519},{"name":1892,"id":1893,"uuid":1889,"slug":1894,"url":1895,"full_slug":1896,"_stopResolving":42},{"tag":52,"_uid":2521,"hide":29,"icon":2522,"link":2524,"type":52,"label":2526,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"7e976f79-3fe6-4f3c-81db-baabd41b8546",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2523},{},{"id":1692,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1693,"prep":42,"story":2525},{"name":1695,"id":1696,"uuid":1692,"slug":1697,"url":1698,"full_slug":1699,"_stopResolving":42},"Procurement",{"tag":52,"_uid":2528,"hide":29,"icon":2529,"link":2531,"type":52,"label":1769,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"7e85bd5b-350e-424b-89f7-86a41638fc46",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2530},{},{"id":1761,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1762,"prep":42,"story":2532},{"name":1764,"id":1765,"uuid":1761,"slug":1766,"url":1767,"full_slug":1768,"_stopResolving":42},{"tag":52,"_uid":2534,"hide":29,"icon":2535,"link":2537,"type":52,"label":2539,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"8e12ff56-aeb4-4c77-a7a0-fb740301c3f6",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2536},{},{"id":1724,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1725,"prep":42,"story":2538},{"name":1727,"id":1728,"uuid":1724,"slug":1729,"url":1730,"full_slug":1731,"_stopResolving":42},"Cartes d'entreprise",{"tag":52,"_uid":2541,"hide":29,"icon":2542,"link":2544,"type":52,"label":2553,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"2fc815b6-120c-475a-9ad5-3365b07f3046",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2543},{},{"id":2545,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2546,"prep":42,"story":2547},"69439fab-65c8-476b-b817-bcd2c0b66df4","/fr/platform/virtual-cards",{"name":2548,"id":2549,"uuid":2545,"slug":2550,"url":2551,"full_slug":2552,"_stopResolving":42},"Virtual cards",126627408,"virtual-cards","platform/virtual-cards","fr/platform/virtual-cards","Cartes virtuelles",{"tag":52,"_uid":2555,"hide":29,"icon":2556,"link":2558,"type":52,"label":2560,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"31cd840e-93a6-4549-a575-70e49458dd04",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2557},{},{"id":1826,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1827,"prep":42,"story":2559},{"name":1829,"id":1830,"uuid":1826,"slug":1831,"url":1832,"full_slug":1833,"_stopResolving":42},"API & Intégrations",{"tag":52,"_uid":2562,"hide":29,"icon":2563,"link":2565,"type":52,"label":1967,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2564},{},{"id":1960,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1961,"prep":42,"story":2566},{"name":1963,"id":1964,"uuid":1960,"slug":1965,"url":1965,"full_slug":1966,"_stopResolving":42},{"tag":52,"_uid":2568,"hide":29,"icon":2569,"link":2571,"type":52,"label":2573,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2570},{},{"id":1858,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1859,"prep":42,"story":2572},{"name":1861,"id":1862,"uuid":1858,"slug":1863,"url":1863,"full_slug":1864,"_stopResolving":42},"Sécurité",{"tag":52,"_uid":2575,"hide":29,"icon":2576,"link":2578,"type":52,"label":2580,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2577},{},{"id":52,"url":2579,"linktype":141,"fieldtype":142,"cached_url":2579},"https://trust.spendesk.com/","Centre de confiance",{"_uid":2582,"ctas":2583,"label":1983,"component":1544,"backgroundIconColor":52},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[2584,2590,2595,2601,2608,2614,2620,2627,2634,2640],{"tag":52,"_uid":2585,"hide":29,"icon":2586,"link":2588,"type":52,"label":1980,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2587},{},{"id":1972,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1973,"prep":42,"story":2589},{"name":1975,"id":1976,"uuid":1972,"slug":1977,"url":1978,"full_slug":1979,"_stopResolving":42},{"tag":52,"_uid":2591,"icon":2592,"link":2593,"type":52,"label":2003,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":137},{"id":1995,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1996,"prep":42,"story":2594},{"name":1998,"id":1999,"uuid":1995,"slug":2000,"url":2001,"full_slug":2002,"_stopResolving":42},{"tag":52,"_uid":2596,"hide":42,"icon":2597,"link":2599,"type":52,"label":2014,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"ce775eab-1c6b-429e-b2ca-a231431b2f3e",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2598},{},{"id":2011,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2012,"prep":42,"story":2600},{"name":2014,"id":2015,"uuid":2011,"slug":2016,"url":2016,"full_slug":2017,"_stopResolving":42},{"tag":52,"_uid":2602,"hide":29,"icon":2603,"link":2605,"type":52,"label":2607,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2604},{},{"id":2071,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2072,"prep":42,"story":2606},{"name":2074,"id":2075,"uuid":2071,"slug":2076,"url":2076,"full_slug":2077,"_stopResolving":42},"Contenus premium",{"tag":52,"_uid":2609,"hide":29,"icon":2610,"link":2612,"type":52,"label":2110,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2611},{},{"id":2102,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2103,"prep":42,"story":2613},{"name":2105,"id":2106,"uuid":2102,"slug":2107,"url":2108,"full_slug":2109,"_stopResolving":42},{"tag":52,"_uid":2615,"icon":2616,"link":2618,"type":52,"label":2110,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"hide":42},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":1704,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1705,"copyright":52,"fieldtype":137,"meta_data":2617,"is_external_url":29},{},{"id":2116,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2117,"prep":42,"story":2619},{"name":2119,"id":2120,"uuid":2116,"slug":2119,"url":2121,"full_slug":2122,"_stopResolving":42},{"tag":52,"_uid":2621,"hide":29,"icon":2622,"link":2624,"type":52,"label":2626,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2623},{},{"id":52,"url":2625,"linktype":141,"fieldtype":142,"cached_url":2625},"https://www.cfoconnect.eu/","CFO Connect",{"tag":52,"_uid":2628,"hide":29,"icon":2629,"link":2631,"type":52,"label":2633,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2630},{},{"id":2025,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2026,"prep":42,"story":2632},{"name":1438,"id":2028,"uuid":2025,"slug":2029,"url":2029,"full_slug":2030,"_stopResolving":42},"FAQs",{"tag":52,"_uid":2635,"hide":29,"icon":2636,"link":2638,"type":52,"label":2046,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2637},{},{"id":2038,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2039,"prep":42,"story":2639},{"name":2041,"id":2042,"uuid":2038,"slug":2043,"url":2044,"full_slug":2045,"_stopResolving":42},{"tag":52,"_uid":2641,"hide":29,"icon":2642,"link":2644,"type":52,"label":2274,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2643},{},{"id":52,"url":2645,"linktype":141,"fieldtype":142,"cached_url":2645},"https://helpcenter.spendesk.com/fr",{"_uid":2647,"ctas":2648,"label":2159,"component":1544,"backgroundIconColor":52},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[2649,2655,2661,2665,2672],{"tag":52,"_uid":2650,"hide":29,"icon":2651,"link":2653,"type":52,"label":2176,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"2258dba0-720f-4a72-8616-3ee8ad748d39",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2652},{},{"id":2169,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2170,"prep":42,"story":2654},{"name":2172,"id":2173,"uuid":2169,"slug":2174,"url":2174,"full_slug":2175,"_stopResolving":42},{"tag":52,"_uid":2656,"hide":29,"icon":2657,"link":2659,"type":52,"label":2221,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"7f0c013f-0597-4295-8eb2-947bce9f3038",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2658},{},{"id":2213,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2214,"prep":42,"story":2660},{"name":2216,"id":2217,"uuid":2213,"slug":2218,"url":2219,"full_slug":2220,"_stopResolving":42},{"tag":52,"_uid":2662,"icon":2663,"link":2664,"type":52,"label":2185,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"55725d79-a09b-441b-9950-02d332513ec3",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":52,"url":2184,"linktype":141,"fieldtype":142,"cached_url":2184},{"tag":52,"_uid":2666,"icon":2667,"link":2668,"type":52,"label":2671,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"be048aa8-7d04-41a6-bee0-8d53fcb6149f",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":2193,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2669,"prep":42,"story":2670},"/fr/press/press-v2",{"name":2196,"id":2197,"uuid":2193,"slug":2198,"url":2199,"full_slug":2200,"_stopResolving":42},"Espace presse",{"tag":52,"_uid":2673,"hide":29,"icon":2674,"link":2676,"type":52,"label":2236,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"b3c4b61d-001b-4c3f-99f0-f787b5837ee9",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":2675},{},{"id":2229,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2230,"prep":42,"story":2677},{"name":2232,"id":2233,"uuid":2229,"slug":2234,"url":2234,"full_slug":2235,"_stopResolving":42},"footer",[2680,2688],{"tag":52,"_uid":2681,"hide":29,"icon":2682,"link":2686,"type":52,"label":52,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"225df49b-7d21-46c3-986a-89b609d15540",{"id":2683,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2684,"copyright":52,"fieldtype":137,"meta_data":2685,"is_external_url":29},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":52,"url":2687,"linktype":141,"fieldtype":142,"cached_url":2687},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":52,"_uid":2689,"hide":29,"icon":2690,"link":2694,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":2691,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2692,"copyright":52,"fieldtype":137,"meta_data":2693,"is_external_url":29},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":52,"url":2695,"linktype":141,"fieldtype":142,"cached_url":2695},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[2697,2703,2716,2729,2742,2748],{"tag":52,"_uid":2698,"icon":2699,"link":2700,"type":52,"label":2702,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":2328,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2329,"prep":42,"story":2701},{"name":2331,"id":2332,"uuid":2328,"slug":2333,"url":2333,"full_slug":2334,"_stopResolving":42},"© Spendesk",{"tag":52,"_uid":2704,"icon":2705,"link":2706,"type":52,"label":2715,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":2707,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2708,"prep":42,"story":2709},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":2710,"id":2711,"uuid":2707,"slug":2712,"url":2713,"full_slug":2714,"_stopResolving":42},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":52,"_uid":2717,"icon":2718,"link":2719,"type":52,"label":2728,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":2720,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2721,"prep":42,"story":2722},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":2723,"id":2724,"uuid":2720,"slug":2725,"url":2726,"full_slug":2727,"_stopResolving":42},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":52,"_uid":2730,"icon":2731,"link":2732,"type":52,"label":2741,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":2733,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2734,"prep":42,"story":2735},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":2736,"id":2737,"uuid":2733,"slug":2738,"url":2739,"full_slug":2740,"_stopResolving":42},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":52,"_uid":2743,"icon":2744,"link":2745,"type":52,"label":2747,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":52,"url":2746,"linktype":141,"fieldtype":142,"cached_url":2746},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":52,"_uid":2749,"hide":29,"icon":2750,"link":2751,"type":52,"label":2753,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":52,"url":2752,"linktype":141,"fieldtype":142,"cached_url":2752},"openConsentManager.action","Paramètres Cookies",[2755,2760,2765,2770,2775],{"tag":52,"_uid":2756,"icon":2757,"link":2759,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":2286,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2287,"copyright":52,"fieldtype":137,"meta_data":2758,"is_external_url":29},{},{"id":52,"url":2290,"linktype":141,"fieldtype":142,"cached_url":2290},{"tag":52,"_uid":2761,"icon":2762,"link":2764,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":2294,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2295,"copyright":52,"fieldtype":137,"meta_data":2763,"is_private":29,"is_external_url":29},{},{"id":52,"url":2298,"linktype":141,"fieldtype":142,"cached_url":2298},{"tag":52,"_uid":2766,"icon":2767,"link":2769,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":2302,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2303,"copyright":52,"fieldtype":137,"meta_data":2768,"is_private":29,"is_external_url":29},{},{"id":52,"url":2306,"linktype":141,"fieldtype":142,"cached_url":2306},{"tag":52,"_uid":2771,"icon":2772,"link":2774,"type":52,"label":52,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":2310,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2311,"copyright":52,"fieldtype":137,"meta_data":2773,"is_private":29,"is_external_url":29},{},{"id":52,"url":2314,"linktype":141,"fieldtype":142,"cached_url":2314},{"tag":52,"_uid":2776,"hide":29,"icon":2777,"link":2779,"type":52,"label":52,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":2318,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2319,"copyright":52,"fieldtype":137,"meta_data":2778,"is_private":29,"is_external_url":29},{},{"id":52,"url":2322,"linktype":141,"fieldtype":142,"cached_url":2322},[2781],{"_uid":2782,"fields":2783,"component":2814,"submitUrl":2815,"hubspotFormId":2817,"successMessage":2818,"horizontalAlign":52,"onSubmitSegmentEvent":2819},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2784],{"_uid":2785,"name":2786,"type":162,"label":2787,"required":42,"component":2788,"submitBtn":2789,"legalNotice":2790,"placeholder":52,"validateEmail":42,"blockPersonalEmailAddresses":29},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":153,"content":2791},[2792],{"type":156,"content":2793},[2794,2796,2803,2805,2812],{"text":2795,"type":162},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":2797,"type":162,"marks":2798},"Conditions d'utilisation",[2799],{"type":294,"attrs":2800},{"href":2708,"uuid":2707,"anchor":26,"custom":2801,"target":297,"linktype":1487,"story":2802},{},{"name":2710,"id":2711,"uuid":2707,"slug":2712,"url":2713,"full_slug":2714,"_stopResolving":42},{"text":2804,"type":162}," et à la ",{"text":2806,"type":162,"marks":2807},"Politique de confidentialité",[2808],{"type":294,"attrs":2809},{"href":2721,"uuid":2720,"anchor":26,"custom":2810,"target":297,"linktype":1487,"story":2811},{},{"name":2723,"id":2724,"uuid":2720,"slug":2725,"url":2726,"full_slug":2727,"_stopResolving":42},{"text":2813,"type":162}," de Spendesk.","formGroup",{"id":52,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2816,"prep":42},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[2821],{"tag":52,"_uid":2822,"hide":29,"icon":2823,"link":2827,"type":52,"label":52,"style":143,"component":144,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2824,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2825,"copyright":52,"fieldtype":137,"meta_data":2826,"is_external_url":29},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":52,"url":2828,"linktype":141,"fieldtype":142,"cached_url":2828},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":153,"content":2831},[2832],{"type":156,"content":2833},[2834],{"text":2835,"type":162},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":153,"content":2838},[2839,2846,2853],{"type":156,"content":2840},[2841],{"text":2842,"type":162,"marks":2843},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[2844],{"type":1157,"attrs":2845},{"color":1637},{"type":156,"content":2847},[2848],{"text":2849,"type":162,"marks":2850},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[2851],{"type":1157,"attrs":2852},{"color":1637},{"type":156,"content":2854},[2855],{"text":2856,"type":162,"marks":2857},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2858],{"type":1157,"attrs":2859},{"color":1637},"fr/global-components/footer",[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2867,2868,2869],{"path":2865,"name":26,"lang":33,"published":26},{"path":2865,"name":26,"lang":39,"published":26},{"path":2865,"name":26,"lang":41,"published":26},{"name":2871,"created_at":2872,"published_at":2873,"updated_at":2874,"id":2875,"uuid":2876,"content":2877,"slug":3014,"full_slug":3015,"sort_by_date":26,"position":3016,"tag_list":3017,"is_startpage":29,"parent_id":2396,"meta_data":26,"group_id":3018,"first_published_at":3019,"release_id":26,"lang":33,"path":26,"alternates":3020,"default_full_slug":3021,"translated_slugs":3022},"Common Content","2022-06-07T08:36:57.529Z","2026-04-28T10:18:40.221Z","2026-04-28T10:18:40.242Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2878,"modalBtn":2879,"component":2880,"modalTitle":2881,"countdownDay":2882,"modalContent":2883,"modalSuccess":2895,"countdownHour":2896,"hubspotFormId":2897,"countdownLabel":2898,"formErrorTitle":2899,"countdownMinute":2900,"countdownSecond":2901,"formErrorButton":2902,"selectNoOptions":2903,"formErrorSubtitle":2904,"blogAuthorResources":2905,"modalEmailPlaceholder":2906,"emailValidationInvalid":2907,"imageItemsListNoResult":2908,"phoneValidationInvalid":2909,"blogLoadMoreButtonLabel":2910,"blogArticleUpdatedAtLabel":2911,"blogArticleWatchTimeLabel":2912,"modalExistingAccountTitle":2913,"modalExistingCompanyTitle":2914,"modalForExistingCustomers":2915,"organizationSchemaOffices":2922,"blogArticleListenTimeLabel":2912,"blogArticlePublishedOnLabel":2975,"blogArticleReadingTimeLabel":2912,"emailValidationInvalidExist":2976,"modalForUnsupportedCountries":2977,"emailValidationInvalidInvited":2983,"organizationSchemaDescription":2984,"organizationSchemaContactEmail":2985,"modalExistingAccountDescription":2986,"modalExistingCompanyDescription":3002,"emailValidationInvalidDomainName":3008,"multiSelectDropdownSelectedLabel":3009,"softwareApplicationSchemaRatingCount":3010,"softwareApplicationSchemaRatingValue":3011,"emailValidationInvalidUnexpectedError":3012,"emailValidationInvalidCompanyRegistered":3013},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":153,"content":2884},[2885,2890],{"type":156,"attrs":2886,"content":2887},{"textAlign":26},[2888],{"text":2889,"type":162},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":156,"attrs":2891,"content":2892},{"textAlign":26},[2893],{"text":2894,"type":162},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","Réessayer","Aucun résultats","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","Articles de {firstName}","Adresse email professionnelle","Adresse e-mail non valide","Aucun résultat","Numéro de téléphone invalide","Voir plus","Mis à jour le","min environ","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":153,"content":2916},[2917,2921],{"type":156,"content":2918},[2919],{"text":2920,"type":162},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":156},[2923,2939,2951,2963],{"cta":2924,"_uid":2931,"image":2932,"title":2936,"subtitle":2937,"component":2938},[2925],{"tag":52,"_uid":2926,"icon":2927,"link":2928,"type":52,"label":2930,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":52,"url":2929,"linktype":141,"fieldtype":142,"cached_url":2929},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2933,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2934,"copyright":52,"fieldtype":137,"meta_data":2935,"is_external_url":29},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2940,"_uid":2946,"image":2947,"title":2949,"subtitle":2950,"component":2938},[2941],{"tag":52,"_uid":2942,"icon":2943,"link":2944,"type":52,"label":2930,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":52,"url":2945,"linktype":141,"fieldtype":142,"cached_url":2945},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2933,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2934,"copyright":52,"fieldtype":137,"meta_data":2948,"is_external_url":29},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2952,"_uid":2958,"image":2959,"title":2961,"subtitle":2962,"component":2938},[2953],{"tag":52,"_uid":2954,"icon":2955,"link":2956,"type":52,"label":2930,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":52,"url":2957,"linktype":141,"fieldtype":142,"cached_url":2957},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2933,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2934,"copyright":52,"fieldtype":137,"meta_data":2960,"is_external_url":29},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2964,"_uid":2970,"image":2971,"title":2973,"subtitle":2974,"component":2938},[2965],{"tag":52,"_uid":2966,"icon":2967,"link":2968,"type":52,"label":2930,"style":143,"component":144,"onClickEvent":52,"openInANewTab":42},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":52,"url":2969,"linktype":141,"fieldtype":142,"cached_url":2969},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2933,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2934,"copyright":52,"fieldtype":137,"meta_data":2972,"is_external_url":29},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":153,"content":2978},[2979],{"type":156,"content":2980},[2981],{"text":2982,"type":162},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":153,"content":2987},[2988,2992],{"type":156,"content":2989},[2990],{"text":2991,"type":162},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":308,"attrs":2993},{"id":2994,"body":2995},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2996],{"tag":52,"_uid":2997,"icon":2998,"link":2999,"type":3001,"label":2238,"style":143,"component":144,"onClickEvent":52,"openInANewTab":29,"horizontalFill":42},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":137},{"id":52,"url":3000,"linktype":141,"fieldtype":142,"cached_url":3000},"https://app.spendesk.com/auth/login","btn",{"type":153,"content":3003},[3004],{"type":156,"content":3005},[3006],{"text":3007,"type":162},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[3023,3024,3025],{"path":3021,"name":26,"lang":33,"published":26},{"path":3021,"name":26,"lang":39,"published":26},{"path":3021,"name":26,"lang":41,"published":26},[3027,3031,3035,3039,3043,3047,3051,3055],{"id":3028,"name":3029,"value":3030,"dimension_value":26},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":3032,"name":3033,"value":3034,"dimension_value":26},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":3036,"name":3037,"value":3038,"dimension_value":26},10736155,"Intercom","ryDQcVoOoZQ",{"id":3040,"name":3041,"value":3042,"dimension_value":26},10736156,"HubSpot","ry0QcNodoWQ",{"id":3044,"name":3045,"value":3046,"dimension_value":26},10736157,"Facebook Pixel","ko1w5PpFl",{"id":3048,"name":3049,"value":3050,"dimension_value":26},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":3052,"name":3053,"value":3054,"dimension_value":26},10736765,"Bing Ads","dsS7z9Hv4",{"id":3056,"name":3057,"value":3058,"dimension_value":26},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"_uid":3060,"component":3061,"sidebarCta":3062,"exitModalPopup":3093,"newsletterForm":3094,"newsletterTitle":3121,"bottomArticleCta":3122,"moreArticlesLabel":3156,"breadcrumbBlogLink":3157,"newsletterSubtitle":3159,"breadcrumbBlogLabel":2003,"breadcrumbArticleLabel":1337,"hiddenNewsletterOnTopics":3160,"componentsAfterTheArticle":3163,"moreArticlesLabelFallback":3156,"sidebarTableOfContentsLabel":3307},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[3063],{"cta":3064,"_uid":3072,"image":3073,"title":3077,"subtitle":3091,"component":3092},[3065],{"tag":52,"_uid":3066,"hide":29,"icon":3067,"link":3069,"type":52,"label":2348,"style":143,"component":144,"mobileLabel":52,"onClickEvent":3071,"openInANewTab":29,"horizontalFill":29},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":3068},{},{"id":2340,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2341,"prep":42,"story":3070},{"name":2343,"id":2344,"uuid":2340,"slug":2345,"url":2346,"full_slug":2347,"_stopResolving":42},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":3074,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3075,"copyright":52,"fieldtype":137,"meta_data":3076,"is_external_url":29},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":153,"content":3078},[3079],{"type":156,"attrs":3080,"content":3081},{"textAlign":26,"key":158},[3082],{"text":3083,"type":162,"marks":3084},"Dépenser mieux pour travailler mieux.",[3085,3087],{"type":1157,"attrs":3086},{"color":52},{"type":3088,"attrs":3089},"styled",{"class":3090},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],[3095],{"_uid":3096,"fields":3097,"component":2814,"submitUrl":3119,"hubspotFormId":2817,"successMessage":2818,"horizontalAlign":52,"onSubmitSegmentEvent":3120},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[3098],{"_uid":3099,"name":2786,"type":162,"label":2787,"required":42,"component":2788,"submitBtn":2789,"legalNotice":3100,"placeholder":52,"validateEmail":42,"blockPersonalEmailAddresses":29},"cc924123-e126-4829-a72a-43fcf863a045",{"type":153,"content":3101},[3102],{"type":156,"content":3103},[3104,3105,3111,3112,3118],{"text":2795,"type":162},{"text":2797,"type":162,"marks":3106},[3107],{"type":294,"attrs":3108},{"href":2708,"uuid":2707,"anchor":26,"custom":3109,"target":297,"linktype":1487,"story":3110},{},{"name":2710,"id":2711,"uuid":2707,"slug":2712,"url":2713,"full_slug":2714,"_stopResolving":42},{"text":2804,"type":162},{"text":2806,"type":162,"marks":3113},[3114],{"type":294,"attrs":3115},{"href":2721,"uuid":2720,"anchor":26,"custom":3116,"target":297,"linktype":1487,"story":3117},{},{"name":2723,"id":2724,"uuid":2720,"slug":2725,"url":2726,"full_slug":2727,"_stopResolving":42},{"text":2813,"type":162},{"id":52,"url":52,"linktype":1487,"fieldtype":142,"cached_url":2816,"prep":42},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[3123],{"cta":3124,"_uid":3139,"image":3140,"title":3142,"subtitle":3155,"component":3092},[3125],{"tag":52,"_uid":3126,"hide":29,"icon":3127,"link":3129,"type":52,"label":3137,"style":143,"component":144,"mobileLabel":52,"onClickEvent":3138,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":137,"meta_data":3128},{},{"id":3130,"url":52,"linktype":1487,"fieldtype":142,"cached_url":3131,"prep":42,"story":3132},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":3133,"id":3134,"uuid":3130,"slug":3135,"url":3135,"full_slug":3136,"_stopResolving":42},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":137,"meta_data":3141,"is_external_url":29},{},{"type":153,"content":3143},[3144],{"type":156,"attrs":3145,"content":3146},{"textAlign":26,"key":158},[3147],{"text":3148,"type":162,"marks":3149},"Curieux de découvrir Spendesk ?",[3150,3152],{"type":1157,"attrs":3151},{"color":1943},{"type":3088,"attrs":3153},{"class":3154},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Plus d'articles",{"id":1995,"url":52,"linktype":1487,"fieldtype":142,"cached_url":1996,"prep":42,"story":3158},{"name":1998,"id":1999,"uuid":1995,"slug":2000,"url":2001,"full_slug":2002,"_stopResolving":42},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[3161,3162],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[3164],{"cta":3165,"_uid":3166,"items":3167,"heading":3285,"reverse":29,"component":1444,"sectionSettings":3306},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[3168,3226],{"_uid":3169,"title":3170,"component":1382,"description":3171},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":153,"content":3172},[3173,3177],{"type":156,"content":3174},[3175],{"text":3176,"type":162},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":3178,"attrs":3179,"content":3181},"ordered_list",{"order":3180},{"order":348},[3182,3193,3204],{"type":583,"content":3183},[3184],{"type":156,"content":3185},[3186,3190,3192],{"text":3187,"type":162,"marks":3188},"Les dépenses stratégiques",[3189],{"type":260},{"text":3191,"type":162}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":1239},{"type":583,"content":3194},[3195],{"type":156,"content":3196},[3197,3201,3203],{"text":3198,"type":162,"marks":3199},"Les dépenses opérationnelles",[3200],{"type":260},{"text":3202,"type":162}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":1239},{"type":583,"content":3205},[3206],{"type":156,"content":3207},[3208,3212,3214,3215,3216,3218,3219,3220,3222,3223,3224],{"text":3209,"type":162,"marks":3210},"Les autres frais",[3211],{"type":260},{"text":3213,"type":162},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":1239},{"type":1239},{"text":3217,"type":162},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":1239},{"type":1239},{"text":3221,"type":162},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":1239},{"type":1239},{"text":3225,"type":162},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":3227,"title":3228,"component":1382,"description":3229},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":153,"content":3230},[3231,3235,3239,3248,3252,3256,3265,3269,3273,3277,3281],{"type":156,"content":3232},[3233],{"text":3234,"type":162},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":156,"content":3236},[3237],{"text":3238,"type":162},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":156,"content":3240},[3241,3245,3246],{"text":3242,"type":162,"marks":3243},"Pour les employés",[3244],{"type":260},{"type":1239},{"text":3247,"type":162},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":156,"content":3249},[3250],{"text":3251,"type":162},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":156,"content":3253},[3254],{"text":3255,"type":162},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":156,"content":3257},[3258,3262,3263],{"text":3259,"type":162,"marks":3260},"Pour les équipes financières",[3261],{"type":260},{"type":1239},{"text":3264,"type":162},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":156,"content":3266},[3267],{"text":3268,"type":162},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":156,"content":3270},[3271],{"text":3272,"type":162},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":156,"content":3274},[3275],{"text":3276,"type":162},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":156,"content":3278},[3279],{"text":3280,"type":162},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":156,"content":3282},[3283],{"text":3284,"type":162},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[3286],{"cta":3287,"_uid":3288,"title":3289,"eyebrow":3296,"subtitle":3299,"component":252,"textAlign":52,"sectionSettings":3305,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":153,"content":3290},[3291],{"type":252,"attrs":3292,"content":3293},{"level":254},[3294],{"text":3295,"type":162},"Démarrer avec Spendesk",{"type":153,"content":3297},[3298],{"type":156},{"type":153,"content":3300},[3301],{"type":156,"content":3302},[3303],{"text":3304,"type":162},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",[3309,3543,3703,3773,3840,3961,4088,4201,4321,4376,4502,4647,4703,4805,4947],{"name":3310,"created_at":3311,"published_at":3312,"updated_at":3313,"id":3314,"uuid":3315,"content":3316,"slug":3531,"full_slug":3532,"sort_by_date":26,"position":3533,"tag_list":3534,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":3536,"first_published_at":3312,"release_id":26,"lang":33,"path":26,"alternates":3537,"default_full_slug":3538,"translated_slugs":3539},"Dématérialisation des factures : simple obligation légale ou vrai avantage pour les PME ?","2026-04-24T10:33:10.254Z","2026-04-30T14:59:25.198Z","2026-04-30T14:59:25.234Z",169317131356130,"2b0cc55f-3546-4218-b8de-bfc8f4d3020d",{"_uid":3317,"title":3310,"topics":3318,"noIndex":29,"category":3453,"language":3462,"component":1349,"heroMedia":3463,"metaTitle":3471,"publishedAt":3472,"readingTime":3473,"redirectUrl":52,"listingImage":3474,"metaDescription":3475,"bottomArticleCta":3476,"componentsAfterTheArticle":3477},"710678d4-64f7-407e-ba60-944d2c205357",[3319,3327,3347,3367,3387,3406,3426,3445],{"name":219,"created_at":220,"published_at":16,"updated_at":221,"id":222,"uuid":223,"content":3320,"slug":226,"full_slug":227,"sort_by_date":26,"position":228,"tag_list":3321,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":230,"first_published_at":231,"release_id":26,"lang":33,"path":26,"alternates":3322,"default_full_slug":233,"translated_slugs":3323,"_stopResolving":42},{"_uid":225,"name":219,"component":23},[],[],[3324,3325,3326],{"path":233,"name":26,"lang":33,"published":26},{"path":233,"name":26,"lang":39,"published":26},{"path":233,"name":26,"lang":41,"published":26},{"name":3328,"created_at":3329,"published_at":16,"updated_at":3330,"id":3331,"uuid":3332,"content":3333,"slug":3335,"full_slug":3336,"sort_by_date":26,"position":3337,"tag_list":3338,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3339,"first_published_at":3340,"release_id":26,"lang":33,"path":26,"alternates":3341,"default_full_slug":3342,"translated_slugs":3343,"_stopResolving":42},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-03-12T10:47:24.200Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":3334,"name":3328,"component":23},"63535519-d3ae-42ed-a496-fd0c222e4057","factures-fournisseurs","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[3344,3345,3346],{"path":3342,"name":26,"lang":33,"published":26},{"path":3342,"name":26,"lang":39,"published":26},{"path":3342,"name":26,"lang":41,"published":26},{"name":3348,"created_at":3349,"published_at":16,"updated_at":3350,"id":3351,"uuid":3352,"content":3353,"slug":3355,"full_slug":3356,"sort_by_date":26,"position":3357,"tag_list":3358,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3359,"first_published_at":3360,"release_id":26,"lang":33,"path":26,"alternates":3361,"default_full_slug":3362,"translated_slugs":3363,"_stopResolving":42},"Finance leaders","2022-10-19T17:57:56.597Z","2026-03-12T10:47:23.582Z",206171428,"31741ae2-129d-4bb8-b0f0-2f7feb9c0dba",{"_uid":3354,"name":3348,"component":23},"578941f9-e9d9-41f4-ad60-9cbaf11d1380","finance-leaders","fr/blog/topic/finance-leaders",-320,[],"ed250edf-dd83-44c6-841f-de09db7ad970","2022-11-02T15:24:46.785Z",[],"blog/topic/finance-leaders",[3364,3365,3366],{"path":3362,"name":26,"lang":33,"published":26},{"path":3362,"name":26,"lang":39,"published":26},{"path":3362,"name":26,"lang":41,"published":26},{"name":3368,"created_at":3369,"published_at":16,"updated_at":3370,"id":3371,"uuid":3372,"content":3373,"slug":3375,"full_slug":3376,"sort_by_date":26,"position":3377,"tag_list":3378,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3379,"first_published_at":3380,"release_id":26,"lang":33,"path":26,"alternates":3381,"default_full_slug":3382,"translated_slugs":3383,"_stopResolving":42},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-03-12T10:47:24.227Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":3374,"name":3368,"component":23,"hubspotId":52},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","finance-tools-tech","fr/blog/topic/finance-tools-tech",-550,[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],"blog/topic/finance-tools-tech",[3384,3385,3386],{"path":3382,"name":26,"lang":33,"published":26},{"path":3382,"name":26,"lang":39,"published":26},{"path":3382,"name":26,"lang":41,"published":26},{"name":1897,"created_at":3388,"published_at":16,"updated_at":3389,"id":3390,"uuid":3391,"content":3392,"slug":3394,"full_slug":3395,"sort_by_date":26,"position":3396,"tag_list":3397,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3398,"first_published_at":3399,"release_id":26,"lang":33,"path":26,"alternates":3400,"default_full_slug":3401,"translated_slugs":3402,"_stopResolving":42},"2022-10-19T17:57:51.815Z","2026-03-12T10:47:22.966Z",206171409,"40d220c8-5738-4715-913a-a198cf694bf5",{"_uid":3393,"name":1897,"component":23},"85e95caa-9dce-49b9-8990-67fb58979f2f","fonctionnalites","fr/blog/topic/fonctionnalites",-130,[],"05c612f5-e4d2-4210-b124-f3afb1ac60a0","2022-11-02T15:24:53.134Z",[],"blog/topic/fonctionnalites",[3403,3404,3405],{"path":3401,"name":26,"lang":33,"published":26},{"path":3401,"name":26,"lang":39,"published":26},{"path":3401,"name":26,"lang":41,"published":26},{"name":3407,"created_at":3408,"published_at":16,"updated_at":3409,"id":3410,"uuid":3411,"content":3412,"slug":3414,"full_slug":3415,"sort_by_date":26,"position":3416,"tag_list":3417,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3418,"first_published_at":3419,"release_id":26,"lang":33,"path":26,"alternates":3420,"default_full_slug":3421,"translated_slugs":3422,"_stopResolving":42},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-03-12T10:47:22.758Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":3413,"name":3407,"component":23},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[3423,3424,3425],{"path":3421,"name":26,"lang":33,"published":26},{"path":3421,"name":26,"lang":39,"published":26},{"path":3421,"name":26,"lang":41,"published":26},{"name":1748,"created_at":3427,"published_at":16,"updated_at":3428,"id":3429,"uuid":3430,"content":3431,"slug":3433,"full_slug":3434,"sort_by_date":26,"position":3435,"tag_list":3436,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3437,"first_published_at":3438,"release_id":26,"lang":33,"path":26,"alternates":3439,"default_full_slug":3440,"translated_slugs":3441,"_stopResolving":42},"2022-10-19T17:57:50.190Z","2026-03-12T10:47:22.784Z",206171403,"ab5734cd-4449-4b9d-89e2-405cc85961a4",{"_uid":3432,"name":1748,"component":23},"e9d615d6-b141-48b8-bba8-c990d6cb30cb","notes-de-frais","fr/blog/topic/notes-de-frais",-70,[],"263331e0-32d9-4246-8f97-b931c67c9f0b","2022-11-02T15:24:55.148Z",[],"blog/topic/notes-de-frais",[3442,3443,3444],{"path":3440,"name":26,"lang":33,"published":26},{"path":3440,"name":26,"lang":39,"published":26},{"path":3440,"name":26,"lang":41,"published":26},{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":3446,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":3447,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":3448,"default_full_slug":193,"translated_slugs":3449,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[3450,3451,3452],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":3454,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":3456,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":3457,"default_full_slug":1356,"translated_slugs":3458,"_stopResolving":42},{"_uid":1343,"icon":3455,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[3459,3460,3461],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[3464],{"_uid":3465,"type":52,"asset":3466,"caption":52,"overlay":3470,"component":683},"cffa237b-3817-471e-87a1-93028ae60471",{"id":3467,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3468,"copyright":52,"fieldtype":137,"meta_data":3469,"is_external_url":29},168574011002053,"https://a.storyblok.com/f/146026/1376x768/b29c3c8d91/invoice-data-extraction.png",{},[],"Dématérialisation des factures : simple obligation légale ou","2026-04-24 00:00","17",[],"Dématérialisation des factures : ce que la réforme 2026 impose aux PME, et comment automatiser traitement, validation et comptabilité.",[],[3478],{"_uid":3479,"items":3480,"heading":1438,"component":1444},"30302357-2440-441c-be98-3237518c8de8",[3481,3491,3501,3511,3521],{"_uid":3482,"title":3483,"component":1382,"description":3484},"a1952dc0-6780-470c-84e4-bc1cd979ec7d","Que veut dire dématérialisation des factures ?",{"type":153,"content":3485},[3486],{"type":156,"attrs":3487,"content":3488},{"textAlign":26},[3489],{"text":3490,"type":162},"La dématérialisation des factures désigne le remplacement des factures papier par des factures au format électronique structuré (Factur-X, UBL ou CII). Ces formats permettent un traitement automatique par les logiciels comptables, réduisant le coût de traitement de plus de 80 %.",{"_uid":3492,"title":3493,"component":1382,"description":3494},"f42fb478-2126-43b7-a753-6a97a84c6082","Quelles sont les dates de la dématérialisation des factures en France ?",{"type":153,"content":3495},[3496],{"type":156,"attrs":3497,"content":3498},{"textAlign":26},[3499],{"text":3500,"type":162},"Les grandes entreprises doivent émettre des factures électroniques dès janvier 2026. Les ETI suivent en septembre 2026. Les PME et micro-entreprises ont jusqu'à septembre 2027. Toutes les entreprises doivent être capables de recevoir des factures électroniques dès janvier 2026.",{"_uid":3502,"title":3503,"component":1382,"description":3504},"22252d9a-2064-4fcd-bc5d-950dfb9fba55","Quels outils permettent d'automatiser le traitement et la validation des factures fournisseurs ?",{"type":153,"content":3505},[3506],{"type":156,"attrs":3507,"content":3508},{"textAlign":26},[3509],{"text":3510,"type":162},"Les plateformes de gestion des dépenses avec OCR intégré extraient automatiquement les données des factures avec un taux de précision supérieur à 95 %. Elles proposent des workflows de validation paramétrables par montant, département ou entité, avec approbation mobile et relances automatiques.",{"_uid":3512,"title":3513,"component":1382,"description":3514},"db2bd0c0-a6c3-45b2-90c3-205402efcb88","Comment intégrer la facturation électronique à mon logiciel comptable existant ?",{"type":153,"content":3515},[3516],{"type":156,"attrs":3517,"content":3518},{"textAlign":26},[3519],{"text":3520,"type":162},"Choisissez une solution disposant de connecteurs natifs avec votre logiciel (Pennylane, Cegid, Sage). Les données extraites par OCR s'intègrent directement dans votre comptabilité : écritures fournisseurs, TVA, codes analytiques. La synchronisation en temps réel élimine les exports manuels et réduit le délai de clôture de 3 à 5 jours en moyenne.",{"_uid":3522,"title":3523,"component":1382,"description":3524},"b38c127d-0e1e-4d86-a77d-d8984b5e1253","Un PDF envoyé par e-mail est-il une facture électronique ?",{"type":153,"content":3525},[3526],{"type":156,"attrs":3527,"content":3528},{"textAlign":26},[3529],{"text":3530,"type":162},"Non. Un PDF classique est une image numérique sans données structurées. Pour être conforme à la réforme, une facture doit utiliser un format structuré (Factur-X, UBL ou CII) et transiter par une plateforme certifiée PA ou le PPF.","dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme","fr/blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",-1460,[],176386517,"35fbaec0-2932-4993-885a-17e4aab1f4cc",[],"blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",[3540,3541,3542],{"path":3538,"name":26,"lang":33,"published":26},{"path":3538,"name":26,"lang":39,"published":26},{"path":3538,"name":26,"lang":41,"published":26},{"name":3544,"created_at":3545,"published_at":3546,"updated_at":3547,"id":3548,"uuid":3549,"content":3550,"slug":3692,"full_slug":3693,"sort_by_date":26,"position":3694,"tag_list":3695,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":3696,"first_published_at":3546,"release_id":26,"lang":33,"path":26,"alternates":3697,"default_full_slug":3698,"translated_slugs":3699},"Meilleur logiciel de facturation électronique pour PME en France : comparatif 2026","2026-04-24T10:33:08.655Z","2026-04-30T14:59:22.573Z","2026-04-30T14:59:22.613Z",169317124802528,"e6551efc-0840-4dba-b586-2c64c035fdbd",{"_uid":3551,"title":3544,"topics":3552,"noIndex":29,"category":3609,"language":3618,"component":1349,"heroMedia":3619,"metaTitle":3544,"publishedAt":3472,"readingTime":3473,"redirectUrl":52,"listingImage":3627,"metaDescription":3628,"bottomArticleCta":3629,"componentsAfterTheArticle":3630},"3d5946ec-624c-442e-8a59-db4765da3393",[3553,3561,3569,3577,3585,3593,3601],{"name":1897,"created_at":3388,"published_at":16,"updated_at":3389,"id":3390,"uuid":3391,"content":3554,"slug":3394,"full_slug":3395,"sort_by_date":26,"position":3396,"tag_list":3555,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3398,"first_published_at":3399,"release_id":26,"lang":33,"path":26,"alternates":3556,"default_full_slug":3401,"translated_slugs":3557,"_stopResolving":42},{"_uid":3393,"name":1897,"component":23},[],[],[3558,3559,3560],{"path":3401,"name":26,"lang":33,"published":26},{"path":3401,"name":26,"lang":39,"published":26},{"path":3401,"name":26,"lang":41,"published":26},{"name":219,"created_at":220,"published_at":16,"updated_at":221,"id":222,"uuid":223,"content":3562,"slug":226,"full_slug":227,"sort_by_date":26,"position":228,"tag_list":3563,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":230,"first_published_at":231,"release_id":26,"lang":33,"path":26,"alternates":3564,"default_full_slug":233,"translated_slugs":3565,"_stopResolving":42},{"_uid":225,"name":219,"component":23},[],[],[3566,3567,3568],{"path":233,"name":26,"lang":33,"published":26},{"path":233,"name":26,"lang":39,"published":26},{"path":233,"name":26,"lang":41,"published":26},{"name":3348,"created_at":3349,"published_at":16,"updated_at":3350,"id":3351,"uuid":3352,"content":3570,"slug":3355,"full_slug":3356,"sort_by_date":26,"position":3357,"tag_list":3571,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3359,"first_published_at":3360,"release_id":26,"lang":33,"path":26,"alternates":3572,"default_full_slug":3362,"translated_slugs":3573,"_stopResolving":42},{"_uid":3354,"name":3348,"component":23},[],[],[3574,3575,3576],{"path":3362,"name":26,"lang":33,"published":26},{"path":3362,"name":26,"lang":39,"published":26},{"path":3362,"name":26,"lang":41,"published":26},{"name":3407,"created_at":3408,"published_at":16,"updated_at":3409,"id":3410,"uuid":3411,"content":3578,"slug":3414,"full_slug":3415,"sort_by_date":26,"position":3416,"tag_list":3579,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3418,"first_published_at":3419,"release_id":26,"lang":33,"path":26,"alternates":3580,"default_full_slug":3421,"translated_slugs":3581,"_stopResolving":42},{"_uid":3413,"name":3407,"component":23},[],[],[3582,3583,3584],{"path":3421,"name":26,"lang":33,"published":26},{"path":3421,"name":26,"lang":39,"published":26},{"path":3421,"name":26,"lang":41,"published":26},{"name":1748,"created_at":3427,"published_at":16,"updated_at":3428,"id":3429,"uuid":3430,"content":3586,"slug":3433,"full_slug":3434,"sort_by_date":26,"position":3435,"tag_list":3587,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3437,"first_published_at":3438,"release_id":26,"lang":33,"path":26,"alternates":3588,"default_full_slug":3440,"translated_slugs":3589,"_stopResolving":42},{"_uid":3432,"name":1748,"component":23},[],[],[3590,3591,3592],{"path":3440,"name":26,"lang":33,"published":26},{"path":3440,"name":26,"lang":39,"published":26},{"path":3440,"name":26,"lang":41,"published":26},{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":3594,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":3595,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":3596,"default_full_slug":193,"translated_slugs":3597,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[3598,3599,3600],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":3328,"created_at":3329,"published_at":16,"updated_at":3330,"id":3331,"uuid":3332,"content":3602,"slug":3335,"full_slug":3336,"sort_by_date":26,"position":3337,"tag_list":3603,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3339,"first_published_at":3340,"release_id":26,"lang":33,"path":26,"alternates":3604,"default_full_slug":3342,"translated_slugs":3605,"_stopResolving":42},{"_uid":3334,"name":3328,"component":23},[],[],[3606,3607,3608],{"path":3342,"name":26,"lang":33,"published":26},{"path":3342,"name":26,"lang":39,"published":26},{"path":3342,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":3610,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":3612,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":3613,"default_full_slug":1356,"translated_slugs":3614,"_stopResolving":42},{"_uid":1343,"icon":3611,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[3615,3616,3617],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[3620],{"_uid":3621,"type":52,"asset":3622,"caption":52,"overlay":3626,"component":683},"76c6e6ff-9327-4523-aca0-1658177554a8",{"id":3623,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3624,"copyright":52,"fieldtype":137,"meta_data":3625,"is_external_url":29},168591824876844,"https://a.storyblok.com/f/146026/1376x768/79600e4996/rapprochement-bancaire-automatise.png",{},[],[],"Comparez les meilleurs logiciels de facturation électronique pour PME françaises dans ce guide 2026 : Factur-X, Plateforme Agréée (PA), DGFiP, Spendesk, Qonto.",[],[3631],{"_uid":3632,"items":3633,"heading":1438,"component":1444},"be5d598c-d1d0-493d-84ba-54cdbcce139b",[3634,3644,3654,3664,3682],{"_uid":3635,"title":3636,"component":1382,"description":3637},"e628a883-0f56-47f9-a5d1-f4c641796603","Quel est le meilleur logiciel de facturation électronique pour une PME de 50 à 250 salariés en France ?",{"type":153,"content":3638},[3639],{"type":156,"attrs":3640,"content":3641},{"textAlign":26},[3642],{"text":3643,"type":162},"Le choix dépend de la complexité de vos flux. Pour plus de 50 factures fournisseurs par mois avec des workflows d’approbation multi-niveaux, une plateforme comme Spendesk (ACPR n. 17518) couvre le cycle complet procure-to-pay.",{"_uid":3645,"title":3646,"component":1382,"description":3647},"5d495a8e-875e-4bbf-889d-252c201cc74f","Quelle est la différence entre Factur-X et UBL ?",{"type":153,"content":3648},[3649],{"type":156,"attrs":3650,"content":3651},{"textAlign":26},[3652],{"text":3653,"type":162},"Factur-X est un format hybride PDF/XML lisible par les équipes comptables. UBL est un format purement XML utilisé dans les échanges B2G et inter-entreprises européens. Pour les PME françaises, Factur-X est recommandé.",{"_uid":3655,"title":3656,"component":1382,"description":3657},"5cbb378c-42b3-44e8-a0ea-92c0d17183b0","Une PME est-elle obligée de passer par une plateforme de dématérialisation partenaire ?",{"type":153,"content":3658},[3659],{"type":156,"attrs":3660,"content":3661},{"textAlign":26},[3662],{"text":3663,"type":162},"Non, le PPF gratuit suffit pour les structures avec moins de 50 factures par mois et sans ERP. Au-delà, une PA offre des connecteurs natifs et une automatisation que le PPF ne propose pas.",{"_uid":3665,"title":3666,"component":1382,"description":3667},"b36eaed4-2356-4a09-a28e-3678b787ef07","La plateforme Spendesk propose-t-elle la facturation électronique ?",{"type":153,"content":3668},[3669],{"type":156,"attrs":3670,"content":3671},{"textAlign":26},[3672,3674,3680],{"text":3673,"type":162},"Oui. Spendesk est une plateforme de gestion des dépenses avec ",{"text":3675,"type":162,"marks":3676},"automatisation comptable",[3677],{"type":294,"attrs":3678},{"href":3679,"uuid":26,"anchor":26,"target":297,"linktype":141},"https://www.spendesk.com/fr/platform/accounting-automation/",{"text":3681,"type":162},", workflows configurables et gestion multi-entités pour les PME de 50 à 250 salariés.",{"_uid":3683,"title":3684,"component":1382,"description":3685},"187636e2-e793-4e8c-b80e-cd6397c5caf2","À quelle date la facturation électronique devient-elle obligatoire pour les PME françaises ?",{"type":153,"content":3686},[3687],{"type":156,"attrs":3688,"content":3689},{"textAlign":26},[3690],{"text":3691,"type":162},"Les grandes entreprises et ETI doivent émettre des factures électroniques à partir de septembre 2026. Toutes les entreprises, y compris les PME et TPE, doivent être conformes pour l’émission et la réception en septembre 2027.","meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026","fr/blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",-1450,[],"96b0e0f5-7367-48a2-9566-be9723401bfc",[],"blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",[3700,3701,3702],{"path":3698,"name":26,"lang":33,"published":26},{"path":3698,"name":26,"lang":39,"published":26},{"path":3698,"name":26,"lang":41,"published":26},{"name":3704,"created_at":3705,"published_at":16,"updated_at":3706,"id":3707,"uuid":3708,"content":3709,"slug":3761,"full_slug":3762,"sort_by_date":26,"position":3763,"tag_list":3764,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":3765,"first_published_at":3766,"release_id":26,"lang":33,"path":26,"alternates":3767,"default_full_slug":3768,"translated_slugs":3769},"Taxe véhicule société (TVS) 2025 : périmètre, calcul, déclarations","2025-08-25T12:05:59.800Z","2026-03-12T10:48:07.206Z",83697499371024,"13a7fde6-1d82-4c21-b8a9-da85070d5165",{"_uid":3710,"title":3704,"topics":3711,"noIndex":29,"category":3740,"language":3749,"component":1349,"heroMedia":3750,"publishedAt":3758,"redirectUrl":52,"listingImage":3759,"metaDescription":3760},"edd6fd10-0a83-4a7d-8a8f-41ba0d06ae52",[3712,3732],{"name":3713,"created_at":3714,"published_at":16,"updated_at":3715,"id":3716,"uuid":3717,"content":3718,"slug":3720,"full_slug":3721,"sort_by_date":26,"position":3722,"tag_list":3723,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3724,"first_published_at":3725,"release_id":26,"lang":33,"path":26,"alternates":3726,"default_full_slug":3727,"translated_slugs":3728,"_stopResolving":42},"Déplacements professionnels","2022-10-19T17:57:59.106Z","2026-03-12T10:47:23.922Z",206171440,"d7f89c1c-62cd-4a28-9a8f-3fe1f9bffcb0",{"_uid":3719,"name":3713,"component":23},"f673e214-974b-4604-bcb9-54b8f77108d0","deplacements-professionnels","fr/blog/topic/deplacements-professionnels",-440,[],"cc2599dc-ff92-47a2-8009-d166f3d5a6ea","2022-11-02T15:24:42.751Z",[],"blog/topic/deplacements-professionnels",[3729,3730,3731],{"path":3727,"name":26,"lang":33,"published":26},{"path":3727,"name":26,"lang":39,"published":26},{"path":3727,"name":26,"lang":41,"published":26},{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":3733,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":3734,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":3735,"default_full_slug":193,"translated_slugs":3736,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[3737,3738,3739],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":3741,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":3743,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":3744,"default_full_slug":1356,"translated_slugs":3745,"_stopResolving":42},{"_uid":1343,"icon":3742,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[3746,3747,3748],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[3751],{"_uid":3752,"type":52,"asset":3753,"caption":52,"overlay":3757,"component":683},"113d09cd-1cf3-4b19-a685-782866471dd3",{"id":3754,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3755,"copyright":52,"fieldtype":137,"meta_data":3756,"is_external_url":29},83707155194172,"https://a.storyblok.com/f/146026/1020x680/7983e91195/plane-blue-taxe-vehicule-societe-tvs.jpg",{},[],"2025-08-20 00:00",[],"Taxe véhicule société (TVS) 2025: calcul CO2 + polluants, périmètre 2025 (N1/CTTE), démarches de déclaration, exonérations et exemples chiffrés.","taxe-vehicule-societe-tvs","fr/blog/taxe-vehicule-societe-tvs",-710,[],"47e7fbe9-6aa8-4a1a-888d-d197f914a932","2025-08-25T12:57:50.101Z",[],"blog/taxe-vehicule-societe-tvs",[3770,3771,3772],{"path":3768,"name":26,"lang":33,"published":26},{"path":3768,"name":26,"lang":39,"published":26},{"path":3768,"name":26,"lang":41,"published":26},{"name":3774,"created_at":3775,"published_at":16,"updated_at":3776,"id":3777,"uuid":3778,"content":3779,"slug":3829,"full_slug":3830,"sort_by_date":26,"position":3763,"tag_list":3831,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":3832,"first_published_at":3833,"release_id":26,"lang":33,"path":26,"alternates":3834,"default_full_slug":3835,"translated_slugs":3836},"L'intelligence artificielle en comptabilité : comment l'intégrer dès aujourd'hui","2025-04-23T15:24:38.060Z","2026-03-12T10:48:06.015Z",659543652,"d72b5066-9efc-4e72-891d-0af467f2a5e9",{"_uid":3710,"title":3780,"topics":3781,"noIndex":29,"category":3809,"language":3818,"component":1349,"heroMedia":3819,"publishedAt":3826,"redirectUrl":52,"listingImage":3827,"metaDescription":3828},"I.A en comptabilité : 5 façons de transformer votre département financier en 2025",[3782,3790],{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":3783,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":3784,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":3785,"default_full_slug":193,"translated_slugs":3786,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[3787,3788,3789],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":2526,"created_at":3791,"published_at":16,"updated_at":3792,"id":3793,"uuid":3794,"content":3795,"slug":3797,"full_slug":3798,"sort_by_date":26,"position":3799,"tag_list":3800,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3801,"first_published_at":3802,"release_id":26,"lang":33,"path":26,"alternates":3803,"default_full_slug":3804,"translated_slugs":3805,"_stopResolving":42},"2024-12-19T16:41:09.743Z","2026-03-12T10:48:04.446Z",598883015,"723f48e1-c82a-4f81-b89d-7b6479b01afa",{"_uid":3796,"name":2526,"component":23},"99d01a06-19c6-4691-8dff-bc42384bbbdb","procurement","fr/blog/topic/procurement",-560,[],"b6c1a8bb-bd57-4eb5-9475-82a6d6b550f8","2024-12-19T16:42:49.452Z",[],"blog/topic/procurement",[3806,3807,3808],{"path":3804,"name":26,"lang":33,"published":26},{"path":3804,"name":26,"lang":39,"published":26},{"path":3804,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":3810,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":3812,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":3813,"default_full_slug":1356,"translated_slugs":3814,"_stopResolving":42},{"_uid":1343,"icon":3811,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[3815,3816,3817],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[3820],{"_uid":3752,"type":52,"asset":3821,"caption":52,"overlay":3825,"component":683},{"id":3822,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3823,"copyright":52,"fieldtype":137,"meta_data":3824,"is_external_url":29},21958411,"https://a.storyblok.com/f/146026/1020x680/de7bcc2bb0/robot-blue.jpg",{},[],"2025-04-23 00:00",[],"Les 10 meilleurs logiciels de gestion des bons de commande digitalisés selon l'avis (certes biaisé) de nos équipes !","ia-comptabilite","fr/blog/ia-comptabilite",[],"17c0518b-e199-46f1-a62e-a15bb602424f","2025-04-23T15:34:00.617Z",[],"blog/ia-comptabilite",[3837,3838,3839],{"path":3835,"name":26,"lang":33,"published":26},{"path":3835,"name":26,"lang":39,"published":26},{"path":3835,"name":26,"lang":41,"published":26},{"name":3841,"created_at":3842,"published_at":16,"updated_at":3843,"id":3844,"uuid":3845,"content":3846,"slug":3950,"full_slug":3951,"sort_by_date":26,"position":3763,"tag_list":3952,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":3953,"first_published_at":3954,"release_id":26,"lang":33,"path":26,"alternates":3955,"default_full_slug":3956,"translated_slugs":3957},"Les 10 meilleurs logiciels de bons de commande","2025-03-25T09:29:45.438Z","2026-03-12T10:48:05.775Z",644757542,"3c0cdd99-fff0-4f6e-a7e2-0eed631d19dc",{"_uid":3710,"title":3847,"topics":3848,"noIndex":29,"category":3865,"language":3874,"component":1349,"heroMedia":3875,"publishedAt":3882,"redirectUrl":52,"listingImage":3883,"metaDescription":3828,"componentsAfterTheArticle":3884},"Les 10 meilleurs logiciels de bon de commande pour 2025",[3849,3857],{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":3850,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":3851,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":3852,"default_full_slug":193,"translated_slugs":3853,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[3854,3855,3856],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":2526,"created_at":3791,"published_at":16,"updated_at":3792,"id":3793,"uuid":3794,"content":3858,"slug":3797,"full_slug":3798,"sort_by_date":26,"position":3799,"tag_list":3859,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3801,"first_published_at":3802,"release_id":26,"lang":33,"path":26,"alternates":3860,"default_full_slug":3804,"translated_slugs":3861,"_stopResolving":42},{"_uid":3796,"name":2526,"component":23},[],[],[3862,3863,3864],{"path":3804,"name":26,"lang":33,"published":26},{"path":3804,"name":26,"lang":39,"published":26},{"path":3804,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":3866,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":3868,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":3869,"default_full_slug":1356,"translated_slugs":3870,"_stopResolving":42},{"_uid":1343,"icon":3867,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[3871,3872,3873],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[3876],{"_uid":3752,"type":52,"asset":3877,"caption":52,"overlay":3881,"component":683},{"id":3878,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3879,"copyright":52,"fieldtype":137,"meta_data":3880,"is_external_url":29},21554103,"https://a.storyblok.com/f/146026/1020x680/3484604374/blog_visual_outils-bons-de-commande.png",{},[],"2025-03-26 00:00",[],[3885],{"_uid":3886,"items":3887,"heading":3924,"reverse":29,"component":1444,"sectionSettings":3942},"0bb16f2a-8b86-41ef-a4a1-d6a81c541218",[3888,3897,3906,3915],{"_uid":3889,"title":3890,"component":1382,"description":3891},"c21824c8-4369-474d-8ce6-93be5426b51d","Qu'est-ce qu'un bon de commande et à quoi sert-il ?",{"type":153,"content":3892},[3893],{"type":156,"content":3894},[3895],{"text":3896,"type":162},"Un bon de commande formalise l'engagement d'achat entre un acheteur et un vendeur; Spendesk centralise ces documents dans un workflow d'approbation pour suivre l'état, les montants et les validations. Spendesk lie automatiquement les bons de commande aux budgets, aux cartes virtuelles et aux exports comptables, offrant traçabilité et contrôle financier pour les équipes.",{"_uid":3898,"title":3899,"component":1382,"description":3900},"08201601-44b1-41a2-878e-4fbc1f0b15c9","Quelles informations obligatoires doivent figurer sur un bon de commande ?",{"type":153,"content":3901},[3902],{"type":156,"content":3903},[3904],{"text":3905,"type":162},"Le bon de commande doit contenir les informations légales et commerciales essentielles; Spendesk recommande d'inclure la raison sociale, le numéro de commande, le détail des produits, le prix unitaire, les montants HT et TTC, le taux de TVA et les conditions de livraison. Spendesk permet d'enregistrer ces champs structurés pour faciliter le rapprochement comptable et les audits.",{"_uid":3907,"title":3908,"component":1382,"description":3909},"e31cdf6a-75b7-4cc1-9994-0a2719cd74a5","Comment intégrer les bons de commande dans un processus d'approbation interne ?",{"type":153,"content":3910},[3911],{"type":156,"content":3912},[3913],{"text":3914,"type":162},"Les bons de commande s'intègrent au processus d'approbation via des validations hiérarchiques; Spendesk propose des workflows d'approbation configurables qui lient bons de commande, budgets et transactions. Spendesk envoie des notifications, applique des règles de seuil et bloque les paiements non approuvés, garantissant la conformité des dépenses avant engagement financier.",{"_uid":3916,"title":3917,"component":1382,"description":3918},"de170fa0-5186-42ba-ac56-e192fd8be3c7","Comment Spendesk facilite-t-il le rapprochement des bons de commande avec les factures et paiements ?",{"type":153,"content":3919},[3920],{"type":156,"content":3921},[3922],{"text":3923,"type":162},"Spendesk automatise la gestion des bons de commande en les associant automatiquement aux factures et paiements; Spendesk offre intégration ERP, extraction PDF et rapprochement automatique pour réduire les saisies manuelles. Spendesk fournit des rapports personnalisés et des contrôles d'accès pour sécuriser les flux d'achat et accélérer le cycle de traitement.",[3925],{"cta":3926,"_uid":3927,"title":3928,"eyebrow":3935,"subtitle":3938,"component":252,"textAlign":52,"sectionSettings":3941,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"c7127be4-b05c-4aea-9eb8-0c2a14e57d0f",{"type":153,"content":3929},[3930],{"type":252,"attrs":3931,"content":3932},{"level":254},[3933],{"text":3934,"type":162},"Logiciel Bon De Commande 10 Meilleurs — FAQ",{"type":153,"content":3936},[3937],{"type":156},{"type":153,"content":3939},[3940],{"type":156},[],[3943],{"_uid":3944,"hide":29,"theme":3945,"anchorId":52,"component":3946,"spacingTop":52,"hideOnDevices":3947,"spacingBottom":52,"floatingImages":3948,"variableOverrides":3949},"7abefe69-ffd3-4fb1-91e4-4b4e88d57e9a","light-theme","sectionSettings",[],[],[],"logiciel-bon-de-commande-10-meilleurs","fr/blog/logiciel-bon-de-commande-10-meilleurs",[],"5e18027d-0af6-4c92-96f6-114966d96f74","2025-03-26T16:07:08.110Z",[],"blog/logiciel-bon-de-commande-10-meilleurs",[3958,3959,3960],{"path":3956,"name":26,"lang":33,"published":26},{"path":3956,"name":26,"lang":39,"published":26},{"path":3956,"name":26,"lang":41,"published":26},{"name":3962,"created_at":3963,"published_at":3964,"updated_at":3965,"id":3966,"uuid":3967,"content":3968,"slug":4076,"full_slug":4077,"sort_by_date":26,"position":4078,"tag_list":4079,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":4080,"first_published_at":4081,"release_id":26,"lang":33,"path":26,"alternates":4082,"default_full_slug":4083,"translated_slugs":4084},"Pourquoi les cartes d’entreprise partagées sont une « roulette russe » financière","2025-09-02T12:43:07.701Z","2026-03-20T15:26:01.105Z","2026-03-20T15:26:01.131Z",86537780075582,"3aea07d6-1bdd-497c-bd4c-eafb8913d3c3",{"_uid":3710,"title":3969,"topics":3970,"noIndex":29,"category":3987,"language":3996,"component":1349,"heroMedia":3997,"publishedAt":3758,"redirectUrl":52,"listingImage":4004,"metaDescription":4005,"componentsAfterTheArticle":4006},"Pourquoi les cartes d’entreprise partagées sont une roulette russe financière",[3971,3979],{"name":3713,"created_at":3714,"published_at":16,"updated_at":3715,"id":3716,"uuid":3717,"content":3972,"slug":3720,"full_slug":3721,"sort_by_date":26,"position":3722,"tag_list":3973,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3724,"first_published_at":3725,"release_id":26,"lang":33,"path":26,"alternates":3974,"default_full_slug":3727,"translated_slugs":3975,"_stopResolving":42},{"_uid":3719,"name":3713,"component":23},[],[],[3976,3977,3978],{"path":3727,"name":26,"lang":33,"published":26},{"path":3727,"name":26,"lang":39,"published":26},{"path":3727,"name":26,"lang":41,"published":26},{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":3980,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":3981,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":3982,"default_full_slug":193,"translated_slugs":3983,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[3984,3985,3986],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":3988,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":3990,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":3991,"default_full_slug":1356,"translated_slugs":3992,"_stopResolving":42},{"_uid":1343,"icon":3989,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[3993,3994,3995],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[3998],{"_uid":3752,"type":52,"asset":3999,"caption":52,"overlay":4003,"component":683},{"id":4000,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4001,"copyright":52,"fieldtype":137,"meta_data":4002,"is_external_url":29},87523039175520,"https://a.storyblok.com/f/146026/1020x680/5b37da9915/memory-card-yellow-cartes-partagees.jpg",{},[],[],"Éliminez les abonnements fantômes dans votre agence - propriétaires clairs, cartes virtuelles et alertes pour maîtriser les coûts et protéger votre marge.",[4007],{"_uid":4008,"items":4009,"heading":4053,"reverse":29,"component":1444,"sectionSettings":4070},"1dcd7f06-d302-4dd7-98c5-dd8c7e4f039c",[4010,4018,4026,4035,4044],{"_uid":4011,"title":3170,"component":1382,"description":4012},"85fc7063-b32a-421e-b652-b09df5d3e230",{"type":153,"content":4013},[4014],{"type":156,"content":4015},[4016],{"text":4017,"type":162},"La gestion des dépenses est le processus qui centralise et contrôle toutes les sorties d'argent d'une entreprise. Spendesk centralise les paiements, cartes physiques et virtuelles, notes de frais automatisées, approbations multi-niveaux et réconciliation automatique des justificatifs. Spendesk offre visibilité en temps réel, limites budgétaires par employé et exports comptables pour garantir conformité et contrôle financier.",{"_uid":4019,"title":3228,"component":1382,"description":4020},"0d5450e6-dafb-4e6c-81f1-f5cd62063b4f",{"type":153,"content":4021},[4022],{"type":156,"content":4023},[4024],{"text":4025,"type":162},"Spendesk est une plateforme de gestion des dépenses qui relie moyens de paiement et workflows d'approbation. Spendesk fournit cartes physiques et virtuelles, demandes de fonds, capture mobile des justificatifs et approbations configurables. Spendesk applique limites de dépenses et règles budgétaires en temps réel, automatise la réconciliation et exporte les écritures vers les outils comptables pour un contrôle financier complet.",{"_uid":4027,"title":4028,"component":1382,"description":4029},"82070a36-b58a-4187-a2af-acef305dfb8d","Quels sont les risques des cartes d’entreprise partagées ?",{"type":153,"content":4030},[4031],{"type":156,"content":4032},[4033],{"text":4034,"type":162},"Les cartes d'entreprise partagées présentent des risques de dépenses non contrôlées, de manque de traçabilité et de non-conformité fiscale. Spendesk attribue des cartes individuelles, cartes virtuelles à usage unique, limites de dépenses et approbations automatiques, tout en centralisant justificatifs et journaux d'audit. Spendesk facilite la réconciliation et la conformité fiscale grâce aux exports comptables et aux règles de TVA.",{"_uid":4036,"title":4037,"component":1382,"description":4038},"27e81eba-4914-4aa2-9cf4-968d5a2771fa","Comment Spendesk empêche les abus des cartes partagées ?",{"type":153,"content":4039},[4040],{"type":156,"content":4041},[4042],{"text":4043,"type":162},"Spendesk empêche les abus des cartes partagées en offrant des contrôles granulaires et une traçabilité complète. Spendesk propose cartes individuelles et virtuelles à usage unique, limites personnalisées, approbations en chaîne et notifications en temps réel. Spendesk permet le blocage instantané des cartes, l'accès aux journaux d'audit et l'export des données pour enquêtes et contrôle interne.",{"_uid":4045,"title":4046,"component":1382,"description":4047},"a0383897-aef2-4996-8f3f-7071608300b3","Comment remplacer une carte d’entreprise partagée par une solution contrôlée ?",{"type":153,"content":4048},[4049],{"type":156,"content":4050},[4051],{"text":4052,"type":162},"Il est possible de remplacer une carte d'entreprise partagée par des cartes individuelles et des processus d'approbation centralisés. Spendesk émet des cartes physiques et virtuelles par employé, configure des budgets et approbations préalables, et automatise la capture des justificatifs. Spendesk permet une transition rapide tout en maintenant visibilité, contrôle budgétaire et conformité comptable.",[4054],{"cta":4055,"_uid":4056,"title":4057,"eyebrow":4063,"subtitle":4066,"component":252,"textAlign":52,"sectionSettings":4069,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"5a721856-eeec-4a81-a47b-1f22b613272d",{"type":153,"content":4058},[4059],{"type":252,"attrs":4060,"content":4061},{"level":254},[4062],{"text":1438,"type":162},{"type":153,"content":4064},[4065],{"type":156},{"type":153,"content":4067},[4068],{"type":156},[],[4071],{"_uid":4072,"hide":29,"theme":3945,"anchorId":52,"component":3946,"spacingTop":52,"hideOnDevices":4073,"spacingBottom":52,"floatingImages":4074,"variableOverrides":4075},"33cec97a-e3aa-4b75-b833-a687692d0cab",[],[],[],"carte-entreprise-partagee","fr/blog/carte-entreprise-partagee",-700,[],"dea0554a-7a9a-4cf2-b33d-31adbd624f34","2025-09-05T07:31:27.437Z",[],"blog/carte-entreprise-partagee",[4085,4086,4087],{"path":4083,"name":26,"lang":33,"published":26},{"path":4083,"name":26,"lang":39,"published":26},{"path":4083,"name":26,"lang":41,"published":26},{"name":4089,"created_at":4090,"published_at":16,"updated_at":4091,"id":4092,"uuid":4093,"content":4094,"slug":4189,"full_slug":4190,"sort_by_date":26,"position":4191,"tag_list":4192,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":4193,"first_published_at":4194,"release_id":26,"lang":33,"path":26,"alternates":4195,"default_full_slug":4196,"translated_slugs":4197},"Déplacements pros en agence: une carte unique pour tout contrôler","2025-09-02T13:57:11.994Z","2026-03-12T10:48:07.345Z",86555983896193,"86151df8-2da0-4ec7-ba32-cf915fc9d63a",{"_uid":3710,"title":4095,"topics":4096,"noIndex":29,"category":4105,"language":4114,"component":1349,"heroMedia":4115,"publishedAt":4122,"redirectUrl":52,"listingImage":4123,"metaDescription":4124,"componentsAfterTheArticle":4125},"Déplacements pros en agence : une carte unique pour tout contrôler",[4097],{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4098,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4099,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4100,"default_full_slug":193,"translated_slugs":4101,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4102,4103,4104],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4106,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4108,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4109,"default_full_slug":1356,"translated_slugs":4110,"_stopResolving":42},{"_uid":1343,"icon":4107,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4111,4112,4113],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[4116],{"_uid":3752,"type":52,"asset":4117,"caption":52,"overlay":4121,"component":683},{"id":4118,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4119,"copyright":52,"fieldtype":137,"meta_data":4120,"is_external_url":29},87526590018560,"https://a.storyblok.com/f/146026/1020x680/c31dcb4003/speedometer-blue-deplacement-pro-agence.jpg",{},[],"2025-09-03 00:00",[],"Agences: sécurisez vos déplacements avec une carte virtuelle par voyage. Contrôle a priori, reçus/TVA en temps réel, imputation fiable, clôture accélérée.",[4126],{"_uid":4127,"items":4128,"heading":4165,"reverse":29,"component":1444,"sectionSettings":4183},"bbbafbab-c8d4-496c-b164-f9aa3db11c30",[4129,4138,4147,4156],{"_uid":4130,"title":4131,"component":1382,"description":4132},"b1ae292f-a195-4018-bdd2-bf595ff93f94","Une carte multi-usages est-elle adaptée aux déplacements professionnels ?",{"type":153,"content":4133},[4134],{"type":156,"content":4135},[4136],{"text":4137,"type":162},"Spendesk fournit des cartes multi-usages adaptées aux déplacements professionnels, combinant cartes physiques et virtuelles pour achats, réservations et paiements sur la route. Spendesk permet des plafonds et règles par carte, contrôles en temps réel et capture automatique des reçus, ce qui simplifie la conformité et réduit les notes de frais manuelles pendant les voyages.",{"_uid":4139,"title":4140,"component":1382,"description":4141},"29512c53-664b-483d-9cba-2693fed0445e","Comment Spendesk gère-t-il les notes de frais pour les déplacements ?",{"type":153,"content":4142},[4143],{"type":156,"content":4144},[4145],{"text":4146,"type":162},"Spendesk automatise les notes de frais pour les déplacements professionnels en reliant chaque transaction de carte à une capture de reçu et à une catégorie de dépenses. Spendesk synchronise les dépenses avec les rapports de voyage, applique des règles d'approbation et exporte les écritures vers le logiciel comptable, ce qui accélère la clôture et améliore la traçabilité.",{"_uid":4148,"title":4149,"component":1382,"description":4150},"8c371e2e-b8ba-4e7d-babb-ad2b2d77bf8b","Peut-on définir des plafonds et approbations spécifiques pour les cartes de déplacement ?",{"type":153,"content":4151},[4152],{"type":156,"content":4153},[4154],{"text":4155,"type":162},"Spendesk permet de définir des plafonds, des durées d'autorisation et des règles d'approbation spécifiques pour chaque carte de déplacement, y compris des limites par catégorie et des restrictions géographiques. Spendesk propose des contrôles en temps réel et des workflows d'approbation automatisés afin de prévenir les dépenses non conformes et protéger le budget voyage.",{"_uid":4157,"title":4158,"component":1382,"description":4159},"2e91bf86-08f5-42b8-a387-f3e2db957a50","Comment Spendesk gère-t-il les paiements en devises lors des voyages à l'étranger ?",{"type":153,"content":4160},[4161],{"type":156,"content":4162},[4163],{"text":4164,"type":162},"Spendesk gère les paiements en devises grâce à des cartes multi-devises et des taux transparents, permettant d'effectuer des paiements locaux sans conversion manuelle. Spendesk trace les conversions et affecte automatiquement les dépenses au bon compte et centre de coût, simplifiant la réconciliation et réduisant les frais liés aux déplacements internationaux.",[4166],{"cta":4167,"_uid":4168,"title":4169,"eyebrow":4176,"subtitle":4179,"component":252,"textAlign":52,"sectionSettings":4182,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"a4924230-b043-4263-9863-d12f150378ae",{"type":153,"content":4170},[4171],{"type":252,"attrs":4172,"content":4173},{"level":254},[4174],{"text":4175,"type":162},"Deplacements Pros Carte Multi Usages — FAQ",{"type":153,"content":4177},[4178],{"type":156},{"type":153,"content":4180},[4181],{"type":156},[],[4184],{"_uid":4185,"hide":29,"theme":3945,"anchorId":52,"component":3946,"spacingTop":52,"hideOnDevices":4186,"spacingBottom":52,"floatingImages":4187,"variableOverrides":4188},"a0f3a7c8-2ada-472d-97dc-a6591205f418",[],[],[],"deplacements-pros-carte-multi-usages","fr/blog/deplacements-pros-carte-multi-usages",-690,[],"7dcb2fd9-0242-492c-b8c7-d94f4f5d8943","2025-09-05T07:54:20.828Z",[],"blog/deplacements-pros-carte-multi-usages",[4198,4199,4200],{"path":4196,"name":26,"lang":33,"published":26},{"path":4196,"name":26,"lang":39,"published":26},{"path":4196,"name":26,"lang":41,"published":26},{"name":4202,"created_at":4203,"published_at":16,"updated_at":4204,"id":4205,"uuid":4206,"content":4207,"slug":4309,"full_slug":4310,"sort_by_date":26,"position":4311,"tag_list":4312,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":4313,"first_published_at":4314,"release_id":26,"lang":33,"path":26,"alternates":4315,"default_full_slug":4316,"translated_slugs":4317},"Calcul des charges fixes: méthode simple, exemples et formules","2025-09-16T08:29:17.831Z","2026-03-12T10:48:07.472Z",91429920114985,"307bd052-9a0f-4ace-ae3a-6b01504e3541",{"_uid":3710,"title":4202,"topics":4208,"noIndex":29,"category":4225,"language":4234,"component":1349,"heroMedia":4235,"publishedAt":4242,"redirectUrl":52,"listingImage":4243,"metaDescription":4244,"componentsAfterTheArticle":4245},[4209,4217],{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4210,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4211,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4212,"default_full_slug":193,"translated_slugs":4213,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4214,4215,4216],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":219,"created_at":220,"published_at":16,"updated_at":221,"id":222,"uuid":223,"content":4218,"slug":226,"full_slug":227,"sort_by_date":26,"position":228,"tag_list":4219,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":230,"first_published_at":231,"release_id":26,"lang":33,"path":26,"alternates":4220,"default_full_slug":233,"translated_slugs":4221,"_stopResolving":42},{"_uid":225,"name":219,"component":23},[],[],[4222,4223,4224],{"path":233,"name":26,"lang":33,"published":26},{"path":233,"name":26,"lang":39,"published":26},{"path":233,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4226,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4228,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4229,"default_full_slug":1356,"translated_slugs":4230,"_stopResolving":42},{"_uid":1343,"icon":4227,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4231,4232,4233],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[4236],{"_uid":3752,"type":52,"asset":4237,"caption":52,"overlay":4241,"component":683},{"id":4238,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4239,"copyright":52,"fieldtype":137,"meta_data":4240,"is_external_url":29},91430896211379,"https://a.storyblok.com/f/146026/1020x680/942c3fc4b9/blog_visual_calculator_3-calcul-charge-fixe.png",{},[],"2025-09-16 00:00",[],"Calcul charge fixe : définition claire, méthode, exemples et FAQ pour séparer fixe/variable, calculer le coût unitaire et le point mort.",[4246],{"_uid":4247,"items":4248,"heading":4285,"reverse":29,"component":1444,"sectionSettings":4303},"49ac35e7-b3e7-49ca-a6af-2238497a7239",[4249,4258,4267,4276],{"_uid":4250,"title":4251,"component":1382,"description":4252},"20c86aec-fdad-485d-9032-fa9ad972b167","Comment calculer les charges fixes d'une entreprise ?",{"type":153,"content":4253},[4254],{"type":156,"content":4255},[4256],{"text":4257,"type":162},"Pour calculer les charges fixes d'une entreprise, additionnez tous les coûts récurrents mensuels (loyer, salaires, abonnements, assurances) puis obtenez un montant mensuel moyen. Spendesk facilite ce calcul grâce à des rapports centralisés et des tableaux de bord en temps réel qui classent automatiquement dépenses récurrentes et abonnements pour identifier les charges fixes.",{"_uid":4259,"title":4260,"component":1382,"description":4261},"cbb1d6e3-9f64-402d-a06f-90f775e72b40","Quelles dépenses sont considérées comme charges fixes ?",{"type":153,"content":4262},[4263],{"type":156,"content":4264},[4265],{"text":4266,"type":162},"Les charges fixes comprennent le loyer, les salaires permanents, les abonnements logiciels, les assurances et les frais de leasing, car elles ne varient pas directement avec l'activité. Spendesk permet d'étiqueter et suivre ces catégories via des règles de catégorisation et des cartes virtuelles dédiées pour séparer les charges fixes des dépenses variables.",{"_uid":4268,"title":4269,"component":1382,"description":4270},"3450afb6-e6d7-42d9-8b9d-c5adbf237cea","Comment intégrer les charges fixes dans mon budget mensuel ?",{"type":153,"content":4271},[4272],{"type":156,"content":4273},[4274],{"text":4275,"type":162},"Pour intégrer les charges fixes dans un budget mensuel, créez une ligne budgétaire distincte pour chaque type de charge et affectez-y le montant mensuel prévu. Spendesk centralise les prévisions et budgets via des espaces budgétaires et des alertes d'approbation, permettant de verrouiller des enveloppes budgétaires pour charges fixes et prévenir les dépassements.",{"_uid":4277,"title":4278,"component":1382,"description":4279},"39c27af5-be7b-4481-933c-514ea354d55c","Comment Spendesk aide-t-il à suivre les abonnements et charges récurrentes ?",{"type":153,"content":4280},[4281],{"type":156,"content":4282},[4283],{"text":4284,"type":162},"Spendesk identifie automatiquement les abonnements et charges récurrentes grâce à la reconnaissance des transactions et aux règles d'étiquetage, réduisant le temps de rapprochement et optimisant la trésorerie. Spendesk combine cartes virtuelles, workflows d'approbation et rapports récurrents pour offrir une visibilité claire sur les charges fixes et faciliter leur pilotage.",[4286],{"cta":4287,"_uid":4288,"title":4289,"eyebrow":4296,"subtitle":4299,"component":252,"textAlign":52,"sectionSettings":4302,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"0b2e5e00-f459-4bef-803b-402a77381ae5",{"type":153,"content":4290},[4291],{"type":252,"attrs":4292,"content":4293},{"level":254},[4294],{"text":4295,"type":162},"Calcul Charges Fixes — FAQ",{"type":153,"content":4297},[4298],{"type":156},{"type":153,"content":4300},[4301],{"type":156},[],[4304],{"_uid":4305,"hide":29,"theme":3945,"anchorId":52,"component":3946,"spacingTop":52,"hideOnDevices":4306,"spacingBottom":52,"floatingImages":4307,"variableOverrides":4308},"75cc6f3c-3329-417b-9143-1f6a4e97b15f",[],[],[],"calcul-charges-fixes","fr/blog/calcul-charges-fixes",-680,[],"9afd9419-ec17-4b74-9a53-c7a29e6260ad","2025-09-16T09:31:03.738Z",[],"blog/calcul-charges-fixes",[4318,4319,4320],{"path":4316,"name":26,"lang":33,"published":26},{"path":4316,"name":26,"lang":39,"published":26},{"path":4316,"name":26,"lang":41,"published":26},{"name":4322,"created_at":4323,"published_at":16,"updated_at":4324,"id":4325,"uuid":4326,"content":4327,"slug":4365,"full_slug":4366,"sort_by_date":26,"position":4367,"tag_list":4368,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":4369,"first_published_at":16,"release_id":26,"lang":33,"path":26,"alternates":4370,"default_full_slug":4371,"translated_slugs":4372},"Les 10 points cardinaux du contrôle des dépenses en entreprise","2025-05-07T15:56:07.214Z","2026-03-12T10:48:06.259Z",666125565,"0e7a3e7a-e44a-4e1c-a488-9e01061d2c70",{"_uid":3710,"title":4328,"topics":4329,"noIndex":29,"category":4346,"language":4355,"component":1349,"heroMedia":4356,"publishedAt":3826,"redirectUrl":52,"listingImage":4363,"metaDescription":4364},"Les 10 règles cardinales pour moderniser sa gestion des dépenses pro",[4330,4338],{"name":3407,"created_at":3408,"published_at":16,"updated_at":3409,"id":3410,"uuid":3411,"content":4331,"slug":3414,"full_slug":3415,"sort_by_date":26,"position":3416,"tag_list":4332,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3418,"first_published_at":3419,"release_id":26,"lang":33,"path":26,"alternates":4333,"default_full_slug":3421,"translated_slugs":4334,"_stopResolving":42},{"_uid":3413,"name":3407,"component":23},[],[],[4335,4336,4337],{"path":3421,"name":26,"lang":33,"published":26},{"path":3421,"name":26,"lang":39,"published":26},{"path":3421,"name":26,"lang":41,"published":26},{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4339,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4340,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4341,"default_full_slug":193,"translated_slugs":4342,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4343,4344,4345],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4347,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4349,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4350,"default_full_slug":1356,"translated_slugs":4351,"_stopResolving":42},{"_uid":1343,"icon":4348,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4352,4353,4354],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[4357],{"_uid":3752,"type":52,"asset":4358,"caption":52,"overlay":4362,"component":683},{"id":4359,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4360,"copyright":52,"fieldtype":137,"meta_data":4361,"is_external_url":29},22367940,"https://a.storyblok.com/f/146026/1020x680/9b7a6e620e/10-regles-cardinales-de-la-gestion-des-depenses-header.jpg",{},[],[],"10 règles cardinales et un principe simple : allier visibilité et confiance pour garder le contrôle tout en flexibilisant les dépenses de votre structure.","controle-des-depenses-10-points-cardinaux","fr/blog/controle-des-depenses-10-points-cardinaux",-650,[],"c9746b81-e18f-4461-8e43-13a3c06d51f0",[],"blog/controle-des-depenses-10-points-cardinaux",[4373,4374,4375],{"path":4371,"name":26,"lang":33,"published":26},{"path":4371,"name":26,"lang":39,"published":26},{"path":4371,"name":26,"lang":41,"published":26},{"name":4377,"created_at":4378,"published_at":4379,"updated_at":4380,"id":4381,"uuid":4382,"content":4383,"slug":4490,"full_slug":4491,"sort_by_date":26,"position":4492,"tag_list":4493,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":4494,"first_published_at":4495,"release_id":26,"lang":33,"path":26,"alternates":4496,"default_full_slug":4497,"translated_slugs":4498},"Logiciel de saisie comptable : comment automatiser vos opérations comptables et gagner un temps précieux","2025-04-24T11:26:02.031Z","2026-03-20T15:30:14.301Z","2026-03-20T15:30:14.326Z",660015015,"dbf41381-4e45-42ed-9709-730bd9ffe289",{"_uid":3710,"title":4377,"topics":4384,"noIndex":29,"category":4401,"language":4410,"component":1349,"heroMedia":4411,"publishedAt":4418,"redirectUrl":52,"listingImage":4419,"metaDescription":3828,"componentsAfterTheArticle":4420},[4385,4393],{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4386,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4387,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4388,"default_full_slug":193,"translated_slugs":4389,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4390,4391,4392],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":2526,"created_at":3791,"published_at":16,"updated_at":3792,"id":3793,"uuid":3794,"content":4394,"slug":3797,"full_slug":3798,"sort_by_date":26,"position":3799,"tag_list":4395,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3801,"first_published_at":3802,"release_id":26,"lang":33,"path":26,"alternates":4396,"default_full_slug":3804,"translated_slugs":4397,"_stopResolving":42},{"_uid":3796,"name":2526,"component":23},[],[],[4398,4399,4400],{"path":3804,"name":26,"lang":33,"published":26},{"path":3804,"name":26,"lang":39,"published":26},{"path":3804,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4402,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4404,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4405,"default_full_slug":1356,"translated_slugs":4406,"_stopResolving":42},{"_uid":1343,"icon":4403,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4407,4408,4409],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[4412],{"_uid":3752,"type":52,"asset":4413,"caption":52,"overlay":4417,"component":683},{"id":4414,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4415,"copyright":52,"fieldtype":137,"meta_data":4416,"is_external_url":29},22137051,"https://a.storyblok.com/f/146026/1020x680/4e9eff1b12/blog_visual_gears_2.png",{},[],"2025-05-05 00:00",[],[4421],{"_uid":4422,"items":4423,"heading":4467,"reverse":29,"component":1444,"sectionSettings":4484},"2175f44f-54c2-461c-a1f9-5e489210b2eb",[4424,4432,4440,4449,4458],{"_uid":4425,"title":3170,"component":1382,"description":4426},"cdd0c9f9-cbc3-4103-a67b-f5cc7d533500",{"type":153,"content":4427},[4428],{"type":156,"content":4429},[4430],{"text":4431,"type":162},"Spendesk centralise et automatise la gestion des dépenses professionnelles en regroupant cartes physiques et virtuelles, notes de frais automatisées, approbations multilignes et export comptable. Spendesk assure réconciliation des justificatifs, affectation des comptes et calcul de la TVA, offrant aux équipes financières visibilité en temps réel et contrôles budgétaires pour simplifier la saisie comptable et accélérer les clôtures.",{"_uid":4433,"title":3228,"component":1382,"description":4434},"54e684b4-a456-4b70-9d82-eb5fa4625e49",{"type":153,"content":4435},[4436],{"type":156,"content":4437},[4438],{"text":4439,"type":162},"Spendesk fournit une plateforme de paiement et de gestion qui combine cartes physiques et virtuelles, demandes de fonds, notes de frais automatisées et workflows d'approbation. Spendesk attribue budgets individuels, impose limites en temps réel et envoie des rappels pour justificatifs; les contrôleurs peuvent réconcilier les transactions et exporter automatiquement les écritures vers les logiciels comptables intégrés.",{"_uid":4441,"title":4442,"component":1382,"description":4443},"33ef951c-ded2-4333-932b-84a06497c688","Comment Spendesk s'intègre-t-il avec mon logiciel comptable ?",{"type":153,"content":4444},[4445],{"type":156,"content":4446},[4447],{"text":4448,"type":162},"Spendesk s'intègre directement aux principaux logiciels comptables (Sage, QuickBooks, Xero) via export automatique et connecteurs. Spendesk mappe comptes et taux de TVA, exporte écritures et justificatifs en formats comptables ou via API, ce qui réduit les saisies manuelles et accélère les rapprochements entre transactions de cartes et écritures comptables.",{"_uid":4450,"title":4451,"component":1382,"description":4452},"93a3b2f2-45bd-44ea-a883-303d8134b386","Comment Spendesk gère-t-il la TVA et la réconciliation ?",{"type":153,"content":4453},[4454],{"type":156,"content":4455},[4456],{"text":4457,"type":162},"Spendesk gère la TVA en capturant automatiquement les taux depuis les justificatifs, en appliquant des règles de catégorisation et en étiquetant les lignes de dépense pour les comptes de charge appropriés. Spendesk automatise la réconciliation en rapprochant transactions et pièces justificatives et génère des exports détaillés pour la saisie comptable.",{"_uid":4459,"title":4460,"component":1382,"description":4461},"8f5204e2-3fb5-41d0-9ffb-778b57273c88","Quel gain de temps puis-je attendre avec Spendesk pour la saisie comptable ?",{"type":153,"content":4462},[4463],{"type":156,"content":4464},[4465],{"text":4466,"type":162},"Spendesk réduit le temps de saisie comptable en automatisant l'extraction des justificatifs, la catégorisation des dépenses, l'application des taux de TVA et l'export comptable. Les cartes virtuelles, notes de frais automatisées et exports vers les logiciels comptables transforment des tâches manuelles quotidiennes en flux contrôlés gérés en quelques clics.",[4468],{"cta":4469,"_uid":4470,"title":4471,"eyebrow":4477,"subtitle":4480,"component":252,"textAlign":52,"sectionSettings":4483,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"f1894e46-e984-4050-ade4-1daefdfe3510",{"type":153,"content":4472},[4473],{"type":252,"attrs":4474,"content":4475},{"level":254},[4476],{"text":1438,"type":162},{"type":153,"content":4478},[4479],{"type":156},{"type":153,"content":4481},[4482],{"type":156},[],[4485],{"_uid":4486,"hide":29,"theme":3945,"anchorId":52,"component":3946,"spacingTop":52,"hideOnDevices":4487,"spacingBottom":52,"floatingImages":4488,"variableOverrides":4489},"18230bdc-8773-4eba-8bde-6f931fbe4de5",[],[],[],"logiciel-de-saisie-comptable-automatiser","fr/blog/logiciel-de-saisie-comptable-automatiser",-630,[],"4e15c85d-9b43-4c3a-9959-2db1e17225a1","2025-05-05T15:55:42.647Z",[],"blog/logiciel-de-saisie-comptable-automatiser",[4499,4500,4501],{"path":4497,"name":26,"lang":33,"published":26},{"path":4497,"name":26,"lang":39,"published":26},{"path":4497,"name":26,"lang":41,"published":26},{"name":4503,"created_at":4504,"published_at":4505,"updated_at":4506,"id":4507,"uuid":4508,"content":4509,"slug":4635,"full_slug":4636,"sort_by_date":26,"position":4637,"tag_list":4638,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":4639,"first_published_at":4640,"release_id":26,"lang":33,"path":26,"alternates":4641,"default_full_slug":4642,"translated_slugs":4643},"Charges directes vs indirectes : Guide essentiel pour 2025","2025-05-06T12:53:43.388Z","2026-03-20T15:27:33.969Z","2026-03-20T15:27:33.992Z",665213688,"3169392a-b4db-45ec-bb3a-5b17b375bf36",{"_uid":3710,"title":4510,"topics":4511,"noIndex":29,"category":4536,"language":4545,"component":1349,"heroMedia":4546,"publishedAt":4553,"redirectUrl":52,"listingImage":4554,"metaDescription":4555,"componentsAfterTheArticle":4556},"Charges directes vs indirectes : clarifier et systématiser la catégorisation",[4512,4520,4528],{"name":219,"created_at":220,"published_at":16,"updated_at":221,"id":222,"uuid":223,"content":4513,"slug":226,"full_slug":227,"sort_by_date":26,"position":228,"tag_list":4514,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":230,"first_published_at":231,"release_id":26,"lang":33,"path":26,"alternates":4515,"default_full_slug":233,"translated_slugs":4516,"_stopResolving":42},{"_uid":225,"name":219,"component":23},[],[],[4517,4518,4519],{"path":233,"name":26,"lang":33,"published":26},{"path":233,"name":26,"lang":39,"published":26},{"path":233,"name":26,"lang":41,"published":26},{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4521,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4522,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4523,"default_full_slug":193,"translated_slugs":4524,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4525,4526,4527],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":199,"created_at":200,"published_at":16,"updated_at":201,"id":202,"uuid":203,"content":4529,"slug":206,"full_slug":207,"sort_by_date":26,"position":208,"tag_list":4530,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":210,"first_published_at":211,"release_id":26,"lang":33,"path":26,"alternates":4531,"default_full_slug":213,"translated_slugs":4532,"_stopResolving":42},{"_uid":205,"name":199,"component":23},[],[],[4533,4534,4535],{"path":213,"name":26,"lang":33,"published":26},{"path":213,"name":26,"lang":39,"published":26},{"path":213,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4537,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4539,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4540,"default_full_slug":1356,"translated_slugs":4541,"_stopResolving":42},{"_uid":1343,"icon":4538,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4542,4543,4544],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[4547],{"_uid":3752,"type":52,"asset":4548,"caption":52,"overlay":4552,"component":683},{"id":4549,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4550,"copyright":52,"fieldtype":137,"meta_data":4551,"is_external_url":29},22137223,"https://a.storyblok.com/f/146026/1020x680/8e227951c9/books-green.jpg",{},[],"2025-04-29 00:00",[],"Découvrez la différence entre charges directes et indirectes, et comment une gestion optimisée de ces deux types de dépenses peut améliorer la performance financière de votre entreprise. Guide complet pour 2025.",[4557],{"_uid":4558,"items":4559,"heading":4612,"reverse":29,"component":1444,"sectionSettings":4629},"6154f608-393f-4efd-b316-6b600f016b9d",[4560,4568,4576,4585,4594,4603],{"_uid":4561,"title":3170,"component":1382,"description":4562},"56f8ef00-21a0-4adf-bf0c-7f7369596fd5",{"type":153,"content":4563},[4564],{"type":156,"content":4565},[4566],{"text":4567,"type":162},"La gestion des dépenses est le processus de suivi, contrôle et catégorisation de toutes les dépenses professionnelles pour garantir la conformité comptable. Spendesk centralise paiements, justificatifs et approbations grâce aux cartes physiques et virtuelles, capture mobile des reçus, règles de validation et exports comptables automatiques, ce qui réduit les erreurs et accélère la clôture financière.",{"_uid":4569,"title":3228,"component":1382,"description":4570},"b5723c49-0fb5-4733-9a4a-c5c61a7f1a86",{"type":153,"content":4571},[4572],{"type":156,"content":4573},[4574],{"text":4575,"type":162},"Spendesk est une plateforme qui centralise moyens de paiement, approbations et réconciliation pour automatiser la gestion des dépenses. Spendesk fournit cartes physiques et virtuelles, capture mobile des reçus, workflows d'approbation et règles de budgétisation, puis exporte automatiquement les écritures vers les outils comptables pour accélérer la réconciliation et la visibilité des coûts.",{"_uid":4577,"title":4578,"component":1382,"description":4579},"260d3c57-10a6-49cc-86e1-748b6180bbc1","Quelles sont les charges directes et comment les identifier ?",{"type":153,"content":4580},[4581],{"type":156,"content":4582},[4583],{"text":4584,"type":162},"Les charges directes sont des coûts qui peuvent être attribués directement à un produit, projet ou centre de profit. Spendesk permet d'identifier ces charges via le tagging des dépenses, l'affectation de budgets par projet et les règles de catégorisation automatique, ce qui facilite l'imputation comptable et le calcul précis de la marge par activité.",{"_uid":4586,"title":4587,"component":1382,"description":4588},"cf6ae950-40ed-43f6-aced-6bd02c7c0726","Quelles sont les charges indirectes et comment les gérer ?",{"type":153,"content":4589},[4590],{"type":156,"content":4591},[4592],{"text":4593,"type":162},"Les charges indirectes sont des coûts partagés entre plusieurs activités et non imputables directement à un seul produit. Spendesk facilite la gestion des charges indirectes en centralisant dépenses, en appliquant tags et règles d'allocation, et en exportant des rapports multi-dimensionnels pour répartir les frais généraux dans la comptabilité.",{"_uid":4595,"title":4596,"component":1382,"description":4597},"697609ae-3213-4d0d-8fad-e5842bc2d8b5","Comment automatiser la catégorisation des charges directes et indirectes avec Spendesk ?",{"type":153,"content":4598},[4599],{"type":156,"content":4600},[4601],{"text":4602,"type":162},"Spendesk automatise la catégorisation des charges avec des règles de mappage fournisseur, tags automatiques, attribution de comptes de charge et paramètres de TVA. Les cartes virtuelles et les workflows d'approbation garantissent que chaque dépense est étiquetée et exportée vers le bon compte comptable sans saisie manuelle.",{"_uid":4604,"title":4605,"component":1382,"description":4606},"b9d2655a-5a65-476d-9a36-d7c3fb710286","Pourquoi une catégorisation correcte des charges est-elle importante pour la comptabilité ?",{"type":153,"content":4607},[4608],{"type":156,"content":4609},[4610],{"text":4611,"type":162},"Une catégorisation correcte assure des états financiers fiables, un calcul exact de la TVA et des décisions budgétaires pertinentes. Spendesk fournit rapports granulaires, contrôle des approbations et exports comptables (CSV, Xero, QuickBooks) pour réduire les erreurs, accélérer les clôtures et améliorer la visibilité financière.",[4613],{"cta":4614,"_uid":4615,"title":4616,"eyebrow":4622,"subtitle":4625,"component":252,"textAlign":52,"sectionSettings":4628,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"55d6439e-2d6e-4d0b-811f-88833524e113",{"type":153,"content":4617},[4618],{"type":252,"attrs":4619,"content":4620},{"level":254},[4621],{"text":1438,"type":162},{"type":153,"content":4623},[4624],{"type":156},{"type":153,"content":4626},[4627],{"type":156},[],[4630],{"_uid":4631,"hide":29,"theme":3945,"anchorId":52,"component":3946,"spacingTop":52,"hideOnDevices":4632,"spacingBottom":52,"floatingImages":4633,"variableOverrides":4634},"887f5da9-8cd7-4c15-b74a-887884072568",[],[],[],"charges-directes-vs-indirectes","fr/blog/charges-directes-vs-indirectes",-620,[],"c5aaf963-de62-4c46-b57d-cd48a4a26b74","2025-05-06T13:41:51.421Z",[],"blog/charges-directes-vs-indirectes",[4644,4645,4646],{"path":4642,"name":26,"lang":33,"published":26},{"path":4642,"name":26,"lang":39,"published":26},{"path":4642,"name":26,"lang":41,"published":26},{"name":4648,"created_at":4649,"published_at":16,"updated_at":4650,"id":4651,"uuid":4652,"content":4653,"slug":4691,"full_slug":4692,"sort_by_date":26,"position":4693,"tag_list":4694,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":4695,"first_published_at":4696,"release_id":26,"lang":33,"path":26,"alternates":4697,"default_full_slug":4698,"translated_slugs":4699},"L'union fait la force : les licornes qui avancent ensemble innovent davantage","2025-04-11T12:37:26.093Z","2026-03-12T10:48:05.934Z",654319698,"1910c983-4a87-4cdd-aee5-fef717604552",{"_uid":3710,"title":4648,"topics":4654,"noIndex":29,"category":4671,"language":4680,"component":1349,"heroMedia":4681,"publishedAt":4688,"redirectUrl":52,"listingImage":4689,"metaDescription":4690},[4655,4663],{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4656,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4657,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4658,"default_full_slug":193,"translated_slugs":4659,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4660,4661,4662],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":2526,"created_at":3791,"published_at":16,"updated_at":3792,"id":3793,"uuid":3794,"content":4664,"slug":3797,"full_slug":3798,"sort_by_date":26,"position":3799,"tag_list":4665,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3801,"first_published_at":3802,"release_id":26,"lang":33,"path":26,"alternates":4666,"default_full_slug":3804,"translated_slugs":4667,"_stopResolving":42},{"_uid":3796,"name":2526,"component":23},[],[],[4668,4669,4670],{"path":3804,"name":26,"lang":33,"published":26},{"path":3804,"name":26,"lang":39,"published":26},{"path":3804,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4672,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4674,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4675,"default_full_slug":1356,"translated_slugs":4676,"_stopResolving":42},{"_uid":1343,"icon":4673,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4677,4678,4679],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[4682],{"_uid":3752,"type":52,"asset":4683,"caption":52,"overlay":4687,"component":683},{"id":4684,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4685,"copyright":52,"fieldtype":137,"meta_data":4686,"is_external_url":29},21814458,"https://a.storyblok.com/f/146026/683x513/2668e7fd00/axel-demazy_spendesk-firmin-zocchetto_payfit.png",{},[],"2025-04-11 00:00",[],"Spendesk et Payfit annoncent un partenariat d'ambition afin d'amplifier les innovations et les convergences au sein de l'écosystème FrenchTech.","tribune-spendesk-payfit-partenariat-axel-demazy-firmin-zocchetto","fr/blog/tribune-spendesk-payfit-partenariat-axel-demazy-firmin-zocchetto",-610,[],"f24b99f8-bfdf-4ca9-b5ce-1a357d885351","2025-04-11T12:49:52.237Z",[],"blog/tribune-spendesk-payfit-partenariat-axel-demazy-firmin-zocchetto",[4700,4701,4702],{"path":4698,"name":26,"lang":33,"published":26},{"path":4698,"name":26,"lang":39,"published":26},{"path":4698,"name":26,"lang":41,"published":26},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":4704,"slug":1446,"full_slug":1447,"sort_by_date":26,"position":1448,"tag_list":4799,"is_startpage":29,"parent_id":26,"meta_data":26,"group_id":1450,"first_published_at":6,"release_id":26,"lang":33,"path":26,"alternates":4800,"default_full_slug":1446,"translated_slugs":4801},{"_uid":11,"title":121,"topics":4705,"noIndex":29,"category":4730,"language":4739,"component":1349,"heroMedia":4740,"publishedAt":1370,"redirectUrl":52,"listingImage":4744,"metaDescription":1372,"bottomArticleCta":4745,"componentsAfterTheArticle":4746},[4706,4714,4722],{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4707,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4708,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4709,"default_full_slug":193,"translated_slugs":4710,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4711,4712,4713],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":199,"created_at":200,"published_at":16,"updated_at":201,"id":202,"uuid":203,"content":4715,"slug":206,"full_slug":207,"sort_by_date":26,"position":208,"tag_list":4716,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":210,"first_published_at":211,"release_id":26,"lang":33,"path":26,"alternates":4717,"default_full_slug":213,"translated_slugs":4718,"_stopResolving":42},{"_uid":205,"name":199,"component":23},[],[],[4719,4720,4721],{"path":213,"name":26,"lang":33,"published":26},{"path":213,"name":26,"lang":39,"published":26},{"path":213,"name":26,"lang":41,"published":26},{"name":219,"created_at":220,"published_at":16,"updated_at":221,"id":222,"uuid":223,"content":4723,"slug":226,"full_slug":227,"sort_by_date":26,"position":228,"tag_list":4724,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":230,"first_published_at":231,"release_id":26,"lang":33,"path":26,"alternates":4725,"default_full_slug":233,"translated_slugs":4726,"_stopResolving":42},{"_uid":225,"name":219,"component":23},[],[],[4727,4728,4729],{"path":233,"name":26,"lang":33,"published":26},{"path":233,"name":26,"lang":39,"published":26},{"path":233,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4731,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4733,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4734,"default_full_slug":1356,"translated_slugs":4735,"_stopResolving":42},{"_uid":1343,"icon":4732,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4736,4737,4738],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[4741],{"_uid":1364,"asset":4742,"caption":52,"component":683},{"id":1366,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1367,"copyright":52,"fieldtype":137,"meta_data":4743,"is_external_url":29},{},[],[],[4747],{"cta":4748,"_uid":1377,"items":4749,"heading":4778,"reverse":29,"component":1444,"sectionSettings":4798},[],[4750,4757,4764,4771],{"_uid":1380,"hide":29,"title":1381,"component":1382,"description":4751},{"type":153,"content":4752},[4753],{"type":156,"attrs":4754,"content":4755},{"textAlign":26},[4756],{"text":1389,"type":162},{"_uid":1391,"hide":29,"title":1392,"component":1382,"description":4758},{"type":153,"content":4759},[4760],{"type":156,"attrs":4761,"content":4762},{"textAlign":26},[4763],{"text":1399,"type":162},{"_uid":1401,"hide":29,"title":1402,"component":1382,"description":4765},{"type":153,"content":4766},[4767],{"type":156,"attrs":4768,"content":4769},{"textAlign":26},[4770],{"text":1409,"type":162},{"_uid":1411,"hide":29,"title":1412,"component":1382,"description":4772},{"type":153,"content":4773},[4774],{"type":156,"attrs":4775,"content":4776},{"textAlign":26},[4777],{"text":1419,"type":162},[4779],{"cta":4780,"_uid":1423,"title":4781,"eyebrow":4787,"subtitle":4793,"component":252,"textAlign":52,"eyebrowPill":29,"flexibleSection":4796,"sectionSettings":4797,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],{"type":153,"content":4782},[4783],{"type":252,"attrs":4784,"content":4785},{"level":1428,"textAlign":26},[4786],{"text":1431,"type":162},{"type":153,"content":4788},[4789],{"type":156,"attrs":4790,"content":4791},{"textAlign":26},[4792],{"text":1438,"type":162},{"type":153,"content":4794},[4795],{"type":156},[],[],[],[],[],[4802,4803,4804],{"path":1446,"name":26,"lang":33,"published":26},{"path":1446,"name":26,"lang":39,"published":26},{"path":1446,"name":26,"lang":41,"published":26},{"name":4806,"created_at":4807,"published_at":4808,"updated_at":4809,"id":4810,"uuid":4811,"content":4812,"slug":4937,"full_slug":4938,"sort_by_date":26,"position":4939,"tag_list":4940,"is_startpage":29,"parent_id":26,"meta_data":26,"group_id":4941,"first_published_at":4808,"release_id":26,"lang":33,"path":26,"alternates":4942,"default_full_slug":4937,"translated_slugs":4943},"Cash flow : tout comprendre pour ne plus piloter votre PME à l'aveugle","2026-06-12T14:24:33.466Z","2026-06-12T15:18:14.870Z","2026-06-12T15:18:14.889Z",186714822549836,"29524e86-70f3-4363-b3c7-eebfaf409798",{"_uid":4813,"title":4806,"topics":4814,"noIndex":29,"category":4839,"language":4848,"component":1349,"heroMedia":4849,"publishedAt":1370,"redirectUrl":52,"listingImage":4850,"metaDescription":4857,"bottomArticleCta":4858,"componentsAfterTheArticle":4859},"a7868c7f-056d-4e7e-b938-12fb1b374287",[4815,4823,4831],{"name":219,"created_at":220,"published_at":16,"updated_at":221,"id":222,"uuid":223,"content":4816,"slug":226,"full_slug":227,"sort_by_date":26,"position":228,"tag_list":4817,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":230,"first_published_at":231,"release_id":26,"lang":33,"path":26,"alternates":4818,"default_full_slug":233,"translated_slugs":4819,"_stopResolving":42},{"_uid":225,"name":219,"component":23},[],[],[4820,4821,4822],{"path":233,"name":26,"lang":33,"published":26},{"path":233,"name":26,"lang":39,"published":26},{"path":233,"name":26,"lang":41,"published":26},{"name":3407,"created_at":3408,"published_at":16,"updated_at":3409,"id":3410,"uuid":3411,"content":4824,"slug":3414,"full_slug":3415,"sort_by_date":26,"position":3416,"tag_list":4825,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":3418,"first_published_at":3419,"release_id":26,"lang":33,"path":26,"alternates":4826,"default_full_slug":3421,"translated_slugs":4827,"_stopResolving":42},{"_uid":3413,"name":3407,"component":23},[],[],[4828,4829,4830],{"path":3421,"name":26,"lang":33,"published":26},{"path":3421,"name":26,"lang":39,"published":26},{"path":3421,"name":26,"lang":41,"published":26},{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4832,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4833,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4834,"default_full_slug":193,"translated_slugs":4835,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4836,4837,4838],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4840,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4842,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4843,"default_full_slug":1356,"translated_slugs":4844,"_stopResolving":42},{"_uid":1343,"icon":4841,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4845,4846,4847],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[],[4851],{"_uid":4852,"asset":4853,"caption":52,"component":683},"94df491d-5b57-475b-8e2b-9c0b9ab36ef4",{"id":4854,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4855,"copyright":52,"fieldtype":137,"meta_data":4856,"is_external_url":29},21785633,"https://a.storyblok.com/f/146026/3060x2040/4cf07a2704/procurement-manager_header.png",{},"Cash flow : définition, formules de calcul (CFO, free cash flow) et leviers concrets pour améliorer la trésorerie de votre PME. Guide complet pour les DAF.",[],[4860],{"cta":4861,"_uid":4862,"items":4863,"heading":4914,"reverse":29,"component":1444,"sectionSettings":4936},[],"9f4994c7-e987-48cd-867e-6140b39dc84b",[4864,4874,4884,4894,4904],{"_uid":4865,"hide":29,"title":4866,"component":1382,"description":4867},"dc08235c-92a3-471e-aa7d-ec72d6c3465a","Comment traduire “cash flow” en français ?",{"type":153,"content":4868},[4869],{"type":156,"attrs":4870,"content":4871},{"textAlign":26},[4872],{"text":4873,"type":162},"L’équivalent français est “flux de trésorerie”. Dans la pratique, les professionnels de la finance utilisent indifféremment les deux termes. Le PCG et l’ANC emploient “tableau des flux de trésorerie” dans leurs textes normatifs.",{"_uid":4875,"hide":29,"title":4876,"component":1382,"description":4877},"76939d01-80ac-406d-ac68-1dc19e65a8a1","Qu’est-ce que le cash pooling ?",{"type":153,"content":4878},[4879],{"type":156,"attrs":4880,"content":4881},{"textAlign":26},[4882],{"text":4883,"type":162},"Le cash pooling est une technique de gestion de trésorerie utilisée par les groupes multi-entités. Il consiste à centraliser les soldes bancaires de plusieurs filiales sur un compte unique pour optimiser la trésorerie globale, en compensant les excédents des unes avec les besoins des autres.",{"_uid":4885,"hide":29,"title":4886,"component":1382,"description":4887},"fac9d191-26a7-42b8-9fb3-710f4fadaf2f","Le cash flow peut-il être négatif sans que l’entreprise soit en danger ?",{"type":153,"content":4888},[4889],{"type":156,"attrs":4890,"content":4891},{"textAlign":26},[4892],{"text":4893,"type":162},"Oui, dans deux cas fréquents : un investissement ponctuel important ou une saisonnalité marquée. Le signal d’alerte survient quand le cash flow reste négatif sur plusieurs trimestres consécutifs sans explication structurelle.",{"_uid":4895,"hide":29,"title":4896,"component":1382,"description":4897},"dffc6104-d8ea-46ae-be7d-9e2bb991e7bd","Quelle est la différence entre cash flow et résultat net ?",{"type":153,"content":4898},[4899],{"type":156,"attrs":4900,"content":4901},{"textAlign":26},[4902],{"text":4903,"type":162},"Le résultat net inclut des écritures comptables sans impact de trésorerie (amortissements, provisions). Le cash flow ne retient que les mouvements réels d’argent. Une entreprise peut afficher un bénéfice net tout en manquant de liquidités.",{"_uid":4905,"hide":29,"title":4906,"component":1382,"description":4907},"985e7d6f-893a-4760-802c-0b331a306fdf","Quelle est la formule du cash flow ?",{"type":153,"content":4908},[4909],{"type":156,"attrs":4910,"content":4911},{"textAlign":26},[4912],{"text":4913,"type":162},"La formule directe est : produits encaissés moins charges décaissées. En méthode indirecte, le cash flow opérationnel se calcule ainsi : résultat net, plus amortissements et provisions, moins la variation du BFR.",[4915],{"cta":4916,"_uid":4917,"title":4918,"eyebrow":4925,"subtitle":4931,"component":252,"textAlign":52,"eyebrowPill":29,"flexibleSection":4934,"sectionSettings":4935,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"d6f717fc-977e-4c61-950c-2eb5456901dc",{"type":153,"content":4919},[4920],{"type":252,"attrs":4921,"content":4922},{"level":254,"textAlign":26},[4923],{"text":4924,"type":162},"Les questions qu'on nous pose souvent",{"type":153,"content":4926},[4927],{"type":156,"attrs":4928,"content":4929},{"textAlign":26},[4930],{"text":1438,"type":162},{"type":153,"content":4932},[4933],{"type":156},[],[],[],"cash-flow-tout-comprendre","fr/cash-flow-tout-comprendre",-590,[],"1c0c0162-e38a-46c7-a692-721ee303aedb",[],[4944,4945,4946],{"path":4937,"name":26,"lang":33,"published":26},{"path":4937,"name":26,"lang":39,"published":26},{"path":4937,"name":26,"lang":41,"published":26},{"name":4948,"created_at":4949,"published_at":4950,"updated_at":4951,"id":4952,"uuid":4953,"content":4954,"slug":5066,"full_slug":5067,"sort_by_date":26,"position":5068,"tag_list":5069,"is_startpage":29,"parent_id":3535,"meta_data":26,"group_id":5070,"first_published_at":5071,"release_id":26,"lang":33,"path":26,"alternates":5072,"default_full_slug":5073,"translated_slugs":5074},"Plateformes de dématérialisation (PDP) : tout ce qu’il faut savoir pour être prêt en 2026","2025-01-24T09:48:42.443Z","2026-03-20T15:33:09.787Z","2026-03-20T15:33:09.810Z",614340832,"90eca2f3-bcf1-41d2-9480-0440dc00abd7",{"_uid":4955,"title":4948,"topics":4956,"noIndex":29,"category":4973,"language":4982,"component":1349,"heroMedia":4983,"publishedAt":4991,"redirectUrl":52,"listingImage":4992,"metaDescription":4993,"componentsAfterTheArticle":4994},"efbd698a-cb21-44f4-a729-35bc6069e8a7",[4957,4965],{"name":199,"created_at":200,"published_at":16,"updated_at":201,"id":202,"uuid":203,"content":4958,"slug":206,"full_slug":207,"sort_by_date":26,"position":208,"tag_list":4959,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":210,"first_published_at":211,"release_id":26,"lang":33,"path":26,"alternates":4960,"default_full_slug":213,"translated_slugs":4961,"_stopResolving":42},{"_uid":205,"name":199,"component":23},[],[],[4962,4963,4964],{"path":213,"name":26,"lang":33,"published":26},{"path":213,"name":26,"lang":39,"published":26},{"path":213,"name":26,"lang":41,"published":26},{"name":178,"created_at":179,"published_at":16,"updated_at":180,"id":181,"uuid":182,"content":4966,"slug":185,"full_slug":186,"sort_by_date":26,"position":187,"tag_list":4967,"is_startpage":29,"parent_id":189,"meta_data":26,"group_id":190,"first_published_at":191,"release_id":26,"lang":33,"path":26,"alternates":4968,"default_full_slug":193,"translated_slugs":4969,"_stopResolving":42},{"_uid":184,"name":178,"component":23},[],[],[4970,4971,4972],{"path":193,"name":26,"lang":33,"published":26},{"path":193,"name":26,"lang":39,"published":26},{"path":193,"name":26,"lang":41,"published":26},{"name":1337,"created_at":1338,"published_at":16,"updated_at":1339,"id":1340,"uuid":1341,"content":4974,"slug":1349,"full_slug":1350,"sort_by_date":26,"position":27,"tag_list":4976,"is_startpage":29,"parent_id":1352,"meta_data":26,"group_id":1353,"first_published_at":1354,"release_id":26,"lang":33,"path":26,"alternates":4977,"default_full_slug":1356,"translated_slugs":4978,"_stopResolving":42},{"_uid":1343,"icon":4975,"name":1337,"component":1348},{"id":1345,"alt":1346,"name":52,"focus":52,"title":52,"filename":1347,"copyright":52,"fieldtype":137,"is_external_url":29},[],[],[4979,4980,4981],{"path":1356,"name":26,"lang":33,"published":26},{"path":1356,"name":26,"lang":39,"published":26},{"path":1356,"name":26,"lang":41,"published":26},[33],[4984],{"_uid":4985,"type":52,"asset":4986,"caption":52,"overlay":4990,"component":683},"87f5b05c-ccb5-4f84-82a7-10dab9466b82",{"id":4987,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4988,"copyright":52,"fieldtype":137,"meta_data":4989,"is_external_url":29},19898338,"https://a.storyblok.com/f/146026/1020x680/eaaf26c0af/blog_spend_cube_1.png",{},[],"2025-01-24 00:00",[],"Les PDP (Plateforme de dématérialisation partenaire), sont dorénavant les alliés objectifs des entreprises dans leur transition vers l'e-invoicing. ",[4995],{"_uid":4996,"items":4997,"heading":5043,"reverse":29,"component":1444,"sectionSettings":5060},"a1dae26f-8ddb-41c0-b1c0-4c277bc347d9",[4998,5007,5016,5025,5034],{"_uid":4999,"title":5000,"component":1382,"description":5001},"1d3a89c8-c40c-418a-8ef3-bf0770740438","Qu'est-ce que la gestion des dépenses en entreprise ?",{"type":153,"content":5002},[5003],{"type":156,"content":5004},[5005],{"text":5006,"type":162},"La gestion des dépenses en entreprise centralise approbations, paiements, justificatifs et réconciliation comptable pour garantir visibilité et conformité. Spendesk centralise ces étapes avec des cartes physiques et virtuelles, des workflows d’approbation configurables et l’automatisation des notes de frais, offrant visibilité en temps réel, contrôle des budgets et export comptable direct vers les logiciels de comptabilité.",{"_uid":5008,"title":5009,"component":1382,"description":5010},"4e91d901-2db7-49a3-b5b3-7e28d653c839","Comment fonctionne Spendesk pour les équipes financières et les employés ?",{"type":153,"content":5011},[5012],{"type":156,"content":5013},[5014],{"text":5015,"type":162},"Spendesk propose une plateforme couplée à des moyens de paiement pour automatiser les dépenses des employés et le contrôle financier. Spendesk fournit des cartes physiques et virtuelles, capture mobile des justificatifs avec OCR, workflows d’approbation et export comptable automatisé, ce qui réduit les avances, accélère les validations et simplifie la réconciliation comptable.",{"_uid":5017,"title":5018,"component":1382,"description":5019},"19435225-8a64-47d6-900f-6e2be5be060c","Qu'est-ce qu'une plateforme de dématérialisation des pièces comptables (PDP) ?",{"type":153,"content":5020},[5021],{"type":156,"content":5022},[5023],{"text":5024,"type":162},"Une plateforme de dématérialisation des pièces comptables (PDP) centralise la capture, l’horodatage, l’indexation et l’archivage des factures et justificatifs en format numérique. Spendesk complète ce flux en capturant les reçus via l’application mobile, en appliquant OCR sur les justificatifs et en conservant un historique horodaté pour faciliter les contrôles fiscaux et les exports comptables.",{"_uid":5026,"title":5027,"component":1382,"description":5028},"137170f0-77f8-4063-9486-4a296c2c944b","Comment préparer mon entreprise aux obligations PDP prévues pour 2026 ?",{"type":153,"content":5029},[5030],{"type":156,"content":5031},[5032],{"text":5033,"type":162},"Préparer l'entreprise implique de numériser les justificatifs, centraliser l’archivage et garantir l’horodatage et l’intégrité des pièces comptables. Spendesk aide à se conformer en centralisant la capture mobile des justificatifs, en appliquant OCR, en conservant l’historique horodaté et en exportant les flux validés vers le logiciel comptable pour faciliter les audits et la conformité TVA.",{"_uid":5035,"title":5036,"component":1382,"description":5037},"07f4cf21-21de-4090-a5ea-a0f37ef82c3e","Comment Spendesk s'intègre-t-elle avec les PDP et les logiciels comptables ?",{"type":153,"content":5038},[5039],{"type":156,"content":5040},[5041],{"text":5042,"type":162},"Spendesk s’intègre via connecteurs et export API avec les PDP et les logiciels comptables pour synchroniser transactions et justificatifs. Spendesk transmet automatiquement les dépenses, les pièces horodatées et les codes de comptabilisation, ce qui réduit les saisies manuelles, accélère les rapprochements et garantit un flux d’audit complet entre la PDP et l’ERP comptable.",[5044],{"cta":5045,"_uid":5046,"title":5047,"eyebrow":5053,"subtitle":5056,"component":252,"textAlign":52,"sectionSettings":5059,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"e2ae03f4-bf90-4af7-9416-ba681117db29",{"type":153,"content":5048},[5049],{"type":252,"attrs":5050,"content":5051},{"level":254},[5052],{"text":1438,"type":162},{"type":153,"content":5054},[5055],{"type":156},{"type":153,"content":5057},[5058],{"type":156},[],[5061],{"_uid":5062,"hide":29,"theme":3945,"anchorId":52,"component":3946,"spacingTop":52,"hideOnDevices":5063,"spacingBottom":52,"floatingImages":5064,"variableOverrides":5065},"9e6f1c42-38e0-4511-9cea-0e80e06fb334",[],[],[],"plateformes-de-dematerialisation-pdp-tout-ce-qu-il-faut-savoir-pour-etre-pret-en-2026","fr/blog/plateformes-de-dematerialisation-pdp-tout-ce-qu-il-faut-savoir-pour-etre-pret-en-2026",-530,[],"5a1ffc68-5fc5-4239-8a83-fbee8832762e","2025-01-24T14:32:52.424Z",[],"blog/plateformes-de-dematerialisation-pdp-tout-ce-qu-il-faut-savoir-pour-etre-pret-en-2026",[5075,5076,5077],{"path":5073,"name":26,"lang":33,"published":26},{"path":5073,"name":26,"lang":39,"published":26},{"path":5073,"name":26,"lang":41,"published":26},[5079,5080,5081,5082],["Reactive",4201],["Reactive",4088],["Reactive",3309],["Reactive",3703],["Island",5084],{"key":5085,"result":5086},"MarkdownRenderer_jmAB7m3rNSQUg1hkYLSg6l9CvhIXYDQycseafmbnGD4",{"head":5087},{"link":5088,"style":5089},[],[],1781281284378]